The top-rated health insurance agent in Hartford, Connecticut is The Hartford, rated 3.6 stars across 323 reviews. Other highly rated options include Alphonsus Aguh: Allstate Insurance, Shimkus, Murphy & Lemkuil, Inc., Latin Premier Insurance. This directory lists 15 health insurance agents serving Hartford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Hartford | 1 Hartford Plaza | (860) 547-5000 |
| 2 | Alphonsus Aguh: Allstate Insurance | 737 Wethersfield Ave | (860) 247-0829 |
| 3 | Shimkus, Murphy & Lemkuil, Inc. | 380 New Britain Ave | (860) 249-1396 |
| 4 | Latin Premier Insurance | 151 New Park Ave Suite 11 | (860) 206-0689 |
| 5 | LP Insurance Marketing Group | 151 New Park Ave | (860) 206-0689 |
| 6 | Loyalty Insurance Marketing Group | 645 Farmington Ave | (800) 459-0309 |
| 7 | Connecticut Insurance Department | 153 Market St | (860) 297-3800 |
| 8 | Insurance Resource LLC | 84 Hamilton St | (860) 951-0600 |
| 9 | 72 Main Insurance | 72 Main St | (860) 524-9595 |
| 10 | Aetna | 151 Farmington Ave | (800) 872-3862 |
The Hartford serves the Hartford, Connecticut metro area as a local health insurance agent. This company assists individuals and families with navigating their health coverage options. It helps clients compare and enroll in suitable health plans. The agency simplifies complex policy details to clarify what each plan covers. It also provides ongoing support for claims and billing questions to ensure smooth access to care. The Hartford handles plan selection for individual health insurance and manages coordination with existing medical providers in the region.
Alphonsus Aguh: Allstate Insurance provides a comprehensive range of health insurance plans, including individual and family policies, in the Hartford area. Their service plans cover routine preventive care and major medical needs, with options for managing ongoing health conditions. Maintenance plans offer regular annual checkups and wellness visits to support long-term health. The company also assists with plan renewals and claim questions throughout the year. It services single-family homes, apartments, retail spaces, and restaurants with customized health coverage for their owners and employees.
Based in Hartford, CT, Shimkus, Murphy & Lemkuil, Inc. serves clients throughout the capital region and its surrounding communities. The company handles a full range of health insurance plans for individuals and local businesses. Their agents assess each client's specific medical needs and budget constraints. To complete a typical enrollment or policy change, the agency coordinates directly with major carriers to verify coverage details and finalize the paperwork.
Latin Premier Insurance in Hartford, CT distinguishes between one-time needs, such as a single policy question, and ongoing service, which involves periodic plan adjustments. Health insurance agents typically help clients compare coverage for individual, family, or group plans that meet state requirements. Annual enrollment periods are targeted for changes, while off-season qualifying events also trigger policy revisions. Service for this Hartford agency is available on an as-needed basis, with no scheduled check-ins unless a client initiates contact.
Finding the right health coverage during the annual enrollment period can be overwhelming for many Hartford residents. LP Insurance Marketing Group works directly with individuals and families to clarify their available plan options, including local HMOs and PPOs. Their agents provide straightforward comparisons and explain how each policy aligns with typical healthcare needs in this region. The initial process always begins by scheduling a free, no-obligation inspection of your current coverage to identify any gaps or potential savings.
Loyalty Insurance Marketing Group arranges health coverage plans for individuals and families in Hartford, Connecticut. As a health insurance agent, the company assists clients in evaluating open enrollment options and understanding plan benefits. It also specializes in adding dental, vision, and supplemental policies to standard major medical packages. The firm can serve the health insurance needs of commercial sectors such as offices, warehouses, and food service operations.
As a health insurance agent, Connecticut Insurance Department in Hartford specializes in helping individuals and families navigate plan selection and enrollment options. It works with local clients to find suitable coverage through private insurers and public marketplaces. Agents provide ongoing assistance with understanding policy benefits, claims questions, and changes in healthcare needs. During the annual open enrollment period, it helps ensure residents meet deadlines and adjust their plans effectively to avoid gaps in essential medical coverage.
Insurance Resource LLC serves the residential health insurance needs of individuals and families in Hartford, Connecticut, also offering commercial coverage options for local businesses in the area. As a health insurance agent, the company helps clients navigate plan selections and enrollment processes. Follow-up services are provided between regular visits to address any changes in coverage or answer questions that may arise.
Serving homeowners, renters, and small businesses in the Hartford area, Aetna provides health insurance agent services to individuals and groups navigating plan selection and enrollment. It assists clients in comparing coverage options and understanding policy details to meet their healthcare needs. The agency works with local residents and employers seeking reliable medical insurance solutions. From initial consultation to annual renewals, it offers ongoing support throughout the coverage year. Aetna also extends its services to clients in the neighboring community of West Hartford within the greater Hartford metro region.
What Does a a Health Insurance Agent in Hartford Cost?
Health insurance agent services in Connecticut are typically free to consumers because agents earn commissions from insurance carriers. For individual plans, monthly premiums in Hartford range from about 400 to 800 dollars for a mid-level silver plan for a 40 year old, though subsidies can lower this cost significantly. Small business group plans may have different pricing based on employee participation. This is general information and not insurance advice.
About health insurance agents in Hartford
Health insurance agents in Hartford, CT help individuals and small businesses compare plans on the Access Health CT exchange or private market. Connecticut requires all plans to cover essential health benefits and prohibits medical underwriting for individual plans. An agent can guide you through special enrollment periods and subsidy calculations based on your income.
Frequently Asked Questions
What does a health insurance agent in Hartford do?
A health insurance agent helps you compare plans, estimate subsidies, and enroll in coverage. They are licensed by the Connecticut Insurance Department and can explain plan details like deductibles and networks. Their services are usually free to you because they are paid by the insurance company.
When can I enroll in health insurance in Connecticut?
Open enrollment for individual plans typically runs from November 1 to January 15 each year. You may qualify for a special enrollment period after a qualifying life event such as marriage, birth of a child, or loss of other coverage. An agent can verify your eligibility for these special periods.
Does Connecticut have a state mandate for health insurance?
Yes, Connecticut requires most residents to have health insurance or pay a penalty on their state tax return. The penalty for 2024 is 2.5% of household income or a flat amount per adult, whichever is higher. An agent can help you find a plan that meets the minimum essential coverage requirement.
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