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Health Insurance Agents in Santa Cruz, CA

Browse health insurance agents serving Santa Cruz, California. Contact information and addresses listed below.

13 agents listed
Updated May 2026
Santa Cruz, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 13 health insurance agents in Santa Cruz, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
DCD Financial & Insurance Services
1123 Soquel Ave, Santa Cruz, CA 95062
(831) 423-8542 dcdis.com
Paul Nelson Insurance Services
730 Mission St #201, Santa Cruz, CA 95060
(831) 426-9900 bayareainsured.com
Skip Leonard - State Farm Insurance Agent
1101 Water St, Santa Cruz, CA 95062
(831) 429-2700 skipleonard.com
Ace Althouse - State Farm Insurance Agent
1215 Mission St, Santa Cruz, CA 95060
(831) 420-1555 agent-ace.com
Shockley Insurance Solutions
519 Seabright Ave Suite #213, Santa Cruz, CA 95062
(831) 600-8755 shockleyinsurance.com
Clarion Pacific Insurance Services
2035 N Pacific Ave ste a, Santa Cruz, CA 95060
(831) 337-4661 clarionpacificinsurance.com
HealthMarkets Insurance - Manfred Luedge
505-A River St, Santa Cruz, CA 95060
(831) 750-9343 healthmarkets.com
Farmers Insurance - Doug Banks
303 Potrero St Blg 45 Ste 108, Santa Cruz, CA 95060
(831) 460-0700 agents.farmers.com
D and R Insurance Services
542 Ocean St #J, Santa Cruz, CA 95060
(831) 427-3272 mercuryinsurance.com
Cecy Insurance Services
201 River St Suite 102, Santa Cruz, CA 95060
(831) 477-1730 cecyinsurance.com
Santa Cruz Health & Life Insurance
125 Mission St # 1, Santa Cruz, CA 95060
(831) 426-7200
Pozos Insurance Services Inc
877 Cedar St #150, Santa Cruz, CA 95060
(831) 713-6438 pozosinsuranceservices.net
Drew Miller Insurance Services, Inc.
1315 A Pacific Ave, Santa Cruz, CA 95060
(831) 459-9140

Health insurance agents in Santa Cruz, California help individuals and families find coverage through Covered California or private insurers. Under California law, agents must be licensed by the California Department of Insurance and follow strict rules about plan disclosures. Local agents understand the specific needs of Santa Cruz residents, including access to providers like Dignity Health and Kaiser Permanente.

What Does a Health Insurance Agent in Santa Cruz Cost?

Health insurance agents in California do not charge consumers a fee for their services. Their compensation comes from the insurance companies whose plans they sell. Premium costs for plans vary widely based on age, location, income, and plan type. For example, a mid-level Silver plan through Covered California might cost between 300 and 600 dollars per month for an individual before subsidies. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a health insurance agent in Santa Cruz do?
A health insurance agent helps you compare plans, apply for coverage, and understand your options under the Affordable Care Act. They can assist with Covered California enrollment, Medicare plans, and short-term policies. Agents do not charge you directly; they earn commissions from insurance companies.
Can I get help with Covered California enrollment in Santa Cruz?
Yes, many licensed agents in Santa Cruz are certified to help with Covered California plans. Open enrollment typically runs from November 1 to January 31 each year. Special enrollment periods are available for life events like losing other coverage or moving.