ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Health Insurance Agents Near You in San Ramon, CA

Browse health insurance agents serving San Ramon, California. Updated 2026-07-14.

The top-rated health insurance agent in San Ramon, California is Alex Mutch - State Farm Insurance Agent, rated 5.0 stars across 186 reviews. Other highly rated options include Farmers Insurance - Gail Mirchandani, Onstad's Insurance Agency, Health Trust Insurance CA. This directory lists 16 health insurance agents serving San Ramon.

Showing 16 health insurance agents in San Ramon, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Alex Mutch - State Farm Insurance Agent3 Crow Canyon Ct Ste 250(925) 575-9114
2Farmers Insurance - Gail Mirchandani3150 Crow Canyon Pl Ste 100(925) 244-1300
3Onstad's Insurance Agency3130 Crow Canyon Pl Suite 425(925) 866-1444
4Health Trust Insurance CA3056 Lakemont Dr(650) 459-3514
5The BFIS | The Brighton Financial and Insurance Services2258 Camino Ramon(888) 412-7630
6Guardian Insurance Agency LLC2206 Camino Ramon
7Michael Smith Insurance Solutions2010 Crow Canyon Pl #100(925) 683-9743
8Trouette Insurance2415 San Ramon Valley Blvd STE 4-415(925) 327-1020
9MAPFRE Insurance2633 Camino Ramon STE 300(925) 271-1100
10Bernal Insurance Agency2765 Canyon Creek Dr(925) 785-1161
AM
3 Crow Canyon Ct Ste 250
Alex Mutch - State Farm Insurance Agent
Health Insurance Agent · San Ramon, CA

Alex Mutch - State Farm Insurance Agent serves the San Ramon, California area and the wider Contra Costa County region, specializing in health insurance solutions. The agency helps individuals and families navigate plan options to obtain necessary medical coverage. As a local provider, the office assists clients with understanding policy benefits and enrollment procedures. Its services include guiding customers through the selection of individual health plans and assisting with supplemental coverage options to address specific healthcare needs.

FI
3150 Crow Canyon Pl Ste 100
Farmers Insurance - Gail Mirchandani
Health Insurance Agent · San Ramon, CA

Farmers Insurance - Gail Mirchandani serves homeowners, renters, and small business owners in San Ramon, California, by providing health insurance agent services to help clients select individual and family medical plans. The agency assists with plan comparisons, enrollment questions, and policy renewals, guiding customers through the local insurance marketplace. It also covers surrounding communities such as Danville, offering the same health insurance support to residents and businesses throughout the San Ramon Valley area.

OS
3130 Crow Canyon Pl Suite 425
Onstad's Insurance Agency
Health Insurance Agent · San Ramon, CA

Onstad's Insurance Agency provides guidance on health insurance options for individuals and families in San Ramon, CA. It helps clients compare plans to find coverage that fits their medical needs and budget, assisting with enrollment and annual reviews to adjust policies as circumstances change. The agency also provides ongoing support for claims questions and plan management. It serves single-family homes, apartments, retail businesses, and restaurants.

HT
3056 Lakemont Dr
Health Trust Insurance CA
Health Insurance Agent · San Ramon, CA

Health Trust Insurance CA in San Ramon specializes in helping individuals and families compare and enroll in major medical plans, Medicare supplements, and prescription drug coverage. It also assists small businesses with group health insurance options and compliance guidance. Beyond annual open enrollment periods, the agency helps clients navigate special enrollment opportunities triggered by life events such as marriage, childbirth, or relocation, ensuring year-round access to essential health coverage.

BB
2258 Camino Ramon
The BFIS | The Brighton Financial and Insurance Services
Health Insurance Agent · San Ramon, CA

As families in San Ramon settle into the rhythm of each New Year, they often assess their protection against unexpected medical costs, a task that requires careful local navigation. The BFIS | The Brighton Financial and Insurance Services serves this community as a dedicated health insurance agent, connecting clients with individual and family plans that address common seasonal concerns. An agent evaluates ongoing coverage needs and explains available marketplace options suitable for changing circumstances. The process typically begins when a client schedules an inspection or initial-assessment appointment to review their current policy details.

