The top-rated health insurance agent in Temecula, California is Old Harbor Insurance Services, rated 5.0 stars across 1,241 reviews. Other highly rated options include Freeway Insurance, Inszone Insurance Services, Hawkguard Insurance Services. This directory lists 18 health insurance agents serving Temecula.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Old Harbor Insurance Services | 43015 Black Deer Loop #201 | (951) 297-9740 |
| 2 | Freeway Insurance | 43094 Vía Dos Picos STE B | (951) 842-3305 |
| 3 | Inszone Insurance Services | 27710 Jefferson Ave STE 100 | (951) 676-6000 |
| 4 | Hawkguard Insurance Services | 28545 Old Town Front St #201A | (951) 494-7272 |
| 5 | Carver Insurance Services, Inc - Temecula | 33321 Temecula Pkwy Suite 102 | (951) 676-0540 |
| 6 | Green Leaf - Medicare FMO | 43385 Business Park Dr STE 160 | (800) 408-7430 |
| 7 | PSA Insurance Services | 27292 Vía Industria | (800) 772-5531 |
| 8 | The Health Insurance Lady Jami McNees | 41669 Winchester Rd # 101 | (951) 265-2784 |
| 9 | The Health Insurance Guy | 41669 Winchester Rd Ste 101 | (951) 972-2099 |
| 10 | Farmers Insurance - Joe Tesmer | 31285 Temecula Pkwy Ste C8-245 | (858) 605-1910 |
Old Harbor Insurance Services serves the Temecula, California area as a local health insurance agent company. The agency assists individuals and families in navigating available medical coverage plans through private insurers and public exchanges. It helps clients understand essential benefits, deductibles, and out-of-pocket costs. The company also explains enrollment periods and subsidy eligibility. In the local market, it facilitates plan comparisons for both individual health policies and small business group health insurance options.
Serving Temecula and the surrounding communities of southwestern Riverside County, Freeway Insurance handles health insurance agent services for individuals and families. This agency navigates the complex landscape of health plans, including major medical policies and supplemental coverage options. By focusing on client needs, it helps assess coverage gaps and compare available plans from various carriers. The typical job begins with a consultation to review a client’s health history and budget, then proceeds by presenting policy recommendations that balance cost with access to local providers.
In the health insurance industry, a primary distinction exists between employers seeking once-a-year group plans and individuals requiring ongoing personal coverage adjustments. Operating in Temecula, California, Inszone Insurance Services helps clients navigate various medical, dental, and vision insurance options to suit their specific needs. This local Health Insurance Agent understands the ever-changing regulations of the market. For those needing flexibility, the company offers its services on an as-needed basis, accommodating plan changes during life events like marriage or starting a new job.
Hawkguard Insurance Services in Temecula, California offers a range of health insurance policies for individuals and families, including plan selection, enrollment support, and annual coverage reviews. It provides ongoing service by assisting clients with claims questions, benefit updates, and policy adjustments as their healthcare needs change. The agency works with major carriers to help residents find suitable coverage. It services single-family homes, apartments, retail, and restaurants.
Carver Insurance Services, Inc in Temecula helps homeowners, businesses, and property managers find suitable health insurance coverage. The agency works with local clients to compare major medical plans and navigate annual enrollment periods. Services also include explaining plan benefits and assisting with policy renewals throughout the year. By focusing on individual needs and budget considerations, the agency aims to simplify health insurance decisions for residents in Temecula. It additionally serves customers in nearby Murrieta and throughout southwestern Riverside County.
Serving Temecula, California, and the surrounding Riverside County communities, this health insurance agency focuses specifically on Medicare-related coverage for local residents. As an FMO, it handles plan comparison and enrollment for both Medicare Advantage and Medicare Supplement policies. Each client’s individual health needs, budget, and preferred network of doctors are assessed through a direct consultation. The agency then presents suitable insurance options from multiple carriers and assists with the final application process, guiding clients through every step of their selection and enrollment.
As a health insurance agent, PSA Insurance Services in Temecula, CA provides both one-time enrollment support and recurring annual plan reviews. The company helps clients understand and compare various health coverage options, including individual plans and family policies. All guidance is tailored to local network availability and personal healthcare needs. Service is available on both a one-time basis for initial plan selection and a scheduled basis for ongoing annual renewals and life changes.
The Health Insurance Lady Jami McNees specializes in helping individuals and families navigate their coverage options, including Medicare supplements, dental plans, and individual health policies. Serving the Temecula area, the agency works to match clients with suitable plans for their medical needs and budgets. As open enrollment periods approach each year, it provides guidance on making timely adjustments to existing coverage to avoid coverage gaps.
During the Medicare open enrollment period each fall, many Temecula residents face complex decisions about their coverage. The Health Insurance Guy provides guidance for individuals and families reviewing their health insurance needs. By examining plan options and current policies, this local agent helps clients understand their choices and select appropriate coverage for medical care. The process begins with a free, no-obligation initial assessment of the client’s specific situation and budget requirements.
Farmers Insurance - Joe Tesmer offers a range of health insurance plans to individuals and families in Temecula, California. The agency specializes in helping clients understand coverage options, including medical, dental, and vision policies that fit various budgets. Its services include guiding customers through enrollment periods and explaining plan benefits in clear terms. Commercial health coverage is also available for local offices, warehouses, and food service operations that need group insurance solutions for their employees.
What Does a a Health Insurance Agent in Temecula Cost?
Health insurance agents in California do not charge you directly for their services. The cost of coverage depends on the plan you choose. Monthly premiums for a mid level silver plan in Temecula can range from about 400 to 700 dollars for an individual depending on age and income. Subsidies through Covered California can lower these costs. This is general information and not insurance advice.
About health insurance agents in Temecula
Health insurance agents in Temecula help individuals and families compare plans from major carriers and Covered California. California requires all agents to be licensed by the Department of Insurance and to follow state rules for plan disclosures. Working with a local agent can simplify choosing a plan that fits your budget and medical needs.
Frequently Asked Questions
What does a health insurance agent in Temecula do?
A health insurance agent helps you review plan options from private insurers and Covered California. They explain benefits costs and provider networks. Agents cannot charge you extra fees for their services as they are paid by the insurance company.
When can I enroll in a health plan in Temecula California?
Open enrollment for Covered California usually runs from November 1 to January 31 each year. You may qualify for a special enrollment period if you have a qualifying life event like losing other coverage marriage or moving to Temecula. California allows a 60 day window after such events.
Do health insurance agents in Temecula offer free help?
Yes health insurance agents in California typically offer free consultations. Their compensation comes from commissions paid by the insurance company. You do not pay extra for their guidance when you enroll through them.
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