The top-rated health insurance agent in Santa Maria, California is Donna Randolph - State Farm Insurance Agent, rated 5.0 stars across 216 reviews. Other highly rated options include Cost-U-Less Insurance, Glenna Ledbetter Insurance, Pacific Elite Insurance Services. This directory lists 18 health insurance agents serving Santa Maria.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Donna Randolph - State Farm Insurance Agent | 1650 S Broadway | (805) 925-4610 |
| 2 | Cost-U-Less Insurance | 401 N Broadway Ste 1 | (805) 250-0605 |
| 3 | Glenna Ledbetter Insurance | 440 E Clark Ave | (805) 937-4516 |
| 4 | Pacific Elite Insurance Services | 1750 S Broadway H | (805) 357-5597 |
| 5 | Smartway Insurance Services Inc | 1975 S Broadway Suite K | (805) 631-5255 |
| 6 | Hometown Insurance Services | 1125 E Clark Ave Suite A1- #1 | (805) 922-3351 |
| 7 | Eagle Service Insurance Agency | 830 W Main St suite 100 | (805) 346-6105 |
| 8 | Coast Auto Insurance | 121 N Broadway | (805) 925-1990 |
| 9 | HUB International | 2560 Professional Pkwy | (805) 347-4700 |
| 10 | Leavitt Coastal Valley | 204 E Enos Dr B | (805) 925-8607 |
Donna Randolph - State Farm Insurance Agent serves Santa Maria and its surrounding region. The agency focuses on providing local health insurance agent services to individuals, families, and small businesses in the area. Clients receive assistance with navigating health plan options and comparing coverage specifics that affect their medical needs and budgets. Common responsibilities include explaining policy details, eligibility periods, and network requirements. The office specifically handles enrollment in individual health insurance plans and small group health coverage for local employers.
Cost-U-Less Insurance offers health insurance plan selection and enrollment assistance to individuals and families in Santa Maria, California. It serves clients by comparing available coverage options through the local exchange and private carriers. The agency also provides guidance on plan renewals and changes in coverage. Each year, during the open enrollment period, it helps residents who need to update their policies or apply for coverage before deadlines close due to changing life circumstances.
Glenna Ledbetter Insurance provides health insurance agent services to individuals and families in Santa Maria, CA, helping clients navigate plan selection and enrollment. Service support includes assistance with policy changes, claims questions, and annual renewal reviews. Appointments are available for personalized consultations to explain coverage options and network details. This agent services a variety of property types, including single-family homes, apartments, retail establishments, and restaurants.
Pacific Elite Insurance Services serves Santa Maria and the surrounding communities of California’s Central Coast, handling individual and family health insurance plans. It assists clients with plan comparisons for major medical coverage, Medicare supplements, and short-term health policies. The agency reviews each client’s medical needs and budget to identify suitable options from available carriers. For a typical job, it gathers personal health information and financial preferences, then walks the client through a clear explanation of coverage details and out-of-pocket costs before finalizing enrollment.
Smartway Insurance Services Inc serves homeowners, renters, and small business owners in Santa Maria, California. Its health insurance agents assist clients in comparing individual plans, family coverage options, and supplemental policies that meet local healthcare needs. The agency provides personalized consultations to help residents understand plan benefits, network restrictions, and premium costs. Smartway Insurance Services Inc also covers the neighboring communities of Orcutt and Nipomo, ensuring broader access across the northern Santa Barbara County area.
Hometown Insurance Services in Santa Maria, California helps clients distinguish between one-time insurance options for short-term needs and recurring plans that provide ongoing, year-round coverage for medical expenses. The agency focuses on guiding individuals and families through available health insurance plans, addressing questions about policy details and enrollment periods. All client services are conducted on an as-needed basis, allowing customers to schedule appointments whenever they require assistance with plan selection or coverage changes.
Eagle Service Insurance Agency focuses its services on health insurance plans, helping individuals and families in Santa Maria, California select coverage that meets their medical needs. The agency guides clients through plan comparisons, application processes, and ongoing policy adjustments. A particular area of concern it addresses is assisting residents during the annual open enrollment period, ensuring they do not miss critical deadlines for updating or enrolling in their coverage.
During open enrollment periods or after a job change, Santa Maria residents often need to review their health coverage options. Coast Auto Insurance serves this need by offering agent-guided selection of individual and family health plans from major carriers. The agency helps clients understand deductibles, provider networks, and premium trade-offs specific to the local medical market. Every new client relationship begins with a no-cost assessment of their current coverage and healthcare usage history to identify suitable plans.
Leavitt Coastal Valley serves residents of Santa Maria seeking individual health insurance plans, guiding them through enrollment and annual renewal options. Commercial coverage for small businesses is also available, helping local employers provide employee benefits. The agency serves clients throughout the Santa Maria area, including nearby communities. After each policy year, a follow-up review is offered to adjust coverage for life changes or new plan options between regular visits.
What Does a a Health Insurance Agent in Santa Maria Cost?
Health insurance premiums in California vary widely based on age, location, plan type, and income. For a 40-year-old in Santa Maria, a Silver plan through Covered California may cost between 400 and 700 dollars per month before subsidies. Subsidies are available for households earning up to 600 percent of the federal poverty level. This is general information, not insurance advice.
About health insurance agents in Santa Maria
Health insurance agents in Santa Maria, California help individuals and families find coverage that meets their needs and budget. California requires all agents to be licensed by the California Department of Insurance. Agents can assist with Covered California plans, which are available during the annual open enrollment period or a special enrollment period triggered by a qualifying life event.
Frequently Asked Questions
What is the open enrollment period for health insurance in California?
Covered California open enrollment typically runs from November 1 to January 31 each year. Outside this window, you can only enroll if you have a qualifying life event such as marriage, birth of a child, or loss of other coverage.
Do health insurance agents in Santa Maria charge a fee for their services?
Most health insurance agents in California are paid by the insurance company, not by the client. You generally do not pay a separate fee for their help with enrollment or plan selection.
Can a health insurance agent help me with Medi-Cal in Santa Maria?
Yes, many licensed agents can help you determine if you qualify for Medi-Cal, California's Medicaid program. They can guide you through the application process and explain how Medi-Cal works alongside other coverage options.
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