The top-rated health insurance agent in New Baltimore, Michigan is Hannah Montilla - State Farm Insurance Agent, rated 5.0 stars across 234 reviews. Other highly rated options include Insurance Warehouse, Customers First Insurance Group, John Kunz: Allstate Insurance. This directory lists 13 health insurance agents serving New Baltimore.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Hannah Montilla - State Farm Insurance Agent | 51221 Washington St | (586) 725-2434 |
| 2 | Insurance Warehouse | 51150 Washington St | (586) 623-5629 |
| 3 | Customers First Insurance Group | 49696 Gratiot Ave | (586) 221-6870 |
| 4 | John Kunz: Allstate Insurance | 35740 Green St | (586) 725-0044 |
| 5 | Mark Clark Insurance Agency | 35208 23 Mile Rd | (248) 710-2079 |
| 6 | Dudek Insurance Agency Group | 36120 Green St | (586) 725-0030 |
| 7 | James Lafranca: Allstate Insurance | 29930 23 Mile Rd | (586) 949-8660 |
| 8 | Davis-Vandenbossche Insurance | 51180 Bedford St | (586) 716-2990 |
| 9 | Gass-Becker Insurance | 49640 Gratiot Ave | (586) 598-7525 |
| 10 | Chesterfield Insurance Group | 51687 Johns Dr | (586) 210-2032 |
Hannah Montilla - State Farm Insurance Agent serves the New Baltimore, Michigan area and surrounding Macomb County as a health insurance agent. This agency helps individuals and families navigate plan options to find coverage that meets their medical and financial needs. Policies can address routine doctor visits, hospital stays, and prescription drug expenses. Additional support is available for understanding open enrollment periods and plan renewals. The agent also handles ancillary products such as dental and vision insurance plans for local clients.
Insurance Warehouse provides a range of health insurance agent services to individuals and families in New Baltimore, Michigan. It assists clients in selecting and enrolling in medical plans that fit their needs. Ongoing support includes help with policy maintenance, plan adjustments, and filing claims. The agency can also explain enrollment periods and assist with subsidy applications. It services single-family homes, apartments, retail establishments, and restaurants.
Homeowners and small business owners in New Baltimore, Michigan find a dedicated resource for health insurance guidance at Customers First Insurance Group. This local agency helps clients evaluate individual plans, family coverage options, and group benefits tailored to their specific needs. Licensed professionals provide clear explanations of plan features and assist with enrollment processes. Their service area extends into the surrounding communities of Anchor Bay and Chesterfield Township, ensuring residents across northern Macomb County can access knowledgeable support for their health insurance decisions.
John Kunz: Allstate Insurance serves New Baltimore, Michigan, and the surrounding communities throughout Macomb County with health insurance coverage options. The agency handles individual health plans, family policies, and small group medical benefits for local residents and business owners. John Kunz assists clients in understanding their policy details and available network providers. For a typical job, the agent reviews a client's medical needs and budget to present appropriate plan choices that meet regulatory requirements.
Mark Clark Insurance Agency in New Baltimore, Michigan offers both one-time plan reviews and recurring service options for ongoing policy needs. The agency assists clients with understanding health insurance coverage, including major medical and supplemental plans that help manage healthcare costs. They work with individuals and families to find suitable plans based on local provider networks and prescription drug requirements. Service runs on a one-time, scheduled, or as-needed basis depending on each client's specific situation and renewal cycle.
Dudek Insurance Agency Group specializes in helping individuals and families select health insurance plans that fit their medical needs and budget. Based in New Baltimore, MI, the agency guides clients through the complexities of the local health insurance marketplace, explaining coverage options and plan differences. It assists with policy enrollment, renewals, and claims questions for ongoing support. For those losing employer coverage or navigating annual Open Enrollment, the agency helps secure new individual or family policies.
With open enrollment and seasonal changes creating shifts in coverage needs across Macomb County, James Lafranca: Allstate Insurance in New Baltimore guides clients through their health insurance choices. The company focuses on matching individual plans to medical budgets and anticipated care requirements while explaining policy details clearly. Their process begins with an initial consultation to review current coverage and discuss specific health needs. A simple inspection of the existing plan together allows for an accurate assessment of possible adjustments.
Davis-Vandenbossche Insurance, located in New Baltimore, MI, works with individuals and families to find health insurance coverage that meets their medical needs. The agency helps with plan selection, filing claims, and understanding policy details. As health insurance agents, they explain the differences between various plans and guide clients through enrollment periods. They can assist businesses with group health options, including coverage for office staff, warehouse employees, and food service workers.
Gass-Becker Insurance offers residential health coverage to individuals and families in New Baltimore, Michigan. Commercial coverage options are also available for local small businesses within the surrounding Macomb County area. As a health insurance agent, the company helps clients navigate plan selections and enrollment deadlines each year. Clients can return for follow-up consultations to adjust their policies whenever their medical needs or financial situations change between regular open enrollment visits.
Chesterfield Insurance Group is a health insurance agency based in New Baltimore, MI, known for connecting local residents and families with suitable medical coverage plans. The company helps clients navigate individual health policies, group benefits for small businesses, and Medicare options throughout the surrounding communities. Its agents work to explain complex policy details and assist with enrollment periods. A specialty service this agency offers is helping clients evaluate supplemental plans for additional dental, vision, or prescription drug coverage.
What Does a a Health Insurance Agent in New Baltimore Cost?
Health insurance premiums in Michigan vary widely based on age, location, plan tier, and income. For an individual in New Baltimore, a bronze ACA plan may cost around $300 to $500 per month before subsidies, while a gold plan can range from $500 to $800. Subsidies based on income can lower these costs significantly. Medicare Advantage plans often have low or zero monthly premiums but include copays. This is general information and not insurance advice.
About health insurance agents in New Baltimore
Health insurance agents in New Baltimore, Michigan help individuals and families compare plans on the Health Insurance Marketplace and private carriers. Michigan law requires all agents to be licensed by the Department of Insurance and Financial Services (DIFS). These agents can explain open enrollment periods and special enrollment qualifying events under the Affordable Care Act.
Frequently Asked Questions
What is the open enrollment period for health insurance in Michigan?
The open enrollment period for ACA marketplace plans in Michigan typically runs from November 1 to January 15 each year. Outside this window, you can only enroll if you have a qualifying life event like losing other coverage or moving to New Baltimore.
Can a health insurance agent help me with Medicare in New Baltimore?
Yes, many agents in New Baltimore are certified to sell Medicare Advantage and Medicare Supplement plans. They can help you compare Part D drug plans and explain the annual Medicare open enrollment period from October 15 to December 7.
Do I have to pay a fee to use a health insurance agent in Michigan?
No, licensed health insurance agents in Michigan are typically paid by the insurance companies, not by you. Their services are free to consumers when you enroll in a plan through them.
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