The top-rated health insurance agent in Kailua-Kona, Hawaii is Nakoa Kai Insurance Professionals: Allstate Insurance, rated 4.9 stars across 110 reviews. Other highly rated options include First American Title Company, Inc., Matt DeMille - State Farm Insurance Agent, Lance Matsumura - State Farm Insurance Agent. This directory lists 13 health insurance agents serving Kailua-Kona.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Nakoa Kai Insurance Professionals: Allstate Insurance | 75-167 Hualalai Rd Ste 101 | (808) 326-1125 |
| 2 | First American Title Company, Inc. | 75-240 Nani Kailua Dr Suite 1 | (808) 329-4431 |
| 3 | Matt DeMille - State Farm Insurance Agent | Hale Ku'i Plaza, 73-4976 Kamanu St #201 | (808) 331-1113 |
| 4 | Lance Matsumura - State Farm Insurance Agent | 75-240 Nani Kailua Dr APT 12 | — |
| 5 | Aloha Insurance Services Inc | 75-5931 Walua Rd #100 | (808) 334-0044 |
| 6 | Liberty Insurance Agency | 75-5586 Ololi Rd | (808) 515-6427 |
| 7 | Keinnen Kato - State Farm Insurance Agent | 75-5722 Kuakini Hwy # 210 | (808) 327-5433 |
| 8 | Atlas Insurance Agency | 75-167E Hualalai Rd | (808) 329-4844 |
| 9 | Paradise Insurance LLC | 74-5620 Palani Rd #205 | (808) 315-7207 |
| 10 | Hoku Insurance LLC | 75-170 Hualalai Rd ste a100 | (808) 809-7670 |
Nakoa Kai Insurance Professionals: Allstate Insurance serves the Hilo, HI metro area and offers health insurance agent services to local residents and businesses. These services help clients navigate plan options, understand coverage details, and enroll in policies that meet their needs. The agency assists individuals and families in evaluating plans suited to their budgets and medical requirements. It also handles group coverage options for small employers seeking to provide benefits for their workers. Medicare supplement plans and prescription drug coverage are among the specific services it manages in this area.
First American Title Company, Inc. serves the Kona district of Hawaii County from its office in Kailua-Kona. As a health insurance agent, it helps local individuals and families navigate the complex market for medical coverage options that comply with state and federal regulations. The agency assists clients in comparing health plans during open enrollment periods and finding suitable policies for self-employed workers in the region. This includes explaining differences in private plans and Hawaii’s unique access requirements for affordable healthcare coverage.
Matt DeMille - State Farm Insurance Agent serves homeowners, renters, and small business owners in the Kailua-Kona area with individual and family health insurance plans. The agency helps clients navigate plan options during open enrollment and offers guidance on selecting coverage that fits medical needs and budgets. Assistance with policy questions, claims support, and annual plan reviews are also provided. The office additionally extends its services to clients in the neighboring community of Holualoa.
Aloha Insurance Services Inc serves Kailua-Kona and the surrounding communities of the Big Island, including Keauhou, Holualoa, and Captain Cook. The health insurance agency handles individual plans, family coverage, and Medicare options for local residents. It helps clients compare different policies available through the Hawaii marketplace. Its general approach focuses on explaining plan benefits clearly so customers can select suitable coverage for their needs and budget.
On the Big Island, seasonal shifts and travel between island districts often create gaps in coverage or changes in household needs. Liberty Insurance Agency in Kailua-Kona provides guided assistance in selecting health plans that match local medical networks and individual budgets. Their representatives clarify the differences between Medicare supplements, marketplace options, and private plans available in Hawaii. Following an initial consultation, they schedule an in-person or virtual assessment to review current coverage and identify potential gaps before enrollment deadlines.
Keinnen Kato - State Farm Insurance Agent in Kailua-Kona assists with health insurance needs, which differ between one-time plans for short-term gaps and recurring policies for ongoing coverage. They help clients find plans that fit their medical needs and budget. As a local agent, they can explain available options for individuals and families in the area. Service is available on an as-needed basis for questions or policy changes, as well as for scheduled appointments to review coverage each year.
Atlas Insurance Agency provides health insurance guidance to individuals and families in Kailua-Kona, Hawaii. Its services include comparing marketplace plans and explaining coverage options for medical needs. The company also assists with Medicare supplement policies and short-term health insurance solutions. Agents help clients understand policy details, deductibles, and provider networks. Atlas Insurance Agency serves commercial sectors such as professional offices, warehouse operations, and food service establishments.
As a health insurance agent in Kailua-Kona, Paradise Insurance LLC specializes in connecting individuals and families with suitable medical coverage plans from private insurers. It assists with plan comparisons, enrollment, and clarifying policy details for clients seeking individual or group health insurance in the Hawaii market. The company also helps residents navigate changes brought on by life events, such as relocating to the Big Island or retiring from full-time work. During Medicare open enrollment each fall, Paradise Insurance LLC provides guidance on plan options and potential coverage gaps.
Hoku Insurance LLC serves residents in Kailua-Kona with individual health plans and family coverage options. The agency also helps local businesses secure commercial group insurance products. Their service area extends across Hawaii Island, assisting clients with policy selection throughout the region. Representatives guide customers through enrollment periods, plan changes, and annual renewals with detailed explanations. Between visits, the agency provides follow-up support for claims questions or coverage adjustments.
What Does a a Health Insurance Agent in Kailua-Kona Cost?
Health insurance agents in Hawaii typically do not charge a fee for their services. They earn commissions from insurance carriers. Plan premiums vary widely: a bronze plan may cost around $300 to $500 per month for an individual, while gold plans can range from $600 to $900 per month. Costs depend on age, income, and plan type. This is general information, not insurance advice.
About health insurance agents in Kailua-Kona
Health insurance agents in Kailua-Kona help individuals and families find coverage that meets Hawaii state requirements. Hawaii law mandates employer-based health insurance for workers who work 20 or more hours per week. Agents can guide you through private plans, Medigap, and the Health Insurance Marketplace.
Frequently Asked Questions
Do I need a health insurance agent in Kailua-Kona?
An agent can help you compare plans from different carriers. They know local providers and can explain how Hawaii Prepaid Health Care Act rules apply to your situation.
How do I verify an agent is licensed in Hawaii?
You can check an agents license on the Hawaii Department of Commerce and Consumer Affairs website. All agents must be licensed to sell insurance in the state.
Can an agent help with Medicare plans in Kailua-Kona?
Yes, many agents are certified to sell Medicare Advantage and Medigap plans. They can help you compare coverage options available in Hawaii County.