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HomeHealth Insurance AgentsCalifornia › San Luis Obispo

Find Health Insurance Agents Near You in San Luis Obispo, CA

Browse health insurance agents serving San Luis Obispo, California. Updated 2026-07-14.

The top-rated health insurance agent in San Luis Obispo, California is Susan Rodriguez - State Farm Insurance Agent, rated 4.8 stars across 110 reviews. Other highly rated options include Polk Insurance Agency, SLO Insurance Services, Minton Insurance. This directory lists 20 health insurance agents serving San Luis Obispo.

Showing 20 health insurance agents in San Luis Obispo, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Susan Rodriguez - State Farm Insurance Agent799 Foothill Blvd D(805) 783-7050
2Polk Insurance Agency1443 Marsh St(805) 544-6454
3SLO Insurance Services1494 Mill St(805) 543-7564
4Minton Insurance1042 Pacific St # E(805) 546-8113
5McGee Insurance Agency2000 Broad St(805) 543-8833
6Morris & Garritano Insurance1122 Laurel Ln(805) 543-6887
7Meredith Insurance Center1303 Higuera St(805) 548-8672
8Goosehead Insurance -- Donaldson Agency820 Walnut St Suite D(805) 242-4900
9Relation Insurance - Engle & Associates Group1236 Higuera St(805) 781-6336
10Lord Insurance3211 Broad St #201(805) 600-5954
SR
799 Foothill Blvd D
Susan Rodriguez - State Farm Insurance Agent
Health Insurance Agent · San Luis Obispo, CA

Susan Rodriguez – State Farm Insurance Agent serves San Luis Obispo, California, and the surrounding county. As a health insurance agent, the company assists individuals and families in finding suitable medical coverage plans that meet their specific healthcare needs and budgets. They offer guidance through the enrollment process and help clients understand their policy options and benefits. This agency specifically handles major medical insurance plans and Medicare supplement policies for the local community.

PI
1443 Marsh St
Polk Insurance Agency
Health Insurance Agent · San Luis Obispo, CA

Polk Insurance Agency provides a comprehensive range of health insurance services to individuals and businesses throughout the San Luis Obispo area. The agency assists clients in navigating plan selection, enrollment, and ongoing policy maintenance to meet changing health care needs. Regular policy reviews ensure that coverage remains aligned with current medical requirements and budget considerations. The company serves a diverse clientele, including single-family homes, apartments, retail establishments, and restaurants.

SI
1494 Mill St
SLO Insurance Services
Health Insurance Agent · San Luis Obispo, CA

Homeowners, businesses, and property managers in San Luis Obispo rely on SLO Insurance Services for health insurance guidance. The agency helps clients navigate individual plans, family coverage, and group health policies suitable for local organizations. Following California market trends, it assists with comparing options during open enrollment periods and qualifying for possible subsidies. Its work simplifies the process of selecting appropriate medical coverage. The company also serves customers residing in nearby Arroyo Grande and the surrounding Five Cities area.

MI
1042 Pacific St # E
Minton Insurance
Health Insurance Agent · San Luis Obispo, CA

Minton Insurance offers health insurance plans including individual policies, family coverage, and Medicare options. As a health insurance agent in San Luis Obispo, California, it assists clients navigating plan comparisons and enrollment periods. The agency provides guidance on selecting plans that match medical needs and budgets. It also helps customers understand changes in coverage and out-of-pocket costs. During open enrollment season or after a qualifying life event such as a job change, Minton Insurance helps clients reevaluate their health plan choices to ensure continued appropriate coverage.

MI
2000 Broad St
McGee Insurance Agency
Health Insurance Agent · San Luis Obispo, CA

McGee Insurance Agency operates in San Luis Obispo, California, distinguishing between one-time enrollment assistance for new individual health plans and recurring service options that involve annual policy reviews, coverage adjustments, and ongoing claims support. The agency helps clients understand the differences between Health Insurance Marketplace plans, short-term medical options, and major medical coverage. Services typically run on an as-needed or scheduled basis, with clients able to request support for specific life changes outside of open enrollment periods.

MG
1122 Laurel Ln
Morris & Garritano Insurance
Health Insurance Agent · San Luis Obispo, CA

Morris & Garritano Insurance serves San Luis Obispo and its surrounding Central Coast communities, handling health insurance plans for individuals and local businesses. The agency works with clients to navigate plan options, enrollments, and ongoing coverage needs. It addresses routine inquiries about policy benefits, network access, and cost management. To handle a typical job, it assesses each client’s specific medical and financial circumstances before recommending suitable plans from available carriers.

MI
1303 Higuera St
Meredith Insurance Center
Health Insurance Agent · San Luis Obispo, CA

As the seasons change along the Central Coast, individuals and families in San Luis Obispo often seek updated coverage to match shifting health needs or life events. Meredith Insurance Center serves this community as a local health insurance agent, helping clients navigate plan options for both major medical policies and supplemental benefits. By focusing on the specific requirements of each person, the agency works to clarify available choices from different carriers. An initial in-person or virtual assessment can identify the most suitable plan structure for the upcoming term.

