The top-rated health insurance agent in Coral Gables, Florida is WeDo Insurance & Taxes, rated 4.9 stars across 248 reviews. Other highly rated options include GreatFlorida Insurance: Mike Carcas, Del Toro Insurance, We Insure Coral Gables - Rick Leal. This directory lists 14 health insurance agents serving Coral Gables.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | WeDo Insurance & Taxes | 801 Madrid St # 201 | (305) 432-3966 |
| 2 | GreatFlorida Insurance: Mike Carcas | 717 Ponce de Leon Blvd STE 211 | (305) 461-3232 |
| 3 | Del Toro Insurance | 1418 Ponce de Leon Blvd | (305) 698-0899 |
| 4 | We Insure Coral Gables - Rick Leal | 2600 Douglas Rd #905 | (305) 921-4057 |
| 5 | wyn insurance | 2332 Galiano St 2nd floor | (305) 521-9082 |
| 6 | Complete Insurance Agency | 717 Ponce de Leon Blvd STE 327 | (305) 667-7717 |
| 7 | USHEALTH Advisors - Mary Diorio | 3400 Coral Wy Ste 500 | (786) 877-4453 |
| 8 | One Insurance Services, LLC. | 365 Palermo Ave | (305) 445-3535 |
| 9 | Univista Insurance | 100 Almeria Ave Suite 200A | (305) 402-4899 |
| 10 | Ensure Health Agency | 2100 Ponce de Leon Blvd STE 1045 | (305) 500-0055 |
WeDo Insurance & Taxes serves Coral Gables and the greater Miami-Dade County area as a health insurance agent. Its main services include helping individuals and families compare and enroll in medical plans that meet their needs. The company assists clients with understanding plan options, deductibles, and coverage networks. It also supports those seeking coverage through government programs such as the Affordable Care Act marketplace. In addition to general health insurance enrollment, WeDo Insurance & Taxes handles Medicare supplement and prescription drug plan selections for eligible residents.
GreatFlorida Insurance: Mike Carcas provides health insurance agent services to clients in Coral Gables and the surrounding area. It assists individuals and families with selecting and maintaining appropriate health coverage plans from available providers. The agency helps clients understand plan details and manage their insurance needs over time, ensuring continuous protection. It focuses on clear explanations and steady support throughout the policy period. This company services single-family homes, apartments, retail businesses, and restaurants.
Del Toro Insurance serves clients in Coral Gables, Florida, and the surrounding communities of South Florida. It handles a range of health insurance plans for individuals, families, and small business groups. For each client, the agency first reviews their specific healthcare needs and budget constraints. It then compares available plans from major carriers to identify suitable coverage options. The agency typically completes this process by guiding the client through the enrollment steps and answering any questions about network providers and deductibles.
We Insure Coral Gables - Rick Leal serves homeowners, families, and small businesses in Coral Gables, Florida, by helping them find health insurance plans that match their medical needs and budgets. The agent reviews coverage options from major insurers to ensure clients understand their benefits and out-of-pocket costs. They assist with plan selection during open enrollment and major life changes. The agency also extends its services to residents and businesses in neighboring South Miami.
Wyn Insurance serves clients in Coral Gables and the surrounding South Florida communities, helping individuals and families navigate their health coverage options. The agency handles a full range of health insurance plans, including major medical policies, Medicare supplements, and short-term plans. To complete a typical job, the agent first assesses each client’s specific healthcare needs and budget before presenting a selection of suitable carriers for comparison. It then guides the client through the enrollment process step by step.
Complete Insurance Agency in Coral Gables specializes in health insurance services, including individual plans, family coverage, and group policies for local businesses. It assists clients with navigating open enrollment periods, understanding deductibles, and selecting appropriate networks. The agency provides steady guidance for ongoing policy management and claims questions. During the end-of-year enrollment window, it helps residents ensure their coverage meets changing medical needs and avoids costly gaps in protection.
As open enrollment periods and seasonal shifts bring new coverage questions to residents of Coral Gables, USHEALTH Advisors - Mary Diorio serves as a local guide for individual and family health insurance needs. The agency specializes in matching clients with plans that fit their unique medical and financial situations, relying on transparent explanations of policy options available in the Florida market. Every consultation begins with a thorough review of the client’s current health needs and budget to identify suitable plans. This initial assessment is conducted in a private meeting or phone call.
One Insurance Services, LLC in Coral Gables offers clients the choice between one-time consultation for immediate needs and ongoing service for long-term coverage adjustments. Their health insurance agents assist individuals and families in selecting plans that balance premiums with out-of-pocket costs. They provide guidance on network options and preventative care benefits common in Florida’s market. Service runs on either a scheduled basis for annual policy reviews or as-needed for changes in health or employment status.
Located in Coral Gables, Florida, Univista Insurance provides health insurance services that range from one-time policy purchases to recurring enrollment plans for ongoing coverage. Selecting appropriate coverage helps individuals manage medical expenses and access necessary healthcare providers. General health insurance agents in the area assist clients by explaining plan options, benefit structures, and regulatory requirements during open enrollment periods or qualifying life events. Univista Insurance offers these services on both a scheduled basis for periodic consultations and an as-needed basis for immediate policy questions or changes.
What Does a a Health Insurance Agent in Coral Gables Cost?
Health insurance agents in Coral Gables generally do not charge a direct fee to consumers. Their compensation comes from insurance carriers and is included in the premium. For ACA marketplace plans premiums vary widely from around $300 to over $800 per month depending on age income and plan tier. Medicare Advantage plans often have low or zero monthly premiums while Medigap plans can cost $100 to $300 per month. This is general information and not insurance advice.
About health insurance agents in Coral Gables
Health insurance agents in Coral Gables Florida help individuals families and small businesses find suitable coverage. Florida law requires agents to be licensed by the Florida Department of Financial Services and to follow strict consumer protection rules. Agents can explain the differences between ACA marketplace plans short-term policies and Medicare options available in Miami-Dade County.
Frequently Asked Questions
What does a health insurance agent in Coral Gables do?
A health insurance agent helps you compare plans from different carriers and enroll in coverage that fits your budget and medical needs. They can assist with ACA marketplace plans during open enrollment or special enrollment periods. Agents also help with Medicare Advantage and Supplement plans for those 65 and older.
Do I have to pay a fee for using a health insurance agent in Florida?
In most cases health insurance agents are paid by the insurance company not by you. Their commission is built into the plan premium so you do not pay extra for their services. However some agents may charge a consulting fee for complex cases so always ask about fees upfront.
When can I enroll in a health plan through an agent in Coral Gables?
You can enroll during the annual Open Enrollment Period which typically runs from November 1 to January 15 in Florida. If you have a qualifying life event like losing other coverage moving or having a baby you may qualify for a Special Enrollment Period. Medicare enrollment has separate windows including the Initial Enrollment Period and the Annual Election Period.
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