The top-rated health insurance agent in Cape Coral, Florida is Simily Insurance, rated 4.9 stars across 483 reviews. Other highly rated options include Chapman Insurance Group, Your Choice Insurance, LP Insurance Solutions. This directory lists 21 health insurance agents serving Cape Coral.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Simily Insurance | 1420 SE 16th Pl Suite #103 | (239) 210-6900 |
| 2 | Chapman Insurance Group | 4507 SE 16th Pl | (239) 205-2012 |
| 3 | Your Choice Insurance | 303 NE 3rd Ave #3 | (239) 201-3844 |
| 4 | LP Insurance Solutions | 1423 SE 16th Pl # 103 | (239) 829-0200 |
| 5 | Halbrehder Family Agency | 601 Del Prado Blvd N #11 | (239) 772-1287 |
| 6 | Gonzamora Insurance Agency | 420 Del Prado Blvd N Suites 118 & 148 | — |
| 7 | Insurance Headquarters | Second Floor, 1423 SE 16th Pl #204 | (239) 800-9600 |
| 8 | Honest Health Group | 435 SW 24th St | (239) 645-3222 |
| 9 | Q Agency LLC | 2125 Santa Barbara Blvd S #1 | (239) 205-2047 |
| 10 | Omni One Insurance Agency, by Gifford Carr | 4707 SE 9th Pl # 102 | (239) 541-3777 |
Simily Insurance assists Cape Coral residents with individual health plans and family coverage options. The agency also offers commercial health insurance solutions for local businesses. Their service area encompasses Cape Coral and the surrounding Southwest Florida communities. Agents help clients compare marketplace options and navigate enrollment periods. Follow-up consultations ensure coverage meets ongoing needs between regular check-ins with healthcare providers.
Chapman Insurance Group in Cape Coral, Florida, helps individuals and families find health coverage that fits their needs and budget. The agency works with major insurance carriers to present a range of plans, from individual and family policies to group health insurance for small businesses. It navigates the complexities of open enrollment, special enrollment periods, and subsidy eligibility for local residents. Agents provide ongoing support for claims and policy questions throughout the year. Specialty services include offering short-term medical plans and catastrophic coverage options for those between jobs or awaiting new benefits.
Your Choice Insurance serves the Cape Coral and surrounding Lee County area, specializing in health insurance agent services for individuals and families. The agency helps clients navigate the complexities of medical coverage, from major medical plans to supplemental policies that protect against unexpected healthcare costs. An agent works to find suitable options that align with a client’s budget and health needs. They also handle Medicare supplement plans and short-term health insurance, assisting clients in securing appropriate benefits for their specific situations.
LP Insurance Solutions provides a full range of health insurance agent services to clients throughout Cape Coral, Florida. The company offers guidance on plan selection and enrollment for individuals and families. Ongoing service includes annual policy reviews and assistance with claims or coverage questions throughout the year. It also helps clients navigate changes in healthcare needs or plan options. LP Insurance Solutions services single-family homes, apartment residents, retail businesses, and restaurants.
Halbrehder Family Agency helps homeowners, renters, and local businesses in Cape Coral find health insurance coverage that fits their medical needs and budgets. As a health insurance agent, the agency guides clients through plan options, enrollment periods, and policy details to ensure clear understanding of their coverage. Whether working with individuals or families, the agency focuses on matching each customer with suitable insurance solutions for their specific situation. The company also serves residents and business owners in the neighboring Fort Myers metropolitan area.
During the busy open enrollment season in Cape Coral, FL, many residents review their options for medical coverage, and Honest Health Group provides guidance as a local health insurance agent. The company helps clients navigate plan comparisons and underwriting requirements for individual or family policies. Their services include assessing current needs and explaining how different networks apply to area healthcare providers. A thorough insurance check begins with an initial consultation appointment to review a client’s medical history and budget.
Q Agency LLC specializes in health insurance plan selection and enrollment services for individuals and families. It also assists with general insurance coverage questions and policy updates for clients living in Cape Coral, Florida. The agency helps navigate open enrollment periods and understand plan options that fit different medical needs and budgets. It can be particularly useful when residents need to assess new coverage choices following a job change or a major life event like the birth of a child.
Omni One Insurance Agency, by Gifford Carr, provides health insurance services to residents in Cape Coral, Florida, ensuring they have access to necessary medical coverage. The agency also assists local businesses and organizations in the area with commercial health insurance options to meet group needs. Throughout the year, the team helps clients understand their plans and adjust coverage as circumstances change. Following an initial enrollment, the agency offers continued support and follow-up service between regular policy review visits to address any questions that arise.
What Does a a Health Insurance Agent in Cape Coral Cost?
Health insurance agents in Florida are typically paid by insurance companies through commissions so you do not pay a fee for their services. Plan premiums vary widely for example ACA bronze plans may start around $300 per month while Medicare Advantage plans can have $0 premiums. Costs depend on your age income location and plan type. This is general information not insurance advice.
About health insurance agents in Cape Coral
Health insurance agents in Cape Coral Florida assist residents with enrolling in individual family and group health plans. Florida law requires agents to hold a valid 2-15 or 2-40 license from the Florida Department of Financial Services. Local agents can explain how Florida specific rules like the state based exchange or short term plan limits affect your coverage.
Frequently Asked Questions
What is the open enrollment period for health insurance in Cape Coral Florida?
The open enrollment period for ACA marketplace plans in Florida runs from November 1 to January 15 each year. Outside this window you may qualify for a special enrollment period due to life events like marriage birth or loss of other coverage.
Can a health insurance agent help me with Medicare in Cape Coral?
Yes many agents in Cape Coral are licensed to sell Medicare Advantage Medicare Supplement and Part D drug plans. Florida has a large Medicare population so agents are familiar with local plan options and the annual enrollment period from October 15 to December 7.
What documents do I need to meet with a health insurance agent in Florida?
Bring your photo ID Social Security number current health insurance card if any and income information for subsidy eligibility. For Medicare bring your red white and blue Medicare card and a list of your current prescriptions.
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