The top-rated health insurance agent in Pearl City, Hawaii is American Income Life: AO, rated 4.9 stars across 173 reviews. Other highly rated options include Margaret Yamashita - State Farm Insurance Agent, Marcus Murakami: Allstate Insurance, HMSA Center. This directory lists 10 health insurance agents serving Pearl City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | American Income Life: AO | 98-1256 Kaʻahumanu St e203 | (800) 842-0022 |
| 2 | Margaret Yamashita - State Farm Insurance Agent | 850 Kamehameha Hwy Ste 113 | (808) 455-7944 |
| 3 | Marcus Murakami: Allstate Insurance | 98-1238 Kaʻahumanu St STE 303 | (808) 638-4044 |
| 4 | HMSA Center | 1132 Kuala St #400 | (808) 948-6111 |
| 5 | Wayne Midro - State Farm Insurance Agent | 425 Kamehameha Hwy STE 301 | (808) 484-8844 |
| 6 | Parra Life Insurance of Pearl City | 950 Luehu St #105 | — |
| 7 | A.O. Hawaii | Times Square Shopping Center, 98-1256 Kaʻahumanu St e203 | (808) 382-5958 |
| 8 | Altig-Hawaii | Times Square Shopping Center, 98-1256 Kaʻahumanu St e203 | (808) 443-1747 |
| 9 | American Income Life - Rick Altig Jr & Ilija Orlovic | Times Square Shopping Center, 98-1256 Kaʻahumanu St e203 | (425) 885-2838 |
| 10 | HMSA Center | 1132 Kuala St #400 | (808) 948-6111 |
What Does a a Health Insurance Agent in Pearl City Cost?
Health insurance agents in Hawaii typically earn a commission from the insurance company, so their services are usually free to you. Commissions range from 2% to 5% of the annual premium. Some agents may charge a flat fee for complex business cases. Costs vary by plan type and carrier. This is general information, not insurance advice.
About health insurance agents in Pearl City
A health insurance agent in Pearl City can help you navigate plans available through the Hawaii Health Connector or private insurers. Hawaii law requires employers to provide health coverage to employees working 20 hours or more per week. An agent can explain how this mandate affects your individual or family plan needs.
Frequently Asked Questions
What does a health insurance agent in Pearl City do?
A health insurance agent helps you compare plans from different carriers. They assist with enrollment, answer questions about premiums and deductibles, and explain how Hawaii state law affects your coverage.
Do I need a special license to sell health insurance in Hawaii?
Yes. Agents must hold a valid Hawaii insurance producer license. They must complete continuing education courses approved by the Hawaii Department of Commerce and Consumer Affairs.
Can a Pearl City agent help me apply for Med-QUEST?
Some agents can provide general information about Med-QUEST, Hawaii Medicaid program. For direct enrollment assistance, you should contact the Med-QUEST division or a certified application counselor.