The top-rated health insurance agent in Estero, Florida is Regency Insurance Group a Hilb Group Company, rated 4.8 stars across 1,371 reviews. Other highly rated options include Ted Todd Insurance: Allstate Insurance, Rich Mathews - State Farm Insurance Agent, Brightway Insurance, The Dorrian Agency. This directory lists 11 health insurance agents serving Estero.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Regency Insurance Group a Hilb Group Company | 23190 Fashion Dr p216 | (239) 628-4344 |
| 2 | Ted Todd Insurance: Allstate Insurance | 23160 Fashion Dr Ste 223 | (239) 561-1100 |
| 3 | Rich Mathews - State Farm Insurance Agent | 9510 Corkscrew Palms Cir #4 | (239) 992-8896 |
| 4 | Brightway Insurance, The Dorrian Agency | 19970 S Tamiami Trl #104 | (239) 280-5480 |
| 5 | Lane Insurance Group | Located in the Galleria, 21105 Design Parc Ln #103 | (239) 947-7474 |
| 6 | Charley Insurance | 23160 Fashion Dr #226 | (239) 280-5555 |
| 7 | Sagacity Insurance Professionals | 10600 Chevrolet Way Suite 224 | (239) 533-9755 |
| 8 | State Insurance USA, LLC | 10600 Chevrolet Way #107 | (239) 567-9992 |
| 9 | Florida Blue Center - Ft. Myers | 8041 Plaza del Lago Dr | (239) 494-3460 |
| 10 | Coastline Insurance Group, Inc. | 23190 Fashion Dr #210 | (239) 217-6005 |
Regency Insurance Group a Hilb Group Company serves Estero and surrounding Lee County as a health insurance agent. It helps individuals and employer groups understand their medical coverage options and enroll in suitable plans. The agency assists with navigating the annual open enrollment period and reviewing policy details for local residents. It also supports clients with Medicare supplement selections and individual health plan comparisons for those seeking coverage in this Florida market.
Ted Todd Insurance: Allstate Insurance serves homeowners, families, and small business owners in Estero, Florida, helping them compare and enroll in health insurance plans. The agency works with individuals who need coverage for themselves or their households, as well as businesses looking for group health options for employees. It also offers assistance with understanding plan details, network providers, and premium costs. The agency extends its services to surrounding communities in the Fort Myers metropolitan area, including Bonita Springs.
Rich Mathews - State Farm Insurance Agent in Estero, FL, provides a range of health insurance plans, including individual and family medical coverage. The agency also offers regular policy reviews to ensure plans match changing health needs and life circumstances. Service involves assisting clients with enrollment, claims questions, and coverage adjustments. The agency supports both homeowners and renters with health insurance options, and additionally serves local retail businesses and restaurants seeking group health benefits for their employees.
Serving Estero, Florida, and the surrounding communities of southwest Lee County, Dorrian Agency assists individuals and families with their health insurance agent needs. This agency handles medical coverage plans from major carriers, including short-term policies and supplemental options for different life stages. Working closely with each client, it clarifies plan details and cost structures to help ensure informed choices. It typically manages an enrollment by first reviewing a client’s specific healthcare needs and budget before presenting suitable plan comparisons and guiding paperwork completion.
Lane Insurance Group in Estero, FL provides health insurance agency services that include both one-time policy enrollment and recurring annual renewal assistance. Coverage options typically address individual and family medical plans. Routine consultations help explain plan benefits and out-of-pocket costs. Client reviews of policy changes or network updates occur during open enrollment periods. Service is available on an as-needed basis for questions about claims, plan changes, or new coverage inquiries between scheduled annual check-ins.
Charley Insurance provides health insurance agent services, assisting individuals and families in Estero, Florida with selecting health plans from private insurers. It offers guidance on policy options, helping clients understand coverage details and enrollment procedures. The agency supports newcomers to the area in navigating Florida's health insurance market. During the annual Open Enrollment Period, Charley Insurance helps clients review their current policies and adjust their coverage to reflect changes in health needs or prescription drug lists.
Sagacity Insurance Professionals works directly with individuals and families in Estero, Florida to secure appropriate health insurance coverage that meets a variety of medical needs. The agency focuses on the specific regulations and plan options available within the local healthcare market. It can serve the commercial sectors of small offices, warehouses, and food service establishments in need of group benefits.
State Insurance USA, LLC serves residents of Estero, Florida, helping individuals secure health coverage that meets their personal needs. The agency also assists local businesses by offering guidance on commercial health insurance plans for their employees. Their service area includes Estero and surrounding communities within Southwest Florida. Clients can expect clear explanations of policy options and ongoing support as their coverage requirements change. Regular follow-up and repeat service are provided between scheduled visits, ensuring that customers receive assistance when renewals or adjustments become necessary.
During the active hurricane season and open enrollment periods in Estero, many residents seek to adjust their coverage. Florida Blue Center - Ft. Myers assists by providing in-person consultations on individual, family, and supplemental health plans. Agents explain differences between marketplace options and Medicare supplement policies relevant to the local population. The brokerage also clarifies how recent legislative changes affect plan availability in Southwest Florida. A new client visit begins with a review of current medications and provider preferences, completing a personal needs assessment to determine the most suitable policy structure.
Coastline Insurance Group, Inc. is a health insurance agent based in Estero, FL, known for helping individuals and families find suitable medical coverage plans. The company offers a range of policy options that can be tailored to meet different healthcare needs and budget considerations in the local area. Agents assist clients through the enrollment process and provide ongoing support for plan questions or changes. A specialty service it can add on includes guidance for selecting supplemental Medicare Advantage plans to fill coverage gaps.
What Does a a Health Insurance Agent in Estero Cost?
Health insurance agents in Florida typically do not charge a direct fee for their services. They earn commissions paid by insurance carriers which are built into the plan premiums. For a family of four an ACA silver plan in Estero can range from 800 to 1500 per month before subsidies. Medicare Advantage plans often have 0 dollar premiums but include cost-sharing. This is general information and not insurance advice.
About health insurance agents in Estero
Health insurance agents in Estero Florida help individuals families and small businesses find suitable coverage. Agents can explain Florida-specific plans including those offered through the federal Health Insurance Marketplace. They also assist with Medicare options and short-term health plans that comply with Florida insurance regulations.
Frequently Asked Questions
What license does a health insurance agent in Estero need?
In Florida health insurance agents must hold a valid 2-15 or 2-40 license from the Florida Department of Financial Services. They must complete continuing education every two years to stay compliant.
Can a health insurance agent help me with Florida Medicaid?
Yes many agents in Estero can explain Florida Medicaid eligibility and enrollment. However they cannot make final eligibility determinations. You must apply through the Florida Department of Children and Families for official approval.
When can I enroll in a health plan through an Estero agent?
Open enrollment for ACA plans typically runs from November 1 to January 15 each year. You may qualify for a special enrollment period after certain life events like losing other coverage or moving to Estero.
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