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HomeHealth Insurance AgentsCalifornia › Santa Cruz

Find Health Insurance Agents Near You in Santa Cruz, CA

Browse health insurance agents serving Santa Cruz, California. Updated 2026-07-14.

The top-rated health insurance agent in Santa Cruz, California is DCD Financial & Insurance Services, rated 5.0 stars across 241 reviews. Other highly rated options include Paul Nelson Insurance Services, Skip Leonard - State Farm Insurance Agent, Ace Althouse - State Farm Insurance Agent. This directory lists 13 health insurance agents serving Santa Cruz.

Showing 13 health insurance agents in Santa Cruz, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1DCD Financial & Insurance Services1123 Soquel Ave(831) 423-8542
2Paul Nelson Insurance Services730 Mission St #201(831) 426-9900
3Skip Leonard - State Farm Insurance Agent1101 Water St(831) 429-2700
4Ace Althouse - State Farm Insurance Agent1215 Mission St(831) 420-1555
5Shockley Insurance Solutions519 Seabright Ave Suite #213(831) 600-8755
6HealthMarkets Insurance - Manfred Luedge505-A River St(831) 750-9343
7Clarion Pacific Insurance Services2035 N Pacific Ave ste a(831) 337-4661
8D and R Insurance Services542 Ocean St #J(831) 427-3272
9Farmers Insurance - Doug Banks303 Potrero St Blg 45 Ste 108(831) 460-0700
10Cecy Insurance Services201 River St Suite 102(831) 477-1730
DF
1123 Soquel Ave
DCD Financial & Insurance Services
Health Insurance Agent · Santa Cruz, CA

DCD Financial & Insurance Services serves the Santa Cruz, California area as a local health insurance agent. The company assists individuals and families by navigating available health plans and enrollment periods. They help clients compare coverage options from various private insurers to find suitable policies. Guidance on subsidies and cost-sharing reductions is also provided for eligible applicants. In this area, the agency handles plan selection for Affordable Care Act marketplace policies as well as short-term medical coverage.

PN
730 Mission St #201
Paul Nelson Insurance Services
Health Insurance Agent · Santa Cruz, CA

Paul Nelson Insurance Services provides health insurance guidance, helping individuals and families in Santa Cruz, California, navigate plan options such as individual coverage, family policies, and potential short-term medical solutions. The company assists clients during open enrollment periods and qualifying life events, explaining plan benefits and confirming network availability. Ongoing support addresses policy questions and coverage adjustments. The agent works with a variety of property types, serving single-family homes, apartments, retail locations, and restaurants.

SL
1101 Water St
Skip Leonard - State Farm Insurance Agent
Health Insurance Agent · Santa Cruz, CA

As a health insurance agent, Skip Leonard’s office serves individual residents, families, and local small business owners in Santa Cruz, California. The company helps clients find suitable health coverage plans that meet their medical needs and budget constraints. It also assists customers with policy questions, enrollment periods, and plan renewals to ensure continuous protection. The agency knows the specific healthcare landscape of Santa Cruz County and works with insurers to provide clear options. Its coverage area also extends to the neighboring communities of Capitola and Soquel.

AA
1215 Mission St
Ace Althouse - State Farm Insurance Agent
Health Insurance Agent · Santa Cruz, CA

Ace Althouse - State Farm Insurance Agent serves Santa Cruz and the surrounding communities of the Monterey Bay area, handling a full range of health insurance options. The agency works with individuals and families to find coverage that fits their medical needs and budget. Plans typically include major medical policies and supplemental accident or hospital indemnity products. The general approach uses personal consultations to compare available plans and guide each client through the enrollment process.

SI
519 Seabright Ave Suite #213
Shockley Insurance Solutions
Health Insurance Agent · Santa Cruz, CA

While a client may begin with a one-time policy comparison to establish coverage, ongoing needs often shift with life changes such as a new job or family addition. Shockley Insurance Solutions serves the Santa Cruz, CA area as a health insurance agent, assisting individuals and families in navigating plan options from available carriers. Their work involves explaining plan benefits, provider networks, and regulatory requirements. Service is offered on a one-time, scheduled, or as-needed basis to accommodate varying client preferences for enrollment support.

