The top-rated health insurance agent in Oxford, Michigan is Nick Horvath - State Farm Insurance Agent, rated 4.9 stars across 228 reviews. Other highly rated options include Best Senior Health Plans, Curtis Insurance Agency-America One, Community Insurance Center. This directory lists 14 health insurance agents serving Oxford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Nick Horvath - State Farm Insurance Agent | 148 S Washington St | (248) 693-2464 |
| 2 | Best Senior Health Plans | 52 E Burdick St #473 | (248) 770-7553 |
| 3 | Curtis Insurance Agency-America One | 25 N Washington St | (248) 628-3604 |
| 4 | Community Insurance Center | 932 S Lapeer Rd | (248) 628-2505 |
| 5 | Melisa Counelis Farm Bureau Insurance | 115 S Washington St | (248) 929-5896 |
| 6 | Angela McConnell - State Farm Insurance Agent | 318 N Lapeer Rd | (248) 628-4823 |
| 7 | Farmers Insurance - Kenneth Spindler | 605 S Lapeer Rd Ste B | (248) 628-8900 |
| 8 | Rich Dagenais Insurance | 826 S Lapeer Rd # C | (248) 628-4900 |
| 9 | Swiss Insurance Group | 65 S Washington St Unit B | (248) 800-4177 |
| 10 | JDR Wealth Management, LLC | 65 S Washington St Unit 2A | (248) 218-2624 |
Nick Horvath – State Farm Insurance Agent serves the Oxford, Michigan area and surrounding communities as a local health insurance agent. The agency helps residents understand and enroll in individual health plans, including options available through the Health Insurance Marketplace. Additionally, the agency provides guidance on short-term medical coverage and Medicare supplement policies. These services address both comprehensive year-round needs and specific supplemental health insurance concerns for local clients.
Best Senior Health Plans in Oxford, MI, offers assistance with enrolling in Medicare Advantage, Medigap, and Part D prescription drug plans. The company provides ongoing policy reviews and annual plan comparisons to ensure coverage aligns with changing health needs. Annual enrollment period support is available to help clients navigate updates and avoid gaps in coverage. This health insurance agent serves individual clients, including those living in single-family homes and apartment complexes, as well as small business owners operating retail shops and local restaurants.
Curtis Insurance Agency-America One serves Oxford, Michigan, and the surrounding communities, handling health insurance coverage for individuals and families in the area. The agency works with clients to navigate plan options, helping them understand policy details and coverage choices that meet their needs. It guides customers through the enrollment process and addresses questions about deductibles and provider networks. For each job, it begins with a thorough review of a client’s medical needs and budget to match them with suitable health plan selections.
Community Insurance Center serves homeowners, businesses, and property managers in and around Oxford, MI, helping them navigate health coverage options. The agency assists clients in comparing individual and group plans to fit diverse healthcare needs and budgets. It provides guidance through enrollment periods and plan changes, aiming to clarify complex insurance terms for local residents. The company also covers the surrounding Lake Orion area, ensuring access to personalized health insurance support for those communities.
Serving Oxford, Michigan, Melisa Counelis Farm Bureau Insurance offers clients a choice between one-time policy purchases or ongoing coverage plans, addressing immediate health needs and long-term medical security. As a health insurance agent, this business assists individuals and families in navigating plan selection, enrollment, and claims support within the local insurance marketplace. Services are available on both a scheduled and as-needed basis to accommodate varying client preferences.
Angela McConnell - State Farm Insurance Agent in Oxford, MI specializes in health insurance policies, including individual and family plans. The agency also handles related coverage needs such as dental and vision insurance for local residents. Clients often turn to Angela McConnell for guidance through open enrollment periods. The office helps individuals and families compare plan options to find affordable monthly premiums. During tax season or after a major life change like a new job, the agent assists with updating coverage or filing for a special enrollment period.
As the seasons change in Oxford, local residents often find themselves reviewing their coverage needs, particularly for unexpected medical costs. Farmers Insurance - Kenneth Spindler provides guidance on health insurance options that fit individual and family circumstances, helping clients navigate plan selections and potential subsidies. The agent assists with comparing policies from various carriers, ensuring customers understand deductibles and network limitations during enrollment periods. An initial assessment of current coverage and health care usage typically begins the process, followed by a careful review of available plan documents and benefits.
Rich Dagenais Insurance works with individuals and families in the Oxford area to find health plans that suit their needs. The agency specializes in helping clients understand complex insurance options, including marketplace plans and supplemental coverage. It also advises on policies that cover routine check-ups, emergency visits, and prescription drugs. Rich Dagenais Insurance can serve commercial accounts for various work settings such as professional offices, warehouses, and food service businesses.
Swiss Insurance Group offers residential health insurance services to clients in Oxford, Michigan, assisting individuals and families with policy selection and enrollment. The agency also provides commercial coverage options for local businesses seeking group health plans. Their service area includes Oxford and the surrounding communities in the region. The team helps match plans to coverage needs and administrative requirements. Following initial consultations, representatives conduct follow-up communications and coordinate repeat service between regular visits to address policy updates or changing health needs.
JDR Wealth Management, LLC in Oxford, MI is known for guiding individuals and families through the selection of health insurance plans. Its service range includes evaluating medical needs to match clients with suitable individual, family, or group coverage options. Agents provide clear explanations of deductibles, premiums, and network choices to assist informed decision-making. As an added specialty service, the agency supports clients with annual policy reviews to adjust coverage as healthcare needs evolve.
What Does a a Health Insurance Agent in Oxford Cost?
Health insurance agents in Michigan do not charge consumers for their services. Their compensation comes from insurance companies as a commission typically 3 to 5 percent of the premium. For ACA plans the commission is often a flat fee per policy per month ranging from 15 to 25 dollars. Costs for the insurance itself vary by plan age and income. This is general information not insurance advice.
About health insurance agents in Oxford
Health insurance agents in Oxford Michigan help individuals families and small businesses compare plans on the Health Insurance Marketplace. Michigan law requires agents to be licensed by the Department of Insurance and Financial Services. They can guide you through open enrollment or special enrollment periods based on qualifying life events.
Frequently Asked Questions
What does a health insurance agent in Oxford do?
A health insurance agent helps you review and enroll in health plans from private insurers or the Michigan Marketplace. They explain coverage details deductibles and out of pocket costs. Agents do not charge you directly they earn commissions from insurance companies.
When can I enroll in a health plan in Michigan?
Open enrollment for ACA plans in Michigan usually runs from November 1 to January 15 each year. You may qualify for a special enrollment period after a life event like marriage birth or loss of other coverage. Michigan also offers Medicaid enrollment year round if you meet income requirements.
Do I need an agent to buy health insurance in Michigan?
No you can buy directly from the Michigan Marketplace or an insurer. However an agent can help you compare plans and apply for premium tax credits or cost sharing reductions. Their service is free to you and they can explain Michigan specific rules like the state Medicaid expansion.
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