The top-rated health insurance agent in Niles, Michigan is Jessica Massey - State Farm Insurance Agent, rated 4.9 stars across 102 reviews. Other highly rated options include Goosehead Insurance - Chris Hammermeister, IMS Insurance, First American Title Insurance Company. This directory lists 16 health insurance agents serving Niles.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jessica Massey - State Farm Insurance Agent | 2429 S 11th St | (269) 683-2025 |
| 2 | Goosehead Insurance - Chris Hammermeister | 306 E Main St Suite 260 | (269) 241-2311 |
| 3 | IMS Insurance | 214 N 4th St | (269) 683-4900 |
| 4 | First American Title Insurance Company | 20 N 2nd St Suite 104 | (269) 683-5500 |
| 5 | Brian Watson: Allstate Insurance | 1218 Oak St | (269) 684-5200 |
| 6 | Hagen Insurance Agency | 2015 Niles Buchanan Rd | (269) 683-1788 |
| 7 | Farmers Insurance - Patrick Colburn | 92 E Main St | — |
| 8 | Paul Barrett - State Farm Insurance Agent | 224 Front St | (269) 683-6178 |
| 9 | Korhorn Financial Group, Inc. | 2028 S 11th St | (269) 684-2560 |
| 10 | Farm Bureau Insurance - Scott Phelps | 2215 S 11th St #16 | (269) 684-1717 |
Jessica Massey’s State Farm Insurance Agency, serving the Niles, Michigan area and Berrien County, connects clients with essential health insurance plans. The office helps individuals and families navigate coverage options to meet medical needs and budgets, assisting with plan selection during open enrollment and special enrollment periods. Their agents guide customers through policy details and answer questions about benefits, deductibles, and network providers. The agency handles both individual health insurance policies and family health insurance plans.
Goosehead Insurance - Chris Hammermeister provides a range of health insurance options, including individual and family plans, as well as Medicare supplements. It offers ongoing service and annual policy reviews to help clients adjust coverage as their needs change. Located in Niles, MI, the agency assists individuals and business owners in navigating open enrollment and plan comparisons. It services single-family homes, apartments, retail locations, and restaurants in the surrounding area.
IMS Insurance, a Health Insurance Agent based in Niles, Michigan, is known for guiding individuals and families through the complexities of health coverage plans. Services include helping clients compare marketplace options and understand local provider networks for medical needs in the surrounding area. The agency also works to explain essential health benefits and out-of-pocket costs during enrollment. For specialty coverage, the agency offers assistance with short-term gap plans for those between major insurance policies.
Based in Niles, Michigan, First American Title Insurance Company serves clients throughout the surrounding communities. The agency handles health insurance plans, helping individuals and families navigate their coverage options for medical needs. It works with standard policies to align with each client’s specific healthcare situation. To complete a typical job, the agent first reviews a client’s current coverage before presenting plan choices that fit their budget.
Brian Watson: Allstate Insurance serves homeowners, businesses, and property managers in the Niles, Michigan area. As a health insurance agent, the company helps clients compare plans, understand coverage options, and enroll in policies that meet their needs. It assists with individual and family health plans as well as supplemental insurance products. Customers seeking guidance through the enrollment process can receive personalized assistance. The agency also covers the neighboring communities of Buchanan and Dowagiac.
Health insurance clients can choose between a one-time plan review and ongoing support for changing needs. A health insurance agent in Niles helps individuals and families find coverage such as individual plans, family policies, or Medicare options. The agent guides clients through open enrollment and special enrollment periods, explaining deductibles and copays. Policy adjustments are made when life events occur, and service is available on a scheduled or as-needed basis for plan updates and billing questions.
Paul Barrett works as a health insurance agent, serving clients in and around Niles, Michigan. This office also assists individuals and families in finding suitable health insurance plans and explaining coverage options. By clarifying policy details and helping to navigate enrollment processes, the agency supports informed decisions. Commercial sectors that rely on these insurance services include nearby offices, warehouses, and food service establishments.
Korhorn Financial Group, Inc. serves Niles, Michigan residents in selecting health insurance coverage for their homes and families, and also advises local businesses on commercial group plans. Their service area extends throughout the surrounding region. After an initial policy enrollment, the agency assists clients with claims questions or plan changes and provides ongoing support between regular plan renewal visits to ensure coverage remains appropriate.
As winter approaches in Niles, many families begin reviewing their medical coverage needs, a process that Farm Bureau Insurance - Scott Phelps addresses with clear consultations. This local agency specializes in helping clients select appropriate health insurance plans based on individual circumstances and available policies. Their representatives explain key features and potential limitations of different coverage options, ensuring customers understand what each plan includes. An initial-assessment meeting typically involves reviewing current medical usage and preferred providers to identify suitable choices before any application is submitted.
What Does a a Health Insurance Agent in Niles Cost?
Health insurance agents in Michigan typically do not charge a direct fee to consumers. Their compensation comes from the insurance company as a commission, which is included in the plan premium. For individual plans, premiums can range from 200 to 800 dollars per month depending on age, income, and coverage level. Medicare Advantage and Supplement plans may have different cost structures. This is general information and not insurance advice.
About health insurance agents in Niles
Health insurance agents in Niles, Michigan help residents compare plans from multiple carriers. They assist with individual and family coverage, Medicare, and small business options. Michigan law requires agents to be licensed by the Department of Insurance and Financial Services, ensuring they meet state standards.
Frequently Asked Questions
What does a health insurance agent in Niles do?
A health insurance agent helps you review and enroll in health plans from different companies. They explain deductibles, copays, and network options. They also assist with subsidy eligibility under the Affordable Care Act.
Do I have to pay a fee for a health insurance agent in Michigan?
In most cases, health insurance agents are paid by the insurance carrier, not by you. Their commission is built into the plan premium. Always confirm any fees before working with an agent.
Can a Niles agent help with Michigan Medicaid or Healthy Michigan Plan?
Yes, many agents can guide you on eligibility for Michigan Medicaid or the Healthy Michigan Plan. However, enrollment for these programs is handled through the Michigan Department of Health and Human Services. An agent can explain the process and refer you to the correct office.
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