The top-rated health insurance agent in Waterford, Connecticut is AAA Waterford, rated 4.5 stars across 514 reviews. Other highly rated options include Acrisure Waterford, CT (SAVA Insurance Group), Mark Nickerson - GEICO Insurance Agent, Insurance Near Me CT. This directory lists 11 health insurance agents serving Waterford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AAA Waterford | 117 Boston Post Rd | (860) 701-7000 |
| 2 | Acrisure Waterford, CT (SAVA Insurance Group) | 750 Broad St | (860) 437-7282 |
| 3 | Mark Nickerson - GEICO Insurance Agent | 711 Broad St | (860) 865-2060 |
| 4 | Insurance Near Me CT | 711 Broad St Ext | (860) 440-6000 |
| 5 | Smith Brothers Insurance LLC | 26 Clark Ln | (860) 442-1396 |
| 6 | Nickerson Agency | 711 Broad St Ext | (860) 440-6363 |
| 7 | Bouvier Insurance, A HUB International Company: Waterford | 1020 Hartford Turnpike | (860) 859-9821 |
| 8 | Mikasa Insurance Group, | 567 Vauxhall Street Ext. STE 102 | (860) 612-8000 |
| 9 | Swanson Insurance | 210 Boston Post Rd | (860) 443-1500 |
| 10 | Aetna in Waterford | 87 Cross Rd | (866) 227-6652 |
AAA Waterford serves New London County and surrounding communities as a local health insurance agent. The company assists individuals and families with navigating plan options available through the Connecticut health insurance marketplace. It also helps small business owners evaluate group coverage solutions. Agents work to match clients with policies that fit their medical needs and budget constraints. The agency handles enrollment for Affordable Care Act plans and Medicare supplement insurance for eligible residents in the Waterford area.
Homeowners, business owners, and individuals in Waterford seeking health coverage turn to Acrisure Waterford (SAVA Insurance Group) for their insurance needs. The agency helps clients navigate individual health plans, family policies, and small-group employer benefits. It also assists with Medicare options for retirees and those approaching eligibility. By understanding local healthcare networks, the agency finds suitable coverage for each situation. Its services extend to clients in the New London metropolitan area and neighboring communities like East Lyme.
Mark Nickerson - GEICO Insurance Agent in Waterford, CT, provides a range of health insurance plans, including individual policies and family coverage options. It offers service support for policyholders, helping them manage plan updates and annual enrollment periods. The agency assists with maintenance of existing policies, coordinating benefits and addressing coverage questions. It services single-family homes, apartments, retail locations, and restaurants.
Located in Waterford, CT, Insurance Near Me CT serves clients throughout the New London County area and surrounding communities. It handles individual and family health insurance plans, helping customers navigate the annual enrollment periods and select suitable coverage. The agency also assists small business owners with group health options that meet employer and employee needs. For each client, it begins by assessing their specific healthcare requirements and budget limits before presenting relevant policy choices for comparison.
Smith Brothers Insurance LLC in Waterford, CT offers both one-time policy reviews and recurring enrollment services for individual health coverage. As a local health insurance agent, the company helps clients understand plan options, including premium costs and provider networks available in the region. Clients may choose to meet on a one-time basis for a single plan selection or schedule recurring appointments each open enrollment period to reassess their changing medical needs and budget. Service runs on either a scheduled or as-needed basis depending on client preference.
Nickerson Agency specializes in helping individuals and families navigate health insurance plan options, including individual policies and group coverage for small businesses. Based in Waterford, CT, the agency assists clients with comparing plans, managing enrollment, and understanding the terms of their coverage. It provides year-round support for policy adjustments and claims questions. The agency also offers focused guidance during the annual Open Enrollment period and when clients face life changes like job loss or aging off a parent’s plan.
As the open enrollment season approaches each year, families and individuals in Waterford must navigate complex health insurance options. Bouvier Insurance, A HUB International Company: Waterford serves local residents by clarifying available plans and matching coverage to specific medical needs. Their advisors guide clients through policy comparisons, helping to avoid costly gaps in care. A thorough initial consultation reviews current medications and preferred providers before recommending a suitable plan.
Mikasa Insurance Group works to help individuals and businesses in and around Waterford, CT, find health coverage that fits their needs and their budget. As a health insurance agent, the company helps clients understand plan options, including open enrollment timing and subsidy eligibility. It can assist with comparing private plans or connecting people to public marketplace choices. Mikasa Insurance Group can serve offices with group benefits, and it also works with commercial clients like warehouses and food service operations.
Swanson Insurance serves as a health insurance agent for residential clients in Waterford, CT, helping individuals and families understand their coverage options. The agency also offers commercial health insurance solutions for local businesses seeking group plans for employees. Their service area includes Waterford and the surrounding southeastern Connecticut region. After an initial policy is set, the agent provides ongoing follow-up support and regular check-ins to assist clients with annual enrollment changes and claim questions between visits.
Aetna in Waterford is known as a local health insurance agent in Waterford, CT, offering individuals and families a range of plan options for their medical coverage needs. The agency helps clients navigate enrollment periods and compare policies that fit different budgets and health requirements. It provides assistance with understanding deductibles, copays, and network providers to ensure informed decisions. For added convenience, this agency often includes support with Medicare supplement plan selections as a specialty service.
What Does a a Health Insurance Agent in Waterford Cost?
Health insurance agents in Connecticut typically do not charge clients directly for their services. Instead, they receive commissions from insurance carriers. These commissions are usually a percentage of the premium, often ranging from 2% to 5% for individual plans and higher for Medicare products. Costs for consumers depend on the plan selected, with ACA plan premiums in Connecticut averaging between $400 and $700 per month for individuals before subsidies. This is general information, not insurance advice.
About health insurance agents in Waterford
Health insurance agents in Waterford, Connecticut help individuals and families find coverage that meets their needs and budget. Connecticut law requires all health insurance agents to be licensed by the state and follow strict regulations when advising clients. Local agents can assist with plans from the Connecticut Health Insurance Exchange (Access Health CT) as well as private insurers.
Frequently Asked Questions
What does a health insurance agent in Waterford do?
A health insurance agent helps you compare plans, enroll in coverage, and understand your options under the Affordable Care Act. They can also guide you through Medicare enrollment and private insurance plans. Agents in Waterford are familiar with local providers and networks.
Do I need to pay a fee to use a health insurance agent in Connecticut?
In most cases, health insurance agents are paid by the insurance company, not by you. Their commissions are built into the plan premiums. However, some agents may charge a separate fee for certain services, so you should ask about fees before working with them.
What is the open enrollment period for health insurance in Connecticut?
The open enrollment period for ACA plans in Connecticut typically runs from November 1 to January 15 each year. You may qualify for a special enrollment period if you experience a qualifying life event like losing other coverage, getting married, or having a baby.
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