The top-rated health insurance agent in Bell Gardens, California is InVision Insurance Services, rated 5.0 stars across 450 reviews. Other highly rated options include Alex Lozano Insurance Agency, Pacific Liberty Insurance Services, Sinaloa Insurance. This directory lists 10 health insurance agents serving Bell Gardens.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | InVision Insurance Services | 6631 Eastern Ave #A | (323) 773-4429 |
| 2 | Alex Lozano Insurance Agency | 8136 Garfield Ave a | (323) 282-3928 |
| 3 | Pacific Liberty Insurance Services | 6430 Gage Ave STE D | (562) 776-9999 |
| 4 | Sinaloa Insurance | 5985 E Florence Ave L | (323) 562-3650 |
| 5 | True Rate Insurance | 7118 Atlantic Ave | (323) 560-4600 |
| 6 | Lucy Insurance & Registration Services | 6524 Eastern Ave STE A | (323) 538-7121 |
| 7 | CLV Insurance Services | 6118 Florence Ave D | (562) 927-7077 |
| 8 | Intercoast Insurance Bell Gardens | 6048 Florence Ave Suite D | (562) 927-2100 |
| 9 | R H Insurance Services | 8311 Eastern Ave | (562) 806-1203 |
| 10 | HJ Financial Insurance Services | 6524 Eastern Ave | (323) 794-4920 |
InVision Insurance Services serves the Los Angeles metro area, including Bell Gardens, California, as a health insurance agent. The company assists individuals and families in navigating the complexities of medical coverage plans and enrollment requirements. It provides guidance on policy options to help clients select suitable plans that meet their healthcare needs and budget constraints. Guided by local market knowledge, InVision Insurance Services also offers support for understanding deductibles and out-of-network benefits when finalizing enrollment in a new health plan.
Alex Lozano Insurance Agency provides a range of health insurance options for individuals and families in Bell Gardens, CA. Its agents assist clients in comparing plans and understanding coverage details to find suitable policies. The agency offers ongoing support for plan maintenance, helping with enrollment periods and answering questions about benefits or claims. It services single-family homes, apartments, retail businesses, and restaurants in the local area.
Pacific Liberty Insurance Services helps homeowners, families, and small business owners in Bell Gardens, California, find suitable health coverage plans. The agency explains policy details, enrollment periods, and network options so clients can make informed decisions. It assists with individual plans, family policies, and group insurance for local employers navigating the changing regulations of the health insurance market. By offering personalized guidance, the agency aims to connect Bell Gardens residents with coverage that meets their medical needs and budgets. It also serves customers throughout the southeastern Los Angeles County area surrounding Downey.
Serving Bell Gardens and the surrounding Southeast Los Angeles communities, Sinaloa Insurance handles health insurance agent services for individuals and families. The company assists clients in navigating plan options through Covered California and private carriers. Its work typically involves reviewing a client’s current coverage, explaining available plans from different carriers, and guiding them through the enrollment process. Sinaloa Insurance uses a straightforward consultation approach, focusing on matching each client's healthcare needs with a suitable health plan.
For clients exploring individual plans or continuous family coverage, True Rate Insurance in Bell Gardens, CA offers both one-time policy enrollment and ongoing service options. Initial consultations help match residents with suitable health insurance agents who explain plan details, deductibles, and network access. Coverage typically includes medical, prescription, and preventive care tailored to local regulations. Yearly re-enrollment assistance and mid-year plan adjustments are also available. Service runs on a scheduled basis with additional as-needed support for qualifying life events.
Lucy Insurance & Registration Services, located in Bell Gardens, CA, specializes in helping clients select individual and family health insurance plans that match their medical needs and budget. It also handles registration paperwork and policy renewals for local residents navigating the complex coverage landscape. The agency regularly reviews marketplace options and subsidy eligibility to ensure affordable access to care. During the annual open enrollment period, it provides crucial guidance on switching plans to avoid costly coverage gaps or penalties.
As residents of Bell Gardens face the changing seasons and new enrollment periods, securing adequate health coverage becomes a priority for many families and individuals. CLV Insurance Services helps local clients understand their available options as a health insurance agent, guiding them through plan selection that fits medical needs and financial situations. They assist with comparing policies, exploring subsidies, and clarifying benefits. An initial consultation or inspection of current coverage is offered to every new client.
Intercoast Insurance Bell Gardens operates as a health insurance agent in Bell Gardens, California, assisting clients with policy selection from various carriers. Its specialty offerings include supplemental plans and Medicare-related options, providing tailored coverage solutions. The agency helps individuals and employers navigate open enrollment periods and plan cost comparisons. It serves commercial sectors such as offices, warehouses, and food service businesses, addressing their employee benefit needs.
R H Insurance Services serves residential clients in Bell Gardens, California, helping individuals select appropriate health plans for their households. The agency also provides commercial health coverage for local small businesses and their employees throughout the greater Bell Gardens area. Routine policy reviews are conducted to ensure coverage remains aligned with changing needs. Between annual open enrollment periods, the office assists with claims questions and plan adjustments, encouraging clients to return for ongoing service each year.
HJ Financial Insurance Services in Bell Gardens, CA, is known for guiding individuals and families through the complexities of health coverage options. The agency assists clients in selecting and enrolling in suitable individual and group health insurance plans that meet diverse medical needs and budget considerations. Agents provide local support with understanding plan benefits, navigating enrollment periods, and comparing available marketplace and private policies. In addition to standard health plans, HJ Financial Insurance Services can add on dental and vision coverage to comprehensive medical policies.
What Does a a Health Insurance Agent in Bell Gardens Cost?
Health insurance agents in California do not charge consumers for their services. Their compensation comes from the insurance carriers as a commission typically ranging from 3% to 5% of the premium for individual plans. For small group plans commissions may be higher or negotiated separately. Costs for the actual insurance policy vary widely by plan type age and income but a typical bronze plan for a single adult in Bell Gardens might cost between 350 and 600 dollars per month before subsidies. This is general information not insurance advice.
About health insurance agents in Bell Gardens
Health insurance agents in Bell Gardens California help residents find individual and family plans through Covered California or private insurers. California law requires all agents to be licensed by the Department of Insurance and to follow strict disclosure rules. Local agents understand the specific needs of Bell Gardens families and can explain how subsidies and cost-sharing reductions work under the Affordable Care Act.
Frequently Asked Questions
What does a health insurance agent in Bell Gardens do?
A health insurance agent helps you compare plans from different carriers and enroll in coverage that fits your budget and medical needs. They can also assist with applications for premium tax credits through Covered California. Agents do not charge you a fee their commission is paid by the insurance company.
Do I need to use Covered California or can I buy directly from an agent?
You can buy a plan either through Covered California or directly from an agent using a private insurer. If you want financial help like subsidies you must enroll through Covered California. An agent can guide you on which path gives you the best value based on your income.
When can I enroll in a health plan in Bell Gardens?
Open enrollment for Covered California typically runs from November 1 to January 31 each year. You can also enroll outside open enrollment if you have a qualifying life event such as losing other coverage moving to Bell Gardens or having a baby. An agent can verify if you qualify for a special enrollment period.
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