The top-rated health insurance agent in San Ramon, California is Alex Mutch - State Farm Insurance Agent, rated 5.0 stars across 186 reviews. Other highly rated options include Farmers Insurance - Gail Mirchandani, Onstad's Insurance Agency, Health Trust Insurance CA. This directory lists 16 health insurance agents serving San Ramon.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Alex Mutch - State Farm Insurance Agent | 3 Crow Canyon Ct Ste 250 | (925) 575-9114 |
| 2 | Farmers Insurance - Gail Mirchandani | 3150 Crow Canyon Pl Ste 100 | (925) 244-1300 |
| 3 | Onstad's Insurance Agency | 3130 Crow Canyon Pl Suite 425 | (925) 866-1444 |
| 4 | Health Trust Insurance CA | 3056 Lakemont Dr | (650) 459-3514 |
| 5 | The BFIS | The Brighton Financial and Insurance Services | 2258 Camino Ramon | (888) 412-7630 |
| 6 | Guardian Insurance Agency LLC | 2206 Camino Ramon | — |
| 7 | Michael Smith Insurance Solutions | 2010 Crow Canyon Pl #100 | (925) 683-9743 |
| 8 | Trouette Insurance | 2415 San Ramon Valley Blvd STE 4-415 | (925) 327-1020 |
| 9 | MAPFRE Insurance | 2633 Camino Ramon STE 300 | (925) 271-1100 |
| 10 | Bernal Insurance Agency | 2765 Canyon Creek Dr | (925) 785-1161 |
Alex Mutch - State Farm Insurance Agent serves the San Ramon, California area and the wider Contra Costa County region, specializing in health insurance solutions. The agency helps individuals and families navigate plan options to obtain necessary medical coverage. As a local provider, the office assists clients with understanding policy benefits and enrollment procedures. Its services include guiding customers through the selection of individual health plans and assisting with supplemental coverage options to address specific healthcare needs.
Farmers Insurance - Gail Mirchandani serves homeowners, renters, and small business owners in San Ramon, California, by providing health insurance agent services to help clients select individual and family medical plans. The agency assists with plan comparisons, enrollment questions, and policy renewals, guiding customers through the local insurance marketplace. It also covers surrounding communities such as Danville, offering the same health insurance support to residents and businesses throughout the San Ramon Valley area.
Onstad's Insurance Agency provides guidance on health insurance options for individuals and families in San Ramon, CA. It helps clients compare plans to find coverage that fits their medical needs and budget, assisting with enrollment and annual reviews to adjust policies as circumstances change. The agency also provides ongoing support for claims questions and plan management. It serves single-family homes, apartments, retail businesses, and restaurants.
Health Trust Insurance CA in San Ramon specializes in helping individuals and families compare and enroll in major medical plans, Medicare supplements, and prescription drug coverage. It also assists small businesses with group health insurance options and compliance guidance. Beyond annual open enrollment periods, the agency helps clients navigate special enrollment opportunities triggered by life events such as marriage, childbirth, or relocation, ensuring year-round access to essential health coverage.
As families in San Ramon settle into the rhythm of each New Year, they often assess their protection against unexpected medical costs, a task that requires careful local navigation. The BFIS | The Brighton Financial and Insurance Services serves this community as a dedicated health insurance agent, connecting clients with individual and family plans that address common seasonal concerns. An agent evaluates ongoing coverage needs and explains available marketplace options suitable for changing circumstances. The process typically begins when a client schedules an inspection or initial-assessment appointment to review their current policy details.
Michael Smith Insurance Solutions serves residents of San Ramon, California, with personal health insurance plans tailored to individual needs. The agency also offers commercial coverage options for local business groups and families seeking group benefits within the greater San Ramon area. As a health insurance agent, the company helps clients navigate plan selection during open enrollment and qualifying life events. Following each initial setup, they provide ongoing support for claims questions and policy adjustments between regular annual check-ins.
Trouette Insurance assists individuals and families in securing health coverage that matches their medical needs and financial situations. As a health insurance agent, the company offers support with navigating enrollment periods, comparing plan benefits, and managing policy updates. The firm serves the San Ramon, CA area and understands the local healthcare landscape. Its guidance helps clients choose plans based on provider networks and prescription drug coverage. Trouette Insurance also works with commercial clients, including offices, warehouses, and food service operations.
MAPFRE Insurance in San Ramon, CA offers both one-time policy consultations for immediate health coverage needs and recurring annual enrollment services that address ongoing protection. As a health insurance agent, the company helps clients navigate available plan options to match their medical requirements and budget. Guidance covers individual plans, family coverage, and potential subsidies. Service runs on both a one-time or as-needed appointment basis, with annual renewal support available for established clients.
Bernal Insurance Agency serves the San Ramon, California metro area, providing health insurance agent services to individuals and families. The agency assists clients in navigating the complexities of medical coverage and plan selection. Their work focuses on matching policy options to specific healthcare needs, budgets, and regulatory requirements. Enrollment periods and subsidy eligibility are typical topics of consultation. This professional guidance includes handling applications for Affordable Care Act marketplace plans and coordinating Medicare supplement policies for eligible residents.
What Does a a Health Insurance Agent in San Ramon Cost?
Health insurance agent services in California are usually free to you because agents earn commissions from insurance carriers. Plan premiums vary widely: a Bronze plan may cost $300 to $500 per month for an individual, while a Gold plan may cost $500 to $800 per month. Costs depend on your age, income, and plan choice. This is general information, not insurance advice.
About health insurance agents in San Ramon
Health insurance agents in San Ramon, California help residents navigate Covered California plans and private insurance options. California law requires all health plans to cover essential health benefits and pre-existing conditions. An agent can explain the differences between HMO and PPO plans available in Contra Costa County.
Frequently Asked Questions
What does a health insurance agent in San Ramon do?
A health insurance agent helps you compare plans from different carriers and enroll in coverage. They explain deductibles, copays, and provider networks. Agents are licensed by the California Department of Insurance.
Do I need to use Covered California or can I buy private insurance?
You can buy insurance through Covered California or directly from a carrier. If you want financial assistance like premium tax credits, you must use Covered California. An agent can show you both options.
When can I enroll in health insurance in California?
Open Enrollment typically runs from November 1 to January 31 each year. You can also enroll after a qualifying life event like losing other coverage or having a baby. Special enrollment periods last 60 days from the event.
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