The top-rated health insurance agent in Fernandina Beach, Florida is Brightway Insurance, The Coastal Agency, rated 4.9 stars across 241 reviews. Other highly rated options include Brightway Insurance, The Tarzia Agency, Fernando Cevallos - State Farm Insurance Agent, 8 Flags Insurance Agency. This directory lists 17 health insurance agents serving Fernandina Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Brightway Insurance, The Coastal Agency | 5472 1st Coast Hwy Suite 12 | (904) 712-6300 |
| 2 | Brightway Insurance, The Tarzia Agency | 960185 Gateway Blvd STE 107 | (904) 491-7622 |
| 3 | Fernando Cevallos - State Farm Insurance Agent | 474418 E State Rd 200 | (904) 261-2664 |
| 4 | 8 Flags Insurance Agency | 1411 S 14th St STE M | (904) 310-6515 |
| 5 | Compass Group Insurance | 11 S 11th St | (904) 746-4648 |
| 6 | Estrella Insurance | 474268 E State Rd 200 | (904) 432-8736 |
| 7 | Nelson & Associates Insurance, LLC. | 1890 S 14th St #301 | (904) 326-3288 |
| 8 | Amelia Insurance | 2384 Sadler Rd | (904) 261-3606 |
| 9 | Morrow Insurance Group, Inc. | 1896 S 14th St STE 5 | (904) 261-0707 |
| 10 | Tatum Insurance Agency of Amelia Island | 5317 S Fletcher Ave #3 | (904) 729-4575 |
Brightway Insurance, The Coastal Agency serves the Fernandina Beach, Florida area and the surrounding Nassau County region as a health insurance agent. The agency assists individuals and families in comparing and enrolling in health plans that meet their coverage needs and budget. It guides clients through the complexities of major medical insurance and Medicare options. The agency also helps local residents select suitable supplemental policies and short-term health coverage plans.
Brightway Insurance, The Tarzia Agency provides a range of health insurance options designed to help individuals and families in Fernandina Beach, FL, find suitable coverage. It offers guidance through plan selection and enrollment, assisting clients with understanding their benefits and policy details. The agency also provides ongoing service to help manage policy changes or address questions throughout the year. Its services support a variety of local properties, including single-family homes, apartments, retail spaces, and restaurants.
Fernando Cevallos - State Farm Insurance Agent in Fernandina Beach, Florida, serves local homeowners, renters, drivers, and small business owners. It provides personal insurance policies alongside health coverage options designed to help residents manage medical costs. The agency guides clients through plan selection, enrollment periods, and coverage details. Its services extend throughout Nassau County and into the Amelia Island and Yulee communities, ensuring broader access to health insurance support.
Serving Fernandina Beach and the surrounding communities of Nassau County, 8 Flags Insurance Agency operates as a health insurance agent in the local market. It handles individual and family health plans, helping clients navigate open enrollment periods and understand the different coverage tiers available. The agency also assists with Medicare supplement policies for retirees moving to the area. To complete a typical job, it reviews a client's medical needs and budget, then presents a selection of compliant plan options from multiple carriers.
Compass Group Insurance in Fernandina Beach, FL, helps clients distinguish between one-time policy purchases and ongoing service plans when selecting coverage. For recurring needs, the agency assists with annual health insurance renewals, plan adjustments, and claims support, ensuring clients understand their ongoing benefits. One-time services typically involve comparing initial plan options or addressing a single urgent question without a follow-up commitment. The agency provides its health insurance agent services on both a scheduled and as-needed basis, depending on client preference and policy complexity.
Estrella Insurance works with individuals and families in Fernandina Beach, Florida to select health coverage that fits their medical needs and budget. As a health insurance agent, it provides guidance through plan options, including preventive care and prescription drug benefits. Its agents help clients navigate enrollment periods and understand policy details for better decision-making. This agency can serve the health insurance requirements of various commercial sectors, including local offices, warehouses, and food service operations.
Nelson & Associates Insurance, LLC. provides specialty services in navigating individual and family health insurance plans, along with general assistance comparing Medicare supplement policies. Located in Fernandina Beach, FL, the agency works with residents to identify suitable coverage for medical needs and budgets. For those facing an unexpected job change or upcoming open enrollment period, the agency helps ensure continuous protection against gaps in healthcare coverage.
Amelia Insurance operates in Fernandina Beach, Florida, assisting individuals and groups with navigating health coverage options. The agency specializes in the health insurance agent category, offering guidance on plan selection and enrollment. The services provided are designed to address the distinct healthcare needs of local residents and businesses. Commercial clients served include professional offices, warehouses, and food service establishments, each benefiting from tailored consultation on suitable insurance products for their workforce.
As open enrollment season approaches, residents of Fernandina Beach often seek guidance on their health coverage options. Morrow Insurance Group, Inc. provides knowledgeable assistance to help individuals and families navigate available health plans. Their agents work to clarify different policy structures and benefits. The initial review typically involves an inspection of each client's existing coverage or needs, starting with a thorough personal consultation.
What Does a a Health Insurance Agent in Fernandina Beach Cost?
The cost of health insurance in Florida depends on your age income plan type and coverage level. For an ACA bronze plan monthly premiums might range from 300 to 600 dollars for a 40 year old. Subsidies based on income can lower this cost. Medicare Advantage plans often have low or zero monthly premiums but have copays and deductibles. This is general information and not insurance advice.
About health insurance agents in Fernandina Beach
Health insurance agents in Fernandina Beach Florida help individuals families and small businesses find coverage that meets their needs. Florida law requires agents to be licensed by the state and follow strict rules about plan disclosures and enrollment periods. Local agents understand the specific options available in Nassau County and can guide you through the annual Open Enrollment Period or Special Enrollment Periods.
Frequently Asked Questions
What is the Open Enrollment Period for health insurance in Florida?
The Open Enrollment Period for ACA plans in Florida usually runs from November 1 to January 15 each year. Outside this window you can only enroll if you qualify for a Special Enrollment Period due to a life event like marriage or job loss.
Do health insurance agents in Fernandina Beach charge a fee for their services?
Most health insurance agents are paid by the insurance company and do not charge you a direct fee. You should confirm this with the agent before starting the process. Florida law requires agents to disclose any fees upfront.
What types of health plans can an agent help me with in Fernandina Beach?
Agents can help you with ACA marketplace plans Medicare Advantage and Medigap plans short-term health insurance and private individual plans. They can also assist small businesses with group health insurance options.
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