The top-rated health insurance agent in San Jose, California is Freeway Insurance, rated 4.8 stars across 1,147 reviews. Other highly rated options include Preeti Sehgal - State Farm Insurance Agent, KC Independent Insurance Solutions, LLC, Khalsa Insurance Agency. This directory lists 28 health insurance agents serving San Jose.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Freeway Insurance | 1646 Story Rd | — |
| 2 | Preeti Sehgal - State Farm Insurance Agent | 1054 S De Anza Blvd STE 106 | (408) 320-1022 |
| 3 | KC Independent Insurance Solutions, LLC | 3031 Tisch Way Suite 308 | (408) 502-7080 |
| 4 | Khalsa Insurance Agency | 3750 McKee Rd A | (408) 272-2500 |
| 5 | Bay Area Health Insurance | Medicare - International Travel Health Insurance - Insurance Agent in Bay Area | 1816 Tully Rd Suite 186 | (408) 903-4624 |
| 6 | Rick M Insurance Agency | 160 E Tasman Dr Rm 4 | (747) 230-7954 |
| 7 | Brenda Huynh Insurance Services | 2114 Senter Rd STE 25 | (408) 310-0315 |
| 8 | Wynn Insurance Agency | 88 Tully Rd STE 100 | (408) 215-2087 |
| 9 | PHP Insurance Services Inc. | 1290 Tully Rd #80 | (408) 528-1528 |
| 10 | Red Wave Insurance Services | 1038 Leigh Ave UNIT 201 | (408) 836-4560 |
Preeti Sehgal - State Farm Insurance Agent serves clients in San Jose, California, and the wider Santa Clara County area, specializing in health insurance agent services. This agency helps individuals and families navigate the complexities of medical coverage by offering personalized consultations to assess specific health care needs. The office also assists clients with understanding plan options during open enrollment periods. Services available through this agency include individual health plans and family health insurance policies.
KC Independent Insurance Solutions, LLC, located in San Jose, CA, provides a full range of health insurance agent services to individuals and groups in the local area. Its offerings include helping clients navigate plan selection and enroll in coverage during open enrollment periods. The company also assists with ongoing policy maintenance, addressing questions about benefits and claims as needs arise. This approach supports both routine annual updates and adjustments for life changes. The company serves a variety of property types, including single-family homes, apartments, retail establishments, and restaurants.
Khalsa Insurance Agency serves individuals, families, and small business owners in San Jose, California, who are seeking health insurance coverage. It assists clients in navigating plan options, including individual policies and family plans, to find suitable protection for medical needs. The agency also provides guidance on plan benefits and enrollment periods. Beyond San Jose, Khalsa Insurance Agency serves the broader Santa Clara County area, including nearby communities such as Cupertino and Campbell.
Serving San Jose and the surrounding Bay Area communities, Bay Area Health Insurance | Medicare - International Travel Health Insurance - Insurance Agent in Bay Area is a health insurance agent. It handles Medicare plans for local seniors and international travel health coverage for residents venturing abroad. For each client, it assesses individual health needs and coverage goals to recommend suitable policy options from multiple insurers. This approach ensures a tailored plan is presented based on a direct discussion of the client’s specific travel or Medicare requirements.
For those seeking health insurance, support can come as a one-time policy purchase or recurring service with ongoing plan adjustments. Rick M Insurance Agency in San Jose, CA, assists individuals and families by guiding them through coverage options such as individual plans, family policies, and supplemental benefits that align with local healthcare needs. The agency provides advice on navigating enrollment periods and comparing benefits available in the region. Service is available on a one-time, scheduled, or as-needed basis depending on client preference.
As the open enrollment period begins each year in San Jose, many residents seek to understand their plan options and potential subsidies. Brenda Huynh Insurance Services assists individuals and families in navigating these choices to find health coverage that fits their medical needs and financial situation. The agent reviews current plans, explains deductibles and copays, and clarifies how each network operates. The process typically starts by scheduling an initial consultation to examine the client’s existing coverage and current health priorities.
Wynn Insurance Agency specializes in helping individuals and families navigate their health insurance options in the San Jose, CA area. The agency assists clients with comparing plan benefits, understanding coverage networks, and enrolling in policies that match their healthcare needs. General services include answering questions about deductibles, copays, and prescription drug coverage. For those facing a recent job change, a new baby, or the annual Open Enrollment period, the agency provides timely guidance to ensure continuous, suitable medical coverage when it is most needed.
PHP Insurance Services Inc. provides health insurance agent services to the San Jose community, helping individuals and families select suitable medical coverage plans. The company also specializes in offering supplemental insurance products that address additional health care needs beyond standard policies. PHP Insurance Services Inc. works with a variety of commercial sectors in the region, including offices, warehouses, and food service businesses, to design appropriate group benefits.
Red Wave Insurance Services in San Jose, CA assists local residents with individual health insurance plans. The agency also helps businesses in the area secure commercial group coverage for their employees. Working throughout Santa Clara County, the agency guides clients through enrollment periods and plan selection. After policies are active, the agency provides follow-up support and continued service between regular annual open enrollment periods to address any changes in coverage needs.
What Does a a Health Insurance Agent in San Jose Cost?
Health insurance agents in California typically do not charge consumers a fee for their services. Instead they earn commissions from insurance carriers which are built into the plan premiums. These commissions can range from 2% to 10% of the annual premium depending on the plan type and carrier. For a family plan with a $12,000 annual premium the agent commission might be between $240 and $1,200 per year. Costs vary by case and plan selection. This is general information and not insurance advice.
About health insurance agents in San Jose
Health insurance agents in San Jose help individuals families and small businesses find coverage that meets their needs and budget. California requires all agents to be licensed by the California Department of Insurance and to follow state regulations including the California Health Benefit Exchange rules. Agents can assist with open enrollment periods special enrollment events and Medi-Cal applications for Santa Clara County residents.
Frequently Asked Questions
What does a health insurance agent in San Jose do?
A health insurance agent helps you compare plans from multiple carriers including Covered California and private insurers. They explain benefits costs and network details so you can choose a plan that fits your health needs and budget. Agents also help with enrollment paperwork and answer questions about subsidies or tax credits.
Do I have to pay a health insurance agent in San Jose?
In most cases you do not pay the agent directly. Agents are compensated by the insurance companies whose plans they sell. This means their services are usually free to you. Always confirm the agent's compensation method before starting the process.
Can a health insurance agent help me with Covered California?
Yes many agents are certified to sell Covered California plans. They can help you determine if you qualify for premium tax credits or cost-sharing reductions. Agents also assist with annual renewals and life changes that may trigger a special enrollment period.
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