The top-rated health insurance agent in St Cloud, Florida is Univista Insurance, rated 5.0 stars across 787 reviews. Other highly rated options include MM Insurance Pro, Client Care Insurance, Amsley Insurance Services. This directory lists 20 health insurance agents serving St Cloud.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Univista Insurance | 521 13th St | (407) 964-1787 |
| 2 | MM Insurance Pro | 1207 Michigan Ave | (407) 908-7474 |
| 3 | Client Care Insurance | 2001 Hickory Tree Rd | (407) 574-5599 |
| 4 | Amsley Insurance Services | 1617 13th St | (407) 892-9645 |
| 5 | Certus Agency | 5242 Ferndale Aly | (689) 800-8454 |
| 6 | Advantage Insurance Advisors - St. Cloud | 910 13th St | (321) 945-8153 |
| 7 | GreatFlorida Insurance: Tony Busby | 1417 Hamlin Ave UNIT G | (407) 270-8220 |
| 8 | Barakat Insurance Agency | 2722 13th St | (407) 705-3877 |
| 9 | Central Care Insurance | 3415 Perching Rd | (833) 339-6434 |
| 10 | Ashton Insurance Agency LLC | 123 E 13th St | (407) 498-4477 |
Univista Insurance serves St. Cloud and the surrounding communities in Central Florida, offering health insurance agent services to local individuals and families. It helps clients navigate plan options such as individual and family health coverage as well as Medicare-related policies. The agency focuses on matching each client’s specific healthcare needs with suitable plans from available carriers. For a typical job, it first reviews the client’s medical requirements and budget, then compares current plan offerings before presenting a clear set of choices for enrollment.
MM Insurance Pro serves the St. Cloud, Florida area and the greater Osceola County region as a local health insurance agent. This agency assists individuals and families in navigating the complexities of medical coverage plans available through the federal marketplace. Clients receive personalized guidance for selecting individual major medical policies that fit their specific healthcare needs and budget. The agency also facilitates enrollment in Medicare Advantage, Medicare Supplement, and standalone prescription drug plans for qualifying seniors in this community.
Client Care Insurance offers a full range of health insurance plans to individuals and families in the St. Cloud, Florida area. Its agents assist clients with the selection, enrollment, and annual renewal of policies, including marketplace and private options. The company provides ongoing support through routine plan reviews to ensure coverage continues to meet changing health needs. Its services are available to individuals purchasing single-family homes, tenants of apartments, owners of retail spaces, and operators of local restaurants.
Amsley Insurance Services assists homeowners, renters, and small business owners in St Cloud, FL, with securing personal health insurance coverage. The agency helps clients compare individual and family plans, addressing questions about premiums and deductibles for local healthcare networks. It also works with self-employed individuals seeking affordable private insurance options. Licensed health insurance agents guide customers through enrollment periods and subsidy eligibility. Beyond St Cloud, Amsley Insurance Services extends its health insurance services to neighboring communities in the Kissimmee metro area.
Serving clients in St Cloud, Florida, and the surrounding Osceola County communities, Certus Agency handles individual and family health insurance plans. The agency also manages Medicare supplement policies for eligible residents. Its work involves comparing available carriers and plans to match coverage with a specific stated budget. For a typical job, the agent first reviews a client’s current coverage and health needs, then presents a few clear options before explaining the enrollment process in full.
Advantage Insurance Advisors - St. Cloud specializes in guiding clients through Medicare options and individual health plans, providing personalized consultation for coverage selection. It assists residents of St. Cloud and the surrounding area with plan comparisons, enrollment paperwork, and policy renewals throughout the year. As Open Enrollment or a qualifying life event approaches, it helps clients update their plans to reflect new medical needs or budget changes.
GreatFlorida Insurance: Tony Busby in St Cloud, FL offers health insurance coverage either through one-time policy enrollments for individual plans or as recurring service options for ongoing plan renewals and annual open enrollment assistance. This agency helps clients navigate the complexities of health insurance, including understanding deductibles and network providers. Coverage options typically include individual and family health plans suited to local residents. Service runs on a one-time, scheduled, or as-needed basis depending on the client’s needs and policy renewal cycle.
As open enrollment season approaches in Central Florida, residents of St. Cloud often seek guidance through the complex array of health plans. Barakat Insurance Agency helps local individuals and families compare available medical coverage options that suit varying budgets and healthcare needs. The agency focuses on clarifying benefit structures and network access for shoppers during the enrollment period. Before finalizing any policy recommendation, the agency typically conducts a free initial consultation to review each client’s current healthcare usage and preferred providers.
Central Care Insurance helps individuals and families in St Cloud, Florida find health coverage plans that fit their needs and budgets. As a local health insurance agent, the company provides guidance through plan options, including supplemental policies and Medicare offerings common to the area. The agency assists with enrolling clients from residential households and commercial sectors such as local offices, warehouses, and food service establishments.
Ashton Insurance Agency LLC, located in St Cloud, FL, serves residential clients in the area by helping with individual health insurance plan selection and enrollment. The agency also offers commercial coverage options for local small businesses seeking group health benefits for their employees. Service extends throughout central Florida, assisting residents with policy changes and claims support. Between regular visits, the agency provides follow-up assistance to ensure clients understand their coverage and address any adjustments needed for their ongoing health care needs.
What Does a a Health Insurance Agent in St Cloud Cost?
The cost of using a health insurance agent in Florida is typically zero to the consumer because the agent is compensated by the insurance carrier. For plans purchased through the Marketplace, premiums vary widely based on income and plan tier. In 2024, average monthly premiums for an individual in Florida range from about 400 to 700 dollars for a Silver plan before subsidies. For Medicare plans, agents do not charge a fee for enrollment. This is general information and not insurance advice.
About health insurance agents in St Cloud
Health insurance agents in St Cloud Florida help individuals and families find coverage that meets their needs and budget. Florida law requires agents to be licensed by the Florida Department of Financial Services. Agents can assist with plans from the federal Health Insurance Marketplace as well as private options like short-term plans and Medicare.
Frequently Asked Questions
What does a health insurance agent in St Cloud do?
A health insurance agent helps you compare plans from different carriers and enroll in coverage that fits your medical needs and budget. They guide you through open enrollment periods and special enrollment events. Agents in Florida must follow state regulations regarding plan disclosures and consumer protections.
Do I need to pay a fee for a health insurance agent in Florida?
Most health insurance agents in Florida are paid by the insurance company through commissions, not by the consumer. You should confirm this with the agent before working with them. Some agents may charge a consulting fee for certain services, but this is not common for standard plan enrollments.
What documents do I need to enroll with a health insurance agent in St Cloud?
You will need your Social Security number, income information for subsidy eligibility, and details about your current coverage if any. For Medicare plans you will need your Medicare card and Part B effective date. The agent will explain any additional documents required for your specific situation.
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