The top-rated health insurance agent in Flint, Michigan is Pioneer State Mutual Insurance Co, rated 3.9 stars across 416 reviews. Other highly rated options include Security First Insurance Agency, Inc, BGM Insurance Agency, Inc, Al Bourdeau Insurance Agency. This directory lists 25 health insurance agents serving Flint.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Pioneer State Mutual Insurance Co | 1510 Elms Rd | (810) 733-2300 |
| 2 | Security First Insurance Agency, Inc | 3526 Miller Rd G | (810) 732-5800 |
| 3 | BGM Insurance Agency, Inc | 1063 E Hill Rd | (810) 244-9200 |
| 4 | Al Bourdeau Insurance Agency | 3835 Davison Rd | (810) 742-3411 |
| 5 | Genesee Health Plan | 2171 S Linden Rd | (810) 232-7740 |
| 6 | Eve Insurance | 4508 Beecher Rd | (810) 733-0666 |
| 7 | Ron Gillum Jr - State Farm Insurance Agent | 1510 W Court St #1 | (810) 239-3550 |
| 8 | Phillips Insurance - An Independent Agency Since 1917 | 6045 Corunna Rd # B | (810) 230-0020 |
| 9 | Blackmore Rowe Insurance | G-6235 Corunna Rd Suite H | (810) 720-8244 |
| 10 | Mark Owen Insurance Agency | 4386 Lennon Rd | (810) 732-5000 |
Pioneer State Mutual Insurance Co serves the Flint, Michigan metro area as a health insurance agent. The company helps individuals and families find coverage that fits their medical needs and budgets. Its agents guide clients through plan details and enrollment processes. They also assist with annual policy reviews to ensure local residents maintain appropriate protection. Specific services include handling Medicare supplement plans and individual health insurance applications in the Flint area.
Security First Insurance Agency, Inc offers health insurance agent services to individuals and families in Flint, Michigan. These services include reviewing available plans, explaining coverage options, and assisting with enrollment during open enrollment and special enrollment periods. The agency helps clients understand their deductibles, copayments, and network choices, and can assist with plan changes as needs evolve. It services single-family homes, apartments, retail businesses, and restaurants in the local area.
Serving Flint, Michigan, and its surrounding communities, BGM Insurance Agency, Inc provides health insurance agent services to individuals and families in the region. The company assists clients in navigating available health plans and coverage options suited to their needs and budgets. A typical engagement begins with a thorough review of the client’s current situation and objectives. The agent then presents suitable plan choices from the marketplace and helps complete the necessary application and enrollment paperwork.
Homeowners and business owners in Flint, Michigan seeking health insurance plans can work with Al Bourdeau Insurance Agency for individual and group coverage options. The agency assists clients in navigating open enrollment periods and understanding different policy structures. Appointments are available to review plan details and compare available benefits within the local healthcare network. This service also extends to residents in the surrounding Genesee County communities, including Grand Blanc.
Genesee Health Plan in Flint, MI, differentiates between one-time consultations and ongoing coverage management, allowing clients to choose a service model that fits their immediate or long-term needs. The agency assists with reviewing available health insurance options and explaining benefits specific to local healthcare networks. Service availability for assistance or policy renewals runs on a scheduled appointment system rather than a drop-in or as-needed basis.
Eve Insurance provides health insurance agent services, focusing on helping individuals and families in Flint navigate plan options under the Affordable Care Act. It also assists local small business owners with group health coverage to meet employee needs and regulatory requirements. The agency works with clients to compare deductibles, premiums, and provider networks for a suitable fit. During the annual open enrollment period, it helps residents in Flint avoid gaps in coverage and enroll before the December deadline.
Ron Gillum Jr - State Farm Insurance Agent in Flint, MI, assists individuals and families in finding medical coverage that fits their needs and budget. The agency specializes in health insurance plans, offering guidance through open enrollment and policy selections. It also helps businesses protect their employees with group health benefits. Located in Flint, the agency serves local commercial sectors, including offices, warehouses, and food service establishments, ensuring they have proper coverage for their operations.
Phillips Insurance - An Independent Agency Since 1917 is known for connecting Flint residents with individual and group health insurance plans. The agency guides clients through the selection of medical, dental, and vision coverage options that fit varying budgets and needs. Representatives explain policy details and help with annual enrollment and plan comparisons. As a local agency, it provides ongoing support for claims and coverage questions. Phillips Insurance can also assist with Medicare supplement plans for eligible individuals.
As the open enrollment season approaches in Flint, residents often seek clarity on their medical coverage options. Blackmore Rowe Insurance serves as a local health insurance agent, helping individuals and families navigate available plans. The team provides guidance on plan details, including networks and out-of-pocket costs, to match clients with suitable policies. They typically begin with a personal assessment to review each person’s healthcare needs and budget constraints before recommending specific options. Initial inspections of current coverage and health priorities are conducted during the first consultation.
What Does a a Health Insurance Agent in Flint Cost?
Health insurance agents in Michigan are typically paid by the insurance company not by you. Their commission is built into the plan premium so you pay the same price whether you use an agent or buy direct. Some independent agents may charge a flat fee for consulting services usually between 50 and 200 dollars per session. Costs vary by case and plan type. This is general information not insurance advice.
About health insurance agents in Flint
Health insurance agents in Flint Michigan help individuals families and small businesses find coverage that meets their needs and budget. Michigan law requires all agents to be licensed by the Department of Insurance and Financial Services. Agents can explain options under the Affordable Care Act and help you apply for special enrollment periods if you qualify.
Frequently Asked Questions
What does a health insurance agent in Flint do?
A health insurance agent helps you compare plans from different insurers and enrolls you in a policy. They explain deductibles copays and out of pocket maximums. Agents in Michigan must follow state rules on disclosure and cannot charge you extra for their help.
Is there a time limit to enroll in a health plan in Michigan?
Open enrollment for ACA plans usually runs from November 1 to January 15 each year. You may qualify for a special enrollment period if you lose other coverage move or have a life event like marriage or birth of a child. Michigan also offers year round enrollment for Medicaid and the Healthy Michigan Plan.
Can a Flint agent help me with Medicaid or Medicare?
Yes many agents are certified to help with Medicare Advantage Medigap and Part D drug plans. Agents can also guide you on Medicaid eligibility which in Michigan covers adults with income up to 138 percent of the federal poverty level. They do not charge for this service.
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