The top-rated health insurance agent in Melbourne, Florida is Brian West - State Farm Insurance Agent, rated 4.8 stars across 519 reviews. Other highly rated options include Better Insurance Group, Golden Trust Insurance Melbourne, Kim Osman Insurance Group, Inc.. This directory lists 23 health insurance agents serving Melbourne.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Brian West - State Farm Insurance Agent | 2320 Dairy Rd #102 | (321) 872-0123 |
| 2 | Better Insurance Group | 1580 N Harbor City Blvd | (321) 724-2100 |
| 3 | Golden Trust Insurance Melbourne | 500 N Harbor City Blvd Ste B | (305) 786-7535 |
| 4 | Kim Osman Insurance Group, Inc. | 474 N Harbor City Blvd | (321) 242-2311 |
| 5 | Space Coast Insurance Agency, LLC | 6450 Anderson Way | (321) 799-2929 |
| 6 | The Florida Health Insurance Exchange | 2454 Minton Rd | (321) 725-8100 |
| 7 | The Insurance Center of Central Florida, Inc. | 3760 Eau Gallie Blvd #104 | (321) 255-0986 |
| 8 | Michael McGarrigle Inc | 478 Babcock St Suite 102 | (321) 757-9770 |
| 9 | USHEALTH Advisors Christian Colby | 200 S Harbor City Blvd Suite 500 | (321) 355-6110 |
| 10 | 1 Source Insurance Agency Inc. | 1701 S Harbor City Blvd | (321) 722-3888 |
Brian West - State Farm Insurance Agent serves the Melbourne, Florida area and surrounding Brevard County. The agency specializes in providing health insurance agent services to local individuals and families seeking medical coverage. This location helps clients understand their healthcare plans and navigate enrollment periods during the year. They also assist with managing policies for ongoing health needs. Specific services offered here include individual health insurance plans and Medicare supplement options for eligible residents.
Better Insurance Group provides a full range of health insurance agent services in the Melbourne, Florida area. The company assists clients with evaluating individual health plans, family coverage options, and group policies for businesses. It offers annual plan reviews to help policyholders adjust their coverage as their medical needs or budgets change. Ongoing support is available for claims questions and open enrollment periods, ensuring clients understand their benefits throughout the year. The agency services single-family homes, apartments, retail stores, and restaurants.
Golden Trust Insurance Melbourne serves clients throughout the Melbourne, FL area and adjacent communities, handling individual and family health insurance plans. It assists with plan selection, enrollment, and claims support for local residents. In response to coverage changes, the agency compares current policies against marketplace options to identify any potential savings or benefit improvements. It also guides clients through open enrollment periods and special circumstances. To handle a typical job, it first reviews the client’s medical needs and budget, then presents a few suitable plans before finalizing the paperwork.
Homeowners, businesses, and property managers across Melbourne, FL, can turn to Kim Osman Insurance Group, Inc. for individual and group health insurance plans. The agency assists clients in comparing plan options, navigating enrollment periods, and understanding policy benefits to manage healthcare costs. They work with families and individuals seeking coverage, as well as small business owners evaluating plans for employees. The agency also serves the greater Brevard County area, including nearby communities such as Palm Bay and the surrounding parts of the Space Coast.
Space Coast Insurance Agency, LLC, based in Melbourne, FL, distinguishes between one-time enrollment guidance for urgent needs and recurring service options for ongoing coverage adjustments. As a health insurance agent, the company helps clients evaluate individual, family, and group plans. Regular policy reviews and annual open enrollment assistance are available to ensure coverage keeps pace with changing health needs. Service runs on both a scheduled and as-needed basis to accommodate client preferences and seasonal deadlines.
The Florida Health Insurance Exchange in Melbourne, Florida, specializes in matching individuals and families with affordable health plans, including major medical and supplemental coverage options. It also provides ongoing support for claims questions and policy changes. Guiding clients through open enrollment periods each year, the agency helps coordinate plan selections that meet specific healthcare needs and budget constraints. When life events like job loss or marriage trigger special enrollment windows, the exchange assists with navigating the required documentation and timely applications.
Open enrollment season in Melbourne often brings questions about plan options and coverage details. The Insurance Center of Central Florida, Inc. helps individuals and small businesses navigate this process as a health insurance agent. They focus on explaining how different plans work within the local healthcare network. Appointments begin with a review of each person’s specific medical needs and budget. This initial assessment allows the agent to present suitable choices available for the current enrollment window.
Michael McGarrigle Inc works with individuals and families in the Melbourne area to select health insurance plans that align with their medical needs and budgets. The agency specializes in navigating plan options, including short-term coverage and Medicare supplements, to help clients find suitable protection for their healthcare expenses. It can assist with coverage solutions for commercial settings such as professional offices, warehouses, and food service establishments.
Serving residential clients in Melbourne, USHEALTH Advisors Christian Colby helps individuals and families find health insurance plans that match their needs. The agency also assists local businesses with commercial coverage options, extending service throughout Brevard County and the surrounding Florida region. By carefully explaining policy details and enrollment procedures, the agent ensures each client understands their selections fully. Follow-up appointments are available to review coverage annually, providing support for policy adjustments or renewals between regular visits.
What Does a a Health Insurance Agent in Melbourne Cost?
Health insurance agents in Florida typically do not charge you a fee. Their compensation comes from commissions paid by insurance companies. These commissions are built into the premium you pay and usually range from 2% to 10% of the annual premium depending on the plan type and carrier. For a typical individual plan this could mean a commission of 100 to 500 dollars per year. Costs vary by case and plan. This is general information not insurance advice.
About health insurance agents in Melbourne
Health insurance agents in Melbourne Florida help individuals families and small businesses find coverage that fits their needs. Florida law requires agents to hold a valid 2-15 or 2-40 license issued by the Florida Department of Financial Services. These agents can explain local options including plans from Florida Blue Cigna and other carriers available in Brevard County.
Frequently Asked Questions
What does a health insurance agent in Melbourne do?
A health insurance agent helps you compare plans from different insurers and enrolls you in a policy. They can assist with ACA marketplace plans Medicare Advantage and supplement plans. In Florida agents must follow state regulations including timely submission of applications.
How do I verify a health insurance agent is licensed in Florida?
You can check an agents license on the Florida Department of Financial Services website. The search tool shows if the agent has a valid 2-15 or 2-40 license and any disciplinary history. It is a good idea to confirm this before working with an agent.
Is there a time limit to enroll in health insurance in Florida?
For ACA plans the annual Open Enrollment Period usually runs from November 1 to January 15. Outside this window you may qualify for a Special Enrollment Period if you experience a life event like losing other coverage or moving to Melbourne. Medicare has its own enrollment periods.
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