The top-rated health insurance agent in Altoona, Iowa is Tim Forbes - State Farm Insurance Agent, rated 4.9 stars across 252 reviews. Other highly rated options include Garrett Birkett Agency LLC American Family Insurance, Phillips Stafford Insurance Group, The Insurance Station. This directory lists 11 health insurance agents serving Altoona.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tim Forbes - State Farm Insurance Agent | 325 8th St SE | (515) 967-6601 |
| 2 | Garrett Birkett Agency LLC American Family Insurance | 1003 8th St SW Ste I-2 | (515) 380-7714 |
| 3 | Phillips Stafford Insurance Group | 809 8th St SW | (515) 978-9136 |
| 4 | The Insurance Station | 116 2nd St SE | (515) 967-0489 |
| 5 | Luke Peterson Insurance | 116 1st Ave N suite e | (515) 957-9717 |
| 6 | Kacer Insurance And Financial Services | 101 2nd St SE | (515) 967-0238 |
| 7 | Middendorf Insurance | 517 8th St SE | (515) 967-4427 |
| 8 | Farmers Insurance - Danny Richardson | 116 1st Ave N A | (515) 967-0007 |
| 9 | Insurance Management Group | 208 8th St SE | (515) 967-3761 |
| 10 | Long Term Care Strategies | 1102 Brookview Dr | (515) 957-9333 |
Tim Forbes - State Farm Insurance Agent serves Altoona, Iowa, and the surrounding Polk County area. The agency provides health insurance coverage, helping residents find individual and family policies. Navigating open enrollment and selecting plans that meet healthcare needs are key services offered. Agents guide clients through available options to match their budget and medical requirements. The company also assists with understanding plan benefits, deductibles, and network providers. Specific services include helping with Medicare supplement plans and short-term health insurance for local clients.
Garrett Birkett Agency LLC American Family Insurance provides individual and family health insurance plans, including short-term coverage and supplemental policies designed to address medical expenses. Its service plans involve assisting clients with plan selection, claims support, and annual policy reviews to adapt to changing healthcare needs. The agency services single-family homes, apartments, retail establishments, and restaurants throughout the Altoona, Iowa area.
Phillips Stafford Insurance Group provides a range of health insurance options for individuals and families in the Altoona area, including major medical plans and supplemental coverage. It offers ongoing service to help clients review their policies during open enrollment periods and navigate any changes in their healthcare needs. The agency also assists with plan selection for local businesses seeking group health benefits. It services single-family homes, apartments, retail stores, and restaurants in the community.
Homeowners, families, and individuals in Altoona, Iowa, turn to The Insurance Station for health insurance agent services. This agency helps clients compare plans for medical, dental, and vision coverage. It assists with enrollment and annual policy reviews to match changing healthcare needs. General agent support includes answering questions about deductibles, networks, and prescription drug benefits. The Insurance Station also extends its guidance to residents in the nearby Des Moines metro area, including Ankeny.
Serving Altoona and the surrounding Des Moines metro communities, Luke Peterson Insurance handles health insurance needs for individuals and families. The agency guides clients through plan options, including Affordable Care Act marketplace policies, short-term coverage, and supplemental benefits. This independent agent takes time to compare different carriers and policy details to match each client’s budget and healthcare requirements. To manage a typical job, the agent first reviews a client’s medical needs and financial situation, then presents clear comparisons of available plans, allowing the client to make an informed decision.
Kacer Insurance And Financial Services, located in Altoona, IA, offers clients a clear distinction between one-time consultations for specific coverage questions and ongoing support for evolving policy needs. Their health insurance guidance helps individuals and families select plans that balance premium costs with out-of-pocket protections, including coordination with local healthcare providers. Day-to-day service includes explaining plan details and assisting with enrollment. For existing clients, assistance with claims or coverage adjustments is provided on an as-needed basis.
Middendorf Insurance specializes in helping individuals and families navigate health insurance options. It provides general agent services including explaining plan benefits, assisting with policy enrollment, and addressing coverage questions for local clients in Altoona, Iowa. The company focuses on matching clients with suitable plans for their healthcare needs and budgets. Before the annual open enrollment period ends, it can help clients review their existing coverage to ensure it still meets their upcoming year's medical needs.
When winter weather in central Iowa raises concerns about seasonal illnesses and unexpected medical costs, Farmers Insurance - Danny Richardson in Altoona provides health insurance agent services to help individuals and families navigate their coverage options. The agent assesses each client’s current plan and personal health needs to explain available policies from standard carriers. This process begins with a complimentary review of the client’s existing health insurance coverage and any gaps that may need addressing.
Insurance Management Group assists individuals and families with their health coverage needs. The agency also specializes in supplemental insurance plans for added financial protection for specific health events. They guide clients through policy options to ensure suitable coverage for medical expenses and routine care. The company serves commercial sectors including local offices, warehouses, and food service establishments by helping them navigate health insurance solutions for their employees.
Long Term Care Strategies provides residential health insurance guidance for individuals and families in Altoona, Iowa, seeking coverage for long-term care needs. The agency also assists local businesses with commercial health insurance options to protect their employees and operations. Serving residents within the Altoona area, the agent helps clients understand plan details and navigate enrollment periods. Clients can rely on the agency for continued follow-up assistance between regular visits, ensuring their coverage adapts to changing health circumstances.
What Does a a Health Insurance Agent in Altoona Cost?
Health insurance premiums in Iowa vary widely based on age, income, plan type, and metal level. For 2025, average monthly premiums for an individual in Iowa range from about $400 for a bronze plan to over $700 for a gold plan. Subsidies based on income can lower these costs. This is general information and not insurance advice.
About health insurance agents in Altoona
Health insurance agents in Altoona, Iowa help individuals and families find coverage through the Affordable Care Act marketplace, Medicare, and private insurers. Iowa law requires agents to be licensed by the Iowa Insurance Division, ensuring they meet state standards for knowledge and ethics. Local agents understand the specific healthcare networks available in Polk County and can guide you through open enrollment or special enrollment periods.
Frequently Asked Questions
What does a health insurance agent in Altoona do?
A health insurance agent helps you compare plans from different carriers, explains coverage options, and assists with enrollment. They can also help you apply for subsidies through the Iowa marketplace if you qualify.
Is there a fee to use a health insurance agent in Iowa?
Most health insurance agents in Iowa are paid by the insurance companies, not by you. This means their services are usually free to you. Always confirm the payment arrangement before starting.
When can I enroll in a health plan in Iowa?
Open enrollment for ACA plans typically runs from November 1 to January 15 each year. You may qualify for a special enrollment period after life events like losing other coverage, moving, or having a baby.
Health Insurance Agents in Other Iowa Cities
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