GI
820 Walnut St Suite D
Goosehead Insurance -- Donaldson Agency
Health Insurance Agent · San Luis Obispo, CA

Goosehead Insurance -- Donaldson Agency assists individuals and businesses in San Luis Obispo with their coverage needs. As a health insurance agent, the company helps clients navigate plan options, including preventive care and prescription drug benefits. The agency provides guidance on selecting policies for families and individuals seeking adequate medical coverage. It also serves commercial sectors such as offices, warehouses, and food service, addressing the specific insurance requirements that each business environment demands.

RI
1236 Higuera St
Relation Insurance - Engle & Associates Group
Health Insurance Agent · San Luis Obispo, CA

Relation Insurance - Engle & Associates Group in San Luis Obispo assists residents with health insurance plans for individuals and families, including those needing coverage through marketplaces or Medicare. Commercial coverage is also arranged for local businesses of varying sizes, ensuring employees have access to suitable medical benefits. Serving clients throughout San Luis Obispo County, the agency provides ongoing support between annual enrollment periods, helping policyholders manage claims changes or coverage adjustments as personal circumstances shift.

LI
3211 Broad St #201
Lord Insurance
Health Insurance Agent · San Luis Obispo, CA

Lord Insurance in San Luis Obispo, CA is known for helping individuals and families find health coverage that fits their budget and needs. The agency offers guidance through the complexities of plan selection, enrollment, and renewals. It regularly assists clients with comparing private insurance options as well as public marketplace plans. An additional service the agency can provide is helping small business owners evaluate group health insurance benefits for their employees.

BL
994 Mill St #250
Bankers Life and Casualty Company
Health Insurance Agent · San Luis Obispo, CA
(805) 784-0103
bankers.com
AB
369 Marsh St #200
Adler Belmont Group, Inc.
Health Insurance Agent · San Luis Obispo, CA
(805) 540-3900
adlerbelmontgroup.com
PG
2436 Broad St
Peterson and Grantham Insurance Brokers SLO
Health Insurance Agent · San Luis Obispo, CA
(805) 544-9000
png-insurance.com
RL
1363 Marsh St suite a
R.L. Insurance Associates Inc.
Health Insurance Agent · San Luis Obispo, CA
(805) 783-7130
rlassoc.com
LU
872 Higuera St
Legends United Insurance
Health Insurance Agent · San Luis Obispo, CA
(833) 414-5520
legendsunitedinsurance.com/contact
MP
1010 Toro St
Melinda Phillips Insurance
Health Insurance Agent · San Luis Obispo, CA
(805) 600-5962
MM
3480 S Higuera St #120
Melinda Monteen Insurance
Health Insurance Agent · San Luis Obispo, CA
(805) 544-5377
monteeninsurance.com/Contact.html
SI
3940-7 Broad St
Servwell Insurance Services
Health Insurance Agent · San Luis Obispo, CA
(805) 776-3014
SM
1251 W Newport St
SmartGringo
Health Insurance Agent · San Luis Obispo, CA
(805) 996-0593
smartgringo.com
SJ
3134 Spring Ct
Steven J Polk Insurance
Health Insurance Agent · San Luis Obispo, CA
(805) 544-6230
stevenjpolkinsurance.com/contact-us

What Does a a Health Insurance Agent in San Luis Obispo Cost?

Health insurance agents in California do not charge a fee to consumers. Their compensation comes from insurance carriers as commissions. The cost of health insurance plans varies widely based on age, location, income, and plan type. In San Luis Obispo, a mid-level silver plan through Covered California may cost between 400 and 700 dollars per month for an individual before subsidies. Subsidies can lower that amount significantly for eligible residents. This is general information and not insurance advice.

About health insurance agents in San Luis Obispo

Health insurance agents in San Luis Obispo help individuals, families, and small businesses find coverage that meets their needs and budget. Under California law, agents must be licensed by the California Department of Insurance and can assist with Covered California plans, Medicare Advantage, and private health insurance. Local agents understand the specific healthcare options available in San Luis Obispo County, including access to providers at Sierra Vista Regional Medical Center and French Hospital Medical Center.

Frequently Asked Questions

What does a health insurance agent in San Luis Obispo do?

A health insurance agent helps you compare plans from different carriers, explains coverage details, and assists with enrollment. They can help with Covered California plans, Medicare, and private insurance. Agents do not charge you directly because they receive commissions from insurance companies.

Do I need to use Covered California or can I buy private insurance?

You can buy health insurance through Covered California or directly from a private insurer. If you qualify for subsidies, you must use Covered California to receive financial help. An agent can explain which option is better for your situation.

What is the open enrollment period for health insurance in California?

Covered California open enrollment typically runs from November 1 to January 31 each year. Outside this period, you can only enroll if you have a qualifying life event, such as losing other coverage, getting married, or having a baby. An agent can help determine if you qualify for a special enrollment period.

Health Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each health insurance agent's credentials and current standing with your state Department of Insurance.