The top-rated health insurance agent in St. Augustine, Florida is Leigh Insurance Agency, rated 4.9 stars across 284 reviews. Other highly rated options include The Bailey Group – An NFP Company, Tim Huber Insurance, Ancient City Insurance. This directory lists 21 health insurance agents serving St. Augustine.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Leigh Insurance Agency | 1797 Old Moultrie Rd STE 111 | (904) 826-0799 |
| 2 | The Bailey Group – An NFP Company | 1200 Plantation Island Dr S UNIT 210 | (904) 461-1800 |
| 3 | Tim Huber Insurance | 28 Clark St | (904) 824-2555 |
| 4 | Ancient City Insurance | 2800 N 5th St #301 | (904) 827-1915 |
| 5 | Brightway Insurance, The Casey Agency | 108 Sea Grove Main St suite b | (904) 217-7547 |
| 6 | Oldest City Insurance | 212 San Marco Ave Suite D | (904) 824-7283 |
| 7 | Benchmark Insurance | 1 Spencer St | (904) 829-2296 |
| 8 | Thompson Baker Agency, Inc. | 61 Cordova St | (904) 824-1631 |
| 9 | Herbie Wiles Insurance | 400 N Ponce De Leon Blvd | (904) 829-2201 |
| 10 | Knox Insurance Network | 2528 US-1 South | (904) 797-2000 |
Leigh Insurance Agency serves the St. Augustine, Florida metro area as a health insurance agent, offering guidance to individuals and families seeking health coverage plans. The agency assists clients in understanding the differences between private insurance options and public marketplace policies. It helps customers compare plans to find suitable coverage that meets medical needs and budgets. Common services include help with enrollment periods, plan selection, and navigating policy terms for health insurance in this region.
Homeowners, business owners, and property managers in St. Augustine rely on The Bailey Group – An NFP Company for their health insurance agent services. The agency helps clients navigate complex plan selections, from individual policies to group coverage options. It also assists small businesses with finding benefits that fit their budgets and employee needs. By comparing available local plans, the firm works to secure suitable protection for its customers. The Bailey Group additionally serves residents and companies in nearby Palm Coast and the broader Flagler County metro area.
Tim Huber Insurance provides individual and family health insurance plans, Medicare options, and supplemental coverage to the St. Augustine, Florida area. The company assists with plan enrollment, explains policy details, and helps clients manage their open enrollment periods each year. Ongoing service includes claims support, benefit questions, and annual policy reviews to adjust coverage as needs change. The agency serves a diverse array of local properties, including single-family homes, apartments, retail stores, and restaurants.
Serving St. Augustine and the surrounding communities of St. Johns County, Ancient City Insurance functions as a health insurance agent. The company handles the full range of individual and family health plans, as well as group coverage options for local businesses. It helps clients navigate open enrollment periods and compare plan benefits to find suitable coverage for their medical needs and budget. To handle a typical job, the agent first assesses a client's current healthcare usage and financial situation before presenting and explaining available policy choices.
Brightway Insurance, The Casey Agency specializes in individual and family health plans, along with Medicare supplement and prescription drug coverage. It also assists local residents with short-term medical policies and critical illness insurance to fill gaps in protection. Serving the St. Augustine area, the agency guides clients through open enrollment periods and the Health Insurance Marketplace. It helps individuals navigate special enrollment windows triggered by life events such as losing job-based coverage or relocating to Florida.
As the busy tourist season arrives in St. Augustine, many residents seek updated coverage to match their changing needs, and Oldest City Insurance serves as a reliable health insurance agent in the area. The company helps individuals and families navigate plan options, ensuring they understand deductibles, networks, and prescription drug benefits for their specific situation. Working with local carriers, the agency simplifies the often complex enrollment process during open or special enrollment periods. A new client typically begins by scheduling a no-obligation consultation to review their current health profile and eligibility requirements.
Benchmark Insurance in St. Augustine, Florida, helps clients understand whether a single-purchase plan or an ongoing policy better suits their immediate and future needs. As a health insurance agent, the company assists individuals and families in comparing local coverage options to find appropriate support. Their team walks customers through plan details, including networks and out-of-pocket costs, ensuring informed decisions. Service for policy selection and enrollment runs on a one-time or scheduled basis, while ongoing support for claims and plan adjustments occurs as needed.
Thompson Baker Agency, Inc. serves residents of St. Augustine with personalized health insurance coverage, helping individuals select plans that match their medical and financial needs. The agency also advises local businesses on commercial health insurance options for their employees. Its service area encompasses the greater St. Augustine region. By maintaining detailed client records and checking in proactively before enrollment periods end, the agency ensures that customers receive the updated guidance they require during each renewal cycle, building consistent support between regular visits.
Herbie Wiles Insurance is a health insurance agency located in St. Augustine, Florida, assisting individuals and businesses with the selection of medical coverage plans. The company focuses on helping clients understand their policy options and enrollment processes for individual health plans. It also specializes in advising on supplemental insurance products that cover gaps in primary care. The agency serves a variety of commercial clients, including local offices, warehouses, and food service operations.
Knox Insurance Network, a health insurance agent serving the St. Augustine, FL area, is known for helping individuals and families compare major medical plan options from various carriers. The company's services also include guiding clients through enrollment periods and explaining differences in coverage networks, deductibles, and out-of-pocket costs. Recognizing the importance of oral health within an overall wellness strategy, the agency additionally provides access to stand-alone dental insurance policies.
What Does a a Health Insurance Agent in St. Augustine Cost?
The cost of health insurance plans in Florida varies widely based on age, income, and plan type. For ACA marketplace plans, monthly premiums in St. Augustine can range from around 300 to 800 dollars for an individual before subsidies. Subsidies based on income can lower these costs significantly. For Medicare, Part B premiums start at about 174.70 dollars per month in 2024. This is general information, not insurance advice.
About health insurance agents in St. Augustine
Health insurance agents in St. Augustine, Florida help individuals and families find coverage that meets their needs. Florida law requires agents to be licensed by the state and follow specific rules for plan comparisons and enrollment. Local agents understand the unique healthcare options available in St. Johns County and can guide you through open enrollment or special enrollment periods.
Frequently Asked Questions
What does a health insurance agent in St. Augustine do?
A health insurance agent helps you compare plans from different carriers, explains coverage options, and assists with enrollment. They can help with ACA marketplace plans, Medicare, and private insurance. Agents must follow Florida regulations and cannot charge you for their services on ACA plans.
When can I enroll in health insurance in Florida?
Open enrollment for ACA plans typically runs from November 1 to January 15 each year. You may qualify for a special enrollment period if you have a qualifying life event like losing other coverage, moving, or having a baby. Florida also has year round Medicaid and CHIP enrollment for those who qualify.
Do I need to pay a fee to use a health insurance agent in Florida?
No, health insurance agents in Florida are paid by the insurance companies, not by you. Their services are free to consumers for ACA marketplace plans. For Medicare or private plans, the agent may receive a commission from the carrier, but you generally do not pay an extra fee.
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