HI
505-A River St
HealthMarkets Insurance - Manfred Luedge
Health Insurance Agent · Santa Cruz, CA

With open enrollment periods and life changes like starting a new job or turning sixty-five, residents of Santa Cruz often seek guidance on health insurance choices. HealthMarkets Insurance - Manfred Luedge serves this local need as a health insurance agent. The company connects clients with plans that provide medical and preventative care coverage. To begin, they schedule an in-person or virtual appointment to review a customer’s specific coverage needs and current situation.

CP
2035 N Pacific Ave ste a
Clarion Pacific Insurance Services
Health Insurance Agent · Santa Cruz, CA

As a health insurance agent in Santa Cruz, Clarion Pacific Insurance Services specializes in guiding clients through the complexities of individual and family medical plans. It also assists small businesses in selecting suitable group health coverage within the local market. Understanding the nuances of California’s health exchange, the agent helps residents find compliant policies that meet their budgets and care needs. As open enrollment season approaches, the company provides timely support to ensure clients avoid coverage gaps.

DR
542 Ocean St #J
D and R Insurance Services
Health Insurance Agent · Santa Cruz, CA

D and R Insurance Services helps residents of Santa Cruz secure health coverage that fits their personal medical needs and financial situations. The agency also assists local businesses with group health plans for their employees. Serving the Santa Cruz area, the team works to match individuals and companies with suitable insurance options from available carriers following an initial consultation. Clients often return for annual enrollment guidance or to adjust their policies when life circumstances shift between regular appointments.

FI
303 Potrero St Blg 45 Ste 108
Farmers Insurance - Doug Banks
Health Insurance Agent · Santa Cruz, CA

Farmers Insurance - Doug Banks provides health insurance coverage to individuals and families throughout Santa Cruz, California. The agency specializes in connecting clients with individual health plans and group medical policies for small businesses. It offers guidance on options that comply with current healthcare regulations. Agents assist customers in selecting appropriate coverage for annual checkups, emergency care, and prescription drugs. These services are available to professional offices, warehouse facilities, and food service operations needing employee health benefits.

CI
201 River St Suite 102
Cecy Insurance Services
Health Insurance Agent · Santa Cruz, CA

Cecy Insurance Services in Santa Cruz, CA, is a local health insurance agent that helps individuals and families navigate plan options during enrollment periods. It provides guidance on comparing coverage levels, premiums, and provider networks to match medical needs. A health insurance agent in this area also assists small business owners in finding group plans for their employees. For those requiring specialized assistance, Cecy Insurance Services can offer support with understanding Medicare supplemental policies.

SC
125 Mission St # 1
Santa Cruz Health & Life Insurance
Health Insurance Agent · Santa Cruz, CA
(831) 426-7200
PI
877 Cedar St #150
Pozos Insurance Services Inc
Health Insurance Agent · Santa Cruz, CA
(831) 713-6438
pozosinsuranceservices.net
DM
1315 A Pacific Ave
Drew Miller Insurance Services, Inc.
Health Insurance Agent · Santa Cruz, CA
(831) 459-9140

What Does a a Health Insurance Agent in Santa Cruz Cost?

Health insurance agents in California do not charge consumers a fee for their services. Their compensation comes from the insurance companies whose plans they sell. Premium costs for plans vary widely based on age, location, income, and plan type. For example, a mid-level Silver plan through Covered California might cost between 300 and 600 dollars per month for an individual before subsidies. This is general information, not insurance advice.

About health insurance agents in Santa Cruz

Health insurance agents in Santa Cruz, California help individuals and families find coverage through Covered California or private insurers. Under California law, agents must be licensed by the California Department of Insurance and follow strict rules about plan disclosures. Local agents understand the specific needs of Santa Cruz residents, including access to providers like Dignity Health and Kaiser Permanente.

Frequently Asked Questions

What does a health insurance agent in Santa Cruz do?

A health insurance agent helps you compare plans, apply for coverage, and understand your options under the Affordable Care Act. They can assist with Covered California enrollment, Medicare plans, and short-term policies. Agents do not charge you directly; they earn commissions from insurance companies.

Can I get help with Covered California enrollment in Santa Cruz?

Yes, many licensed agents in Santa Cruz are certified to help with Covered California plans. Open enrollment typically runs from November 1 to January 31 each year. Special enrollment periods are available for life events like losing other coverage or moving.

Are health insurance agents in Santa Cruz required to be licensed?

Yes, all health insurance agents in California must hold a valid license from the California Department of Insurance. You can verify an agents license on the department website. Agents must also complete continuing education to stay current with state laws.

Health Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each health insurance agent's credentials and current standing with your state Department of Insurance.