The top-rated health insurance agent in West Des Moines, Iowa is Midwest Medigap, rated 5.0 stars across 1,250 reviews. Other highly rated options include AKP Health Insurance, Crumes Insurance, LLC, Expedition Insurance Services. This directory lists 19 health insurance agents serving West Des Moines.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Midwest Medigap | 5550 Wild Rose Ln #400 | (515) 650-4110 |
| 2 | AKP Health Insurance | 974 73rd St | (515) 490-4286 |
| 3 | Crumes Insurance, LLC | 950 Office Park Rd Ste 114 | (641) 799-2506 |
| 4 | Expedition Insurance Services | 1200 Valley W Dr #502 | (515) 996-6030 |
| 5 | Giunta Insurance LLC | 1454 30th St STE 103 | (515) 216-4142 |
| 6 | The Davison Agency | 1501 42nd St Suite 200 | (515) 205-9052 |
| 7 | Patton Insurance Benefits | 1112 Maple St | (515) 270-8178 |
| 8 | HealthMarkets Insurance - Lonnie Davison | 1501 S 42nd St Suite 200 | (515) 205-9052 |
| 9 | Direct Benefits | 6150 Village View Dr #100 | (515) 259-5600 |
| 10 | HealthMarkets Insurance - Rob Morrison | 2171 Grand Ave Suite 5 | (319) 415-1717 |
Midwest Medigap serves the greater Des Moines metro area from its location in West Des Moines, Iowa. This health insurance agent provides guidance on Medicare supplement plans and helps individuals understand their coverage options. The company assists clients in comparing policies that address specific healthcare needs and budget considerations. Services include reviewing gaps in Original Medicare and evaluating plan choices during enrollment periods. Midwest Medigap handles Medicare Supplement plan selection and Part D prescription drug plan coordination in this region.
AKP Health Insurance, a health insurance agent based in West Des Moines, IA, helps individuals and groups select medical, dental, and vision coverage plans. It assists clients with enrollment in Affordable Care Act marketplace options and Medicare supplements. The agency also offers ongoing policy reviews to adjust coverage as life circumstances change. Its services are available for single-family homes, apartments, retail businesses, and restaurants.
Homeowners, local business owners, and individuals in West Des Moines, IA, turn to Crumes Insurance, LLC for their health insurance needs. The agency assists with plan comparisons and enrollment for individuals, families, and small groups. They offer guidance on marketplace options and supplemental coverage to help clients find suitable protection. Their service area also extends to the greater Des Moines metro, including the neighboring community of Clive.
Expedition Insurance Services serves the West Des Moines area and its surrounding communities, handling individual and family health insurance plans as well as group coverage for local small businesses. Navigating the Affordable Care Act marketplace and private insurance options requires careful attention to coverage details and budgets. For a typical job, the agent begins by assessing each client’s specific medical needs and financial situation, then comparing available plans from multiple carriers to find an appropriate fit.
Giunta Insurance LLC serves West Des Moines residents by distinguishing between one-time plan reviews and ongoing policy management for health insurance coverage. This agent assists individuals and families in understanding plan options that meet medical needs and budget constraints. Services include comparing Marketplace plans and explaining Medicare enrollment periods. Each consultation focuses on simplifying complex terminology and clarifying deductibles or out-of-pocket limits. Service runs on a scheduled basis, with clients typically meeting during open enrollment or when a life change creates a special enrollment period.
The Davison Agency specializes in connecting individuals and families with suitable health insurance plans, offering guidance through the complexities of coverage options. As a health insurance agent in West Des Moines, Iowa, the agency assists clients in evaluating policies from multiple providers to find appropriate medical, dental, and vision coverage that meets their specific needs. It helps residents navigate open enrollment periods, ensuring they understand plan benefits and network restrictions. During life events like job loss or a new baby, the agency provides timely support for acquiring special enrollment coverage.
As the annual Medicare open enrollment period approaches in central Iowa, residents of West Des Moines often seek help navigating their health coverage choices. Patton Insurance Benefits operates locally to help individuals and families review plan options and understand their eligibility for subsidies or supplemental policies. The agent helps clients compare major medical and short-term plans available in the area. An initial consultation appointment is arranged to assess each person's current coverage and specific healthcare needs.
HealthMarkets Insurance - Lonnie Davison helps individuals and families find health coverage plans that match their needs and budgets, with a specialty in offering supplemental insurance to fill gaps in major medical policies. Located in West Des Moines, IA, the agency serves residents across the region by navigating complex plan options during open enrollment and special enrollment periods. It provides services to small and medium-sized businesses, including offices, warehouses, and food service establishments, assisting employers in selecting group health benefits for their workers.
Direct Benefits serves as a health insurance agent for residents in the West Des Moines area, helping individuals find suitable medical coverage for themselves and their families. The agency also assists local businesses in securing commercial health plans that meet the needs of their employees. Operating throughout the greater Des Moines region, they provide guidance on policy options and navigate enrollment procedures during open seasons. Clients often return for annual consultations to adjust their plans as personal circumstances or workplace needs change between regular visits.
What Does a a Health Insurance Agent in West Des Moines Cost?
Health insurance agents in Iowa do not charge a separate fee for their services. Their compensation comes from the insurance carrier as a commission which is built into the policy premium. The cost of a health insurance plan itself varies widely for example a mid-level silver plan for a 40 year old in West Des Moines might range from 400 to 700 per month before subsidies. Factors like age income and tobacco use affect the final price. This is general information not insurance advice.
About health insurance agents in West Des Moines
Health insurance agents in West Des Moines Iowa help individuals families and small businesses find suitable health coverage. These agents are licensed by the Iowa Insurance Division and must follow state regulations including the Iowa Code Chapter 507B. They can assist with comparing plans from carriers like Wellmark Blue Cross and Medica and guide you through the annual open enrollment period or special enrollment events.
Frequently Asked Questions
What does a health insurance agent in West Des Moines do?
A health insurance agent helps you review plan options explain benefits and assist with enrollment. They provide guidance on deductibles copays and provider networks. Agents do not charge you directly their commission is paid by the insurance company.
When can I enroll in health insurance in Iowa?
Open enrollment for individual plans typically runs from November 1 to January 15 each year. You may qualify for a special enrollment period if you experience a qualifying life event such as losing other coverage moving or having a baby. Iowa follows federal guidelines for these enrollment windows.
Are health insurance agents in Iowa required to be licensed?
Yes all health insurance agents in Iowa must hold a valid license from the Iowa Insurance Division. They must complete continuing education courses every two years. You can verify an agents license on the Iowa Insurance Division website.
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