The top-rated health insurance agent in Muskegon, Michigan is Janis-Shunta Insurance Agency, rated 5.0 stars across 581 reviews. Other highly rated options include Brightway Insurance, The Lambert Family Agency, Michigan Insurance Group, Farmers Insurance - Allanger Salgado Agency. This directory lists 21 health insurance agents serving Muskegon.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Janis-Shunta Insurance Agency | 436 Giles Rd | (231) 744-0400 |
| 2 | Brightway Insurance, The Lambert Family Agency | 3023 Henry St | (231) 769-2700 |
| 3 | Michigan Insurance Group | 1060 W Norton Ave Suite 1 | (231) 755-3000 |
| 4 | Farmers Insurance - Allanger Salgado Agency | 752 Pine St | (231) 903-0314 |
| 5 | Jerviss Fethke Insurance Agency..."Because Things Happen" | 71 W Webster Ave | (231) 722-2375 |
| 6 | Mark Noffsinger: Allstate Insurance | 5843 Harvey St | (231) 799-2222 |
| 7 | Capstone Insurance Services | 1050 W Western Ave Suite 311 | (231) 744-4324 |
| 8 | Majestic Insurance Agency, LLC | 200 Viridian Dr | (231) 638-5030 |
| 9 | Anchor Insurance Group, Inc | 877 Terrace St | (231) 726-5081 |
| 10 | McKenzie Price Insurance Agency, Inc. | 455 W Norton Ave | (231) 733-4411 |
Janis-Shunta Insurance Agency offers a range of health insurance services, including plan selection assistance and enrollment support for individuals and families. The agency helps clients navigate policy renewals and provides guidance on coverage changes throughout the year. Their service approach includes answering questions about deductibles, copays, and network providers to ensure clear understanding of benefits. They maintain regular contact with clients to review changing healthcare needs. The agency serves single-family homes, apartments, and local retail establishments in the Muskegon, MI area.
Brightway Insurance, The Lambert Family Agency in Muskegon, MI serves homeowners and renters seeking health insurance coverage, as well as individuals needing personal plans. The agency assists customers with comparing policy options, explaining plan benefits, and navigating enrollment periods for comprehensive medical protection. General guidance on plan selection and renewals is also provided to ensure informed choices. This agency extends its services to nearby Norton Shores for area residents.
Michigan Insurance Group serves Muskegon and the surrounding West Michigan communities, providing coverage plans for individuals, families, and small business owners. It handles major medical health insurance policies, short-term medical options, and supplemental accident or critical illness plans. The agency also helps clients navigate open enrollment periods and understand changes in federal healthcare regulations. To manage each case, the agent first reviews the client's current coverage, medical needs, and budget before comparing available plans from multiple insurers to recommend a suitable option.
As a health insurance agent, the Farmers Insurance - Allanger Salgado Agency in Muskegon, MI, helps individuals and families select medical coverage plans that match their needs and budgets. It assists clients in understanding policy details, comparing options, and enrolling during open enrollment periods. The agency also guides local residents through life changes such as turning sixty-five and transitioning to Medicare plans, ensuring they avoid late enrollment penalties.
As winter storms and seasonal illnesses arrive in Muskegon, residents often seek guidance on their medical coverage options. Jerviss Fethke Insurance Agency, located in Muskegon, MI, assists individuals and families in navigating their health insurance needs. The agency helps clients compare available plans, explains deductibles and out-of-pocket costs, and clarifies enrollment periods for local marketplace policies. Their focus is on matching clients with appropriate coverage for their specific circumstances. The initial step involves scheduling a straightforward consultation to review a client’s current situation and identify suitable plan options before enrollment.
Mark Noffsinger: Allstate Insurance provides options for one-time consultations or ongoing service for health insurance needs in Muskegon, MI. Coverage plans are explained to help clients find individual or family policies that fit their healthcare requirements. The office assists with understanding policy details and navigating options available in the local area. Service runs on either a one-time or as-needed basis, allowing clients to schedule appointments when they require guidance.
Capstone Insurance Services assists individuals and businesses in Muskegon, Michigan, with their health insurance needs. The company specializes in helping clients navigate plans that cover medical care and preventive services. Their work involves explaining coverage options and enrollment procedures to local residents. Capstone Insurance Services can also provide guidance for commercial sectors, including offices, warehouses, and food service operations.
Majestic Insurance Agency, LLC in Muskegon, MI is known for connecting local residents with suitable health insurance plans. Its service range encompasses individual and family coverage options tailored to various healthcare needs. The agency helps clients navigate open enrollment periods and policy changes. It also assists with Medicare plan comparisons. As a specialty service, the firm can provide guidance on dental and vision insurance add-ons for comprehensive care.
Anchor Insurance Group, Inc in Muskegon provides health insurance guidance for residential clients, helping individuals find suitable coverage. The agency also assists local businesses with commercial health plans tailored to their needs. Services address the greater Muskegon area. Health insurance agents here explain policy options, compare plans, and assist with enrollment. After initial placement, clients can return for plan adjustments, renewal reviews, or additional questions between scheduled visits, ensuring ongoing support as needs change.
McKenzie Price Insurance Agency, Inc. in Muskegon, Michigan helps clients compare one-time short-term health plans with recurring major medical coverage for ongoing care. Their service navigates the complexities of local and federal health insurance options available to area residents. They assist in evaluating deductibles, copays, and network restrictions to match individual or family needs. This agency offers appointments on a scheduled or as-needed basis, ensuring clients receive guidance when required for plan renewals or new enrollments.
What Does a a Health Insurance Agent in Muskegon Cost?
Health insurance agents in Michigan typically do not charge a fee to consumers for their services. Their compensation comes from insurance carriers as a commission which is built into the premium. For ACA plans premiums in Muskegon vary widely based on age income and plan tier ranging from around 300 to 800 dollars per month for an individual. Medicare plan costs depend on the specific policy and provider network. This is general information not insurance advice.
About health insurance agents in Muskegon
Health insurance agents in Muskegon Michigan help individuals families and small businesses find coverage that fits their budget and healthcare needs. Michigan law requires all agents to be licensed by the Department of Insurance and Financial Services. Agents can assist with the Michigan Health Insurance Marketplace open enrollment and special enrollment periods.
Frequently Asked Questions
What does a health insurance agent in Muskegon do?
A health insurance agent helps you compare plans from different carriers and explains coverage options. They assist with enrollment in ACA marketplace plans Medicare Advantage or Medigap policies. Agents do not charge you directly their commission is paid by the insurance company.
When can I enroll in a health insurance plan in Michigan?
Open enrollment for ACA plans typically runs from November 1 to January 15 each year. Michigan offers a special enrollment period for qualifying life events like marriage birth or loss of other coverage. Medicare initial enrollment starts three months before your 65th birthday.
Are there Michigan specific rules for health insurance agents?
Yes Michigan agents must complete continuing education courses every two years to renew their license. They must also follow the Michigan Insurance Code which prohibits unfair trade practices. Agents must clearly disclose their license status and any conflicts of interest.
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