The top-rated health insurance agent in Crystal River, Florida is Ryan Lampasona - State Farm Insurance Agent, rated 4.8 stars across 383 reviews. Other highly rated options include Advanced Insurance Solutions, Depot Insurance, Inc, Bird Insurance Group Llc. This directory lists 14 health insurance agents serving Crystal River.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ryan Lampasona - State Farm Insurance Agent | 867 NE 5th St | (352) 795-4747 |
| 2 | Advanced Insurance Solutions | 930 N Suncoast Blvd | (352) 228-4040 |
| 3 | Depot Insurance, Inc | 720 NE, US-19 | (352) 563-1590 |
| 4 | Bird Insurance Group Llc | 721 NE US Hwy 19 | (352) 489-1992 |
| 5 | Kevin Hewitson: Allstate Insurance | 8028 W Gulf to Lake Hwy | (352) 563-2323 |
| 6 | Florida Blue | 712 NE US Hwy 19 | (352) 563-0015 |
| 7 | Angelina Godfrey Insurance Agency | 916 N Suncoast Blvd | (352) 436-4968 |
| 8 | West Coast Insurers | 104 SE 7th Ave | (352) 795-2354 |
| 9 | O'Brien Insurance Agency, Inc | 831 NE US Hwy 19 | (352) 563-0749 |
| 10 | The Hagar Group | 2121 US-19 | (352) 795-2697 |
Ryan Lampasona - State Farm Insurance Agent serves the Crystal River, Florida area, offering health insurance policies to local individuals and families. The agency helps clients navigate plan options and enroll in coverage that suits their medical needs and budget. Assistance is provided with understanding policy terms and comparing available plans. The firm also handles Medicare supplement plans and short-term health insurance for those between coverage periods.
Advanced Insurance Solutions provides a range of health insurance options for individuals and families in the Crystal River area. Their services include helping clients select and enroll in suitable medical coverage plans. The agency also offers ongoing plan management assistance throughout the year to help maintain appropriate coverage. They work with various types of properties, including single-family homes, apartments, retail locations, and restaurants.
Serving Crystal River and the surrounding Citrus County communities, Bird Insurance Group Llc handles health insurance policies for individuals, families, and small groups. The agency assists clients in navigating plan options, including Medicare supplements and Affordable Care Act marketplace coverage. It works to match each client’s specific medical needs and budget constraints, reviewing annual enrollment periods and plan changes carefully. The firm typically begins by analyzing a client’s current coverage and personal health requirements, then presents a few suitable plan comparisons for an informed selection.
Kevin Hewitson: Allstate Insurance, based in Crystal River, Florida, offers health insurance agents who assist clients in understanding the difference between one-time enrollment options and recurring plans that renew each policy period. Coverage typically addresses individual medical needs, preventive care, and prescription drugs through marketplace or private plans. These agents help navigate open enrollment windows, qualifying life events, and plan changes throughout the year. Service for reviewing existing policies or selecting new coverage is available on a scheduled appointment basis.
As a health insurance agent in Crystal River, Florida Blue specializes in guiding residents through the array of available health plans, from individual coverage to family policies. It provides steady, consultative support for clients navigating Medicare options and understanding their benefits each year. The agency also works with local businesses to help secure group insurance for their employees. During the annual Open Enrollment period, it assists individuals and families in finding suitable coverage that meets their shifting healthcare needs before deadlines arrive.
As seasonal residents flock to Crystal River for the mild winters and retirees settle permanently into the area, navigating health coverage options can become a priority. Angelina Godfrey Insurance Agency assists local individuals and families with selecting health insurance plans that fit their medical needs and budgets. The agency’s role is to explain policy differences and help clarify enrollment windows or special circumstances. An initial consultation typically begins with a review of the client’s current health needs and financial situation to determine available plan choices.
West Coast Insurers helps individuals and families in Crystal River navigate their health insurance options, including plans with prescription drug coverage and preventive care benefits. The agency advises clients on selecting suitable policies to meet their medical needs and budgets. It assists with enrollment in both private insurance and government-sponsored programs. In addition to residential coverage, West Coast Insurers provides health insurance solutions for commercial sectors such as local offices, warehouses serving the community, and food service establishments.
O'Brien Insurance Agency, Inc serves residential clients in Crystal River, Florida, helping them find health insurance coverage that suits their individual needs. The agency also assists local businesses with commercial health insurance options for their employees. Service extends throughout Crystal River and the surrounding communities. When clients have questions about their plan details or need to adjust coverage after a life change, the agency provides ongoing support between regular visits to ensure coverage remains appropriate and accessible.
The Hagar Group provides health insurance agency services, including plan selection assistance and enrollment support for individuals and families in Crystal River, Florida. Ongoing services include policy review and claims navigation to help clients maintain coverage. The company also offers consultation on Medicare options and marketplace plans. Service properties include single-family homes, apartments, retail establishments, and local restaurants.
What Does a a Health Insurance Agent in Crystal River Cost?
Health insurance premiums in Florida vary widely based on age location plan type and income. For 2025 a mid level ACA silver plan for a 40 year old in Citrus County may cost between 400 and 700 per month before subsidies. Subsidies based on income can lower that cost significantly. Medicare Supplement plans in Florida typically range from 100 to 300 per month depending on the plan grade and carrier. This is general information not insurance advice.
About health insurance agents in Crystal River
Health insurance agents in Crystal River Florida help individuals families and small businesses find coverage that meets their needs and budget. Florida law requires all agents to be licensed by the Florida Department of Financial Services and to follow strict guidelines for plan disclosure and enrollment. Local agents understand the specific health care networks available in Citrus County and can guide you through open enrollment periods and special enrollment events.
Frequently Asked Questions
What types of health insurance plans can a Crystal River agent help me with?
Agents in Crystal River can assist with ACA marketplace plans Medicare Advantage and Supplement plans Medicaid applications and short term health insurance. They review your medical needs and budget to recommend suitable options from major carriers like Florida Blue and Aetna.
When can I enroll in a health plan through a Crystal River agent?
The annual open enrollment period for ACA plans typically runs from November 1 to January 15 each year. You may qualify for a special enrollment period if you experience a qualifying life event such as losing other coverage moving to Citrus County or having a baby.
Do health insurance agents in Crystal River charge fees for their services?
Most health insurance agents in Florida are paid commissions by the insurance companies not by the client. You should confirm fee arrangements before starting the process. Some agents may charge a consultation fee for complex cases such as small business group plans.
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