GI
2206 Camino Ramon
Guardian Insurance Agency LLC
Health Insurance Agent · San Ramon, CA
MS
2010 Crow Canyon Pl #100
Michael Smith Insurance Solutions
Health Insurance Agent · San Ramon, CA

Michael Smith Insurance Solutions serves residents of San Ramon, California, with personal health insurance plans tailored to individual needs. The agency also offers commercial coverage options for local business groups and families seeking group benefits within the greater San Ramon area. As a health insurance agent, the company helps clients navigate plan selection during open enrollment and qualifying life events. Following each initial setup, they provide ongoing support for claims questions and policy adjustments between regular annual check-ins.

TI
2415 San Ramon Valley Blvd STE 4-415
Trouette Insurance
Health Insurance Agent · San Ramon, CA

Trouette Insurance assists individuals and families in securing health coverage that matches their medical needs and financial situations. As a health insurance agent, the company offers support with navigating enrollment periods, comparing plan benefits, and managing policy updates. The firm serves the San Ramon, CA area and understands the local healthcare landscape. Its guidance helps clients choose plans based on provider networks and prescription drug coverage. Trouette Insurance also works with commercial clients, including offices, warehouses, and food service operations.

MI
2633 Camino Ramon STE 300
MAPFRE Insurance
Health Insurance Agent · San Ramon, CA

MAPFRE Insurance in San Ramon, CA offers both one-time policy consultations for immediate health coverage needs and recurring annual enrollment services that address ongoing protection. As a health insurance agent, the company helps clients navigate available plan options to match their medical requirements and budget. Guidance covers individual plans, family coverage, and potential subsidies. Service runs on both a one-time or as-needed appointment basis, with annual renewal support available for established clients.

BI
2765 Canyon Creek Dr
Bernal Insurance Agency
Health Insurance Agent · San Ramon, CA

Bernal Insurance Agency serves the San Ramon, California metro area, providing health insurance agent services to individuals and families. The agency assists clients in navigating the complexities of medical coverage and plan selection. Their work focuses on matching policy options to specific healthcare needs, budgets, and regulatory requirements. Enrollment periods and subsidy eligibility are typical topics of consultation. This professional guidance includes handling applications for Affordable Care Act marketplace plans and coordinating Medicare supplement policies for eligible residents.

MO
2333 San Ramon Valley Blvd
Millennium Oak San Ramon
Health Insurance Agent · San Ramon, CA
(925) 904-4800
allstate.com/dlee
VI
2010 Crow Canyon Pl #100
Vallone Insurance Agency Inc.
Health Insurance Agent · San Ramon, CA
(925) 980-2496
SH
2440 Camino Ramon
Steven Hom Insurance Services Inc
Health Insurance Agent · San Ramon, CA
(925) 806-9300
stevehom.com
HI
6101 Bollinger Canyon Rd #150
HUB International
Health Insurance Agent · San Ramon, CA
(925) 866-7050
hubinternational.com/offices/us/california/san-ramon
SI
111 Deerwood Rd STE 200
SAHOTA INSURANCE SERVICES INC
Health Insurance Agent · San Ramon, CA
(925) 553-3330
agentpages.twfg.com/karensahota
EI
3000 Executive Pkwy Suite 325
EPIC Insurance Brokers & Consultants
Health Insurance Agent · San Ramon, CA
(925) 244-7700
epicbrokers.com

What Does a a Health Insurance Agent in San Ramon Cost?

Health insurance agent services in California are usually free to you because agents earn commissions from insurance carriers. Plan premiums vary widely: a Bronze plan may cost $300 to $500 per month for an individual, while a Gold plan may cost $500 to $800 per month. Costs depend on your age, income, and plan choice. This is general information, not insurance advice.

About health insurance agents in San Ramon

Health insurance agents in San Ramon, California help residents navigate Covered California plans and private insurance options. California law requires all health plans to cover essential health benefits and pre-existing conditions. An agent can explain the differences between HMO and PPO plans available in Contra Costa County.

Frequently Asked Questions

What does a health insurance agent in San Ramon do?

A health insurance agent helps you compare plans from different carriers and enroll in coverage. They explain deductibles, copays, and provider networks. Agents are licensed by the California Department of Insurance.

Do I need to use Covered California or can I buy private insurance?

You can buy insurance through Covered California or directly from a carrier. If you want financial assistance like premium tax credits, you must use Covered California. An agent can show you both options.

When can I enroll in health insurance in California?

Open Enrollment typically runs from November 1 to January 31 each year. You can also enroll after a qualifying life event like losing other coverage or having a baby. Special enrollment periods last 60 days from the event.

Health Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each health insurance agent's credentials and current standing with your state Department of Insurance.