The top-rated health insurance agent in Palmetto Bay, Florida is Univista Insurance, rated 4.9 stars across 1,525 reviews. Other highly rated options include Jorge Milanes - GEICO Insurance Agent, GreatFlorida Insurance: Tamara Mourino, Estrella Insurance. This directory lists 17 health insurance agents serving Palmetto Bay.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Univista Insurance | 17605 S Dixie Hwy | (305) 507-9638 |
| 2 | Jorge Milanes - GEICO Insurance Agent | 17031 S Dixie Hwy | (305) 421-8000 |
| 3 | GreatFlorida Insurance: Tamara Mourino | 9811 Wayne Ave | (305) 256-0616 |
| 4 | Estrella Insurance | 18071 S Dixie Hwy | (305) 255-2985 |
| 5 | Del Toro Insurance | 13843 S Dixie Hwy | (305) 831-2505 |
| 6 | Sebanda Insurance | 17595 S Dixie Hwy | (305) 817-4392 |
| 7 | Del Toro Insurance Kendall | 10579 SW 109th Ct | (786) 214-7551 |
| 8 | Bortec Insurance | 15715 S Dixie Hwy Ste 229 | (786) 660-6590 |
| 9 | Bupa Global Latin America | 18001 Old Cutler Rd #300 | (786) 755-3134 |
| 10 | D Insurance Group | 9555 SW 175th Terrace Suite 224 | (305) 882-9358 |
Univista Insurance, located in Palmetto Bay, Florida, distinguishes between one-time policy purchases and recurring plan adjustments within the health insurance market. The agency offers access to major medical coverage and supplemental plans that help individuals manage their healthcare expenses. Throughout the local area, agents can evaluate client needs to find suitable policies from various carriers. Service runs on an as-needed basis, allowing clients to schedule consultations whenever their coverage requirements change or when they have specific insurance questions to address.
Jorge Milanes - GEICO Insurance Agent serves the Palmetto Bay area in Miami-Dade County, providing health insurance guidance to local residents and families. This agency helps clients navigate plan options and understand coverage details for medical needs and preventative care. General services include assisting with enrollment periods and clarifying policy benefits. In this area, it handles individual health plans and family health insurance solutions.
GreatFlorida Insurance: Tamara Mourino offers a range of health insurance agent services, including assisting clients with plan selection and enrollment. The company helps individuals and families navigate open enrollment periods and understand their coverage options in Palmetto Bay, FL. Clients can rely on ongoing support for policy changes and claims assistance. This agency provides services for various properties, such as single-family homes, apartments, retail locations, and restaurants.
Estrella Insurance offers individual and family health coverage plans, guiding clients through open enrollment and plan selection in Palmetto Bay, Florida. The agency assists with comparing policy options from major carriers and explaining deductibles and copays. It helps local residents understand how to navigate subsidy eligibility and network restrictions. As seasonal residents return and families evaluate coverage during annual enrollment periods, this agent addresses the specific paperwork and deadline concerns that typically arise.
As open enrollment season arrives in Palmetto Bay, many residents seek coverage options that fit their changing health needs. Del Toro Insurance operates locally as a Health Insurance Agent, guiding individuals and families through plan selection available in Florida. The agency provides consultations that explain differences between marketplace plans and private options, helping clients understand their deductibles and networks. Scheduling begins with a free initial-assessment appointment to review current coverage and compare plans on an objective basis before any commitment is made.
Sebanda Insurance helps individuals and businesses in Palmetto Bay and surrounding areas understand their health insurance options. As a dedicated Health Insurance Agent, the company focuses on matching clients with suitable medical plans that align with their needs and budgets. This includes navigating Medicare, individual health coverage, and group benefits for local employers working in various commercial sectors, such as offices, warehouses, and food service establishments.
Del Toro Insurance Kendall serves Palmetto Bay and the surrounding South Florida communities. As a health insurance agent, the company handles individual and family health plans as well as group policies for local businesses. Its office focuses on helping clients compare coverage options from major carriers available in the region. Each client receives a personalized review of their medical needs and budget, and the agent then presents suitable plan choices. The standard approach includes explaining policy details clearly before assisting with the enrollment process.
For those seeking permanent coverage solutions versus periodic consultations, Bortec Insurance in Palmetto Bay, FL assists clients in navigating the complex landscape of health insurance plans. Services focus on comparing available policies to match individual or family medical needs and financial situations, streamlining the enrollment process for both major medical and supplemental plans. Guidance extends to understanding policy terms and coverage limits throughout the year. Service appointments are available on a scheduled basis for prospective and existing clients.
Bupa Global Latin America serves homeowners, families, and business owners in Palmetto Bay seeking health insurance guidance. The agency assists clients with comparing individual and group health plans to find suitable coverage options. It provides support for plan selection, enrollment, and ongoing policy questions. Services include explaining plan benefits, networks, and costs to help customers make informed decisions. The agency also extends its services to nearby communities such as Cutler Bay within the greater Miami metropolitan area.
What Does a a Health Insurance Agent in Palmetto Bay Cost?
Health insurance agents in Florida typically do not charge you directly. They earn commissions paid by the insurance company. These commissions are built into the premium and usually range from 2% to 5% of the annual premium. For a typical individual plan costing $500 per month the agent commission might be $120 to $300 per year. Some agents may charge a flat fee for consulting services but this is less common. This is general information and not insurance advice.
About health insurance agents in Palmetto Bay
Health insurance agents in Palmetto Bay Florida help residents and small businesses find individual family or group health plans. Florida law requires agents to be licensed by the Florida Department of Financial Services. Agents can explain open enrollment periods special enrollment events and the Florida Health Insurance Marketplace.
Frequently Asked Questions
What does a health insurance agent in Palmetto Bay do?
A health insurance agent helps you compare plans from multiple carriers like Florida Blue and Cigna. They explain deductibles copays and out of pocket maximums. They also assist with applying for premium tax credits under the Affordable Care Act.
When can I enroll in a health plan through a Palmetto Bay agent?
Open enrollment for individual plans typically runs from November 1 to January 15 each year. You may qualify for a special enrollment period after a life event like marriage birth or loss of other coverage. Florida does not have a state mandate so there is no penalty for going uninsured.
Are health insurance agents in Florida required to be licensed?
Yes Florida law requires all health insurance agents to hold a valid 2-40 license from the Florida Department of Financial Services. You can verify an agents license on the DFS website. Agents must also complete continuing education every two years.
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