ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeHealth Insurance AgentsCalifornia › San Francisco

Find Health Insurance Agents Near You in San Francisco, CA

Browse health insurance agents serving San Francisco, California. Updated 2026-07-14.

The top-rated health insurance agent in San Francisco, California is Jessica Liu Insurance Services, rated 5.0 stars across 171 reviews. Other highly rated options include Mary Zell Spellman - State Farm Insurance Agent, Broad Spectrum Insurance Services, Lynn Petrie Lange - State Farm Insurance Agent. This directory lists 26 health insurance agents serving San Francisco.

Showing 26 health insurance agents in San Francisco, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Jessica Liu Insurance Services3428 Balboa St(415) 386-2283
2Mary Zell Spellman - State Farm Insurance Agent26 W Portal Ave UNIT 1(415) 401-7000
3Broad Spectrum Insurance Services1000 Brannan St #205(888) 898-6999
4Lynn Petrie Lange - State Farm Insurance Agent3717 Buchanan St #100(415) 923-0192
5ESI Insurance Brokers2085 Van Ness Ave(415) 440-5136
6Wang Insurance2620 Judah St(415) 731-7062
7Riskguard Insurance Solutions422 Presidio Ave(415) 447-4212
8Allpointe Insurance Services1459 18th St Suite 171(415) 799-8687
9Inclusive Insurance180 Montgomery St(844) 462-5874
10Delos Insurance Solutions548 Market St #77584(888) 823-3567
JL
3428 Balboa St
Jessica Liu Insurance Services
Health Insurance Agent · San Francisco, CA

Jessica Liu Insurance Services serves the San Francisco, California area as a health insurance agent. The agency helps clients navigate individual and family health plans available through the local marketplace. Guided by the region’s specific carrier networks and regulatory landscape, the firm assists with plan comparisons and enrollment processes. Medicare-related coverage options, including Medigap and Part D drug plans, are also handled by this agent for eligible residents in the city.

MZ
26 W Portal Ave UNIT 1
Mary Zell Spellman - State Farm Insurance Agent
Health Insurance Agent · San Francisco, CA

Mary Zell Spellman - State Farm Insurance Agent in San Francisco provides health insurance coverage and assists clients with policy selection and claims support. Service includes guiding individuals through enrollment periods and annual plan reviews to ensure ongoing coverage aligns with changing needs. Maintenance involves updating personal information and coordinating with healthcare providers to manage policy adjustments. This agent services single-family homes, apartments, retail businesses, and restaurants throughout the local area.

BS
1000 Brannan St #205
Broad Spectrum Insurance Services
Health Insurance Agent · San Francisco, CA

Broad Spectrum Insurance Services serves homeowners, renters, small business owners, and families in the San Francisco, CA area who need individual or group health insurance coverage. The agency assists clients in comparing marketplace plans, understanding options for preventive care and prescription drug coverage, and enrolling in plans that meet their medical needs and budget. Its services also include guidance on open enrollment periods and eligibility for subsidies. The company additionally covers clients in neighboring Daly City.

LP
3717 Buchanan St #100
Lynn Petrie Lange - State Farm Insurance Agent
Health Insurance Agent · San Francisco, CA

Lynn Petrie Lange - State Farm Insurance Agent serves clients in San Francisco, California, and the surrounding Bay Area communities, handling health insurance policies for individuals and families. The office assists with plan selection and ongoing coverage management to meet local healthcare needs. As a health insurance agent, Lynn Petrie Lange works to understand each client’s medical requirements and budget constraints before presenting available options. To complete a typical enrollment or plan adjustment, the agency reviews current policies, compares coverage details, and processes all required paperwork.

EI
2085 Van Ness Ave
ESI Insurance Brokers
Health Insurance Agent · San Francisco, CA

ESI Insurance Brokers in San Francisco, CA provides expert guidance on the difference between one-time health plan enrollment services and ongoing coverage management. Their health insurance agents assist individuals and families in selecting appropriate medical plans that fit their needs and budget. The professionals also help small businesses navigate group health options, ensuring compliance and access to essential care. All advisory services are available on an as-needed basis, allowing clients to seek support whenever their coverage or policy questions arise.

WI
2620 Judah St
Wang Insurance
Health Insurance Agent · San Francisco, CA

Wang Insurance assists individuals and businesses in the San Francisco area with selecting health coverage plans. As a health insurance agent, the company helps clients navigate plan options, including individual family policies and group benefits. It can also specialize in supplemental coverage, such as dental or vision add-ons for employers. Serving a range of commercial sectors, the agency works with office tenants, industrial warehouses, and food service establishments needing compliant employee health solutions.

RI
422 Presidio Ave
Riskguard Insurance Solutions
Health Insurance Agent · San Francisco, CA

In San Francisco, where open enrollment periods create a surge in demand for coverage, Health insurance agent Riskguard Insurance Solutions helps individuals and families navigate plan options. Based in the city, the agency focuses on matching clients with suitable policies from major carriers. Services include explaining plan benefits, prescription drug coverage, and provider networks. The initial step involves a needs assessment meeting to review current coverage and personal healthcare usage.

AI
1459 18th St Suite 171
Allpointe Insurance Services
Health Insurance Agent · San Francisco, CA

Allpointe Insurance Services provides health insurance guidance to residents in San Francisco, helping individuals find suitable medical coverage for their personal needs. The agency also assists local businesses by navigating commercial group health plans available in the area. Focusing on the greater San Francisco market, the team works to match clients with policies that fit their specific situations. After an initial enrollment, the agency remains available for follow-up support, policy reviews, or adjustments needed between regular visits.

II
180 Montgomery St
Inclusive Insurance
Health Insurance Agent · San Francisco, CA
DI
548 Market St #77584
Delos Insurance Solutions
Health Insurance Agent · San Francisco, CA

As a health insurance agent, Delos Insurance Solutions specializes in guiding individuals and families through plan comparisons, enrollment, and policy management. Serving the San Francisco, CA area, the agency helps clients navigate complex health coverage options, including network access and prescription drug benefits. It assists with the annual Open Enrollment Period for marketplace plans and also addresses qualifying life events that allow for special enrollment. Particularly at the start of the year, the office helps newly insured clients understand their specific deductible and co-pay responsibilities before seeking medical care.

AI
204 Valencia St Unit 6
April Insurance Agency
Health Insurance Agent · San Francisco, CA
(415) 242-8100
aprilinsurance.com
MF
3174 22nd St
Medicare Facil
Health Insurance Agent · San Francisco, CA
(415) 699-6007
medicarefacil.com
BS
301 Junipero Serra Blvd #204
Biddle-Shaw Insurance Services
Health Insurance Agent · San Francisco, CA
(415) 586-7200
biddleshaw.com
IC
201 Spear St
Insurance Center Helpline (Health, Dental, Medicare Supplements, Employee Benefits)
Health Insurance Agent · San Francisco, CA
(415) 994-4121
insurancecenterhelpline.com
SF
50 Beale St
San Francisco Health Plan
Health Insurance Agent · San Francisco, CA
(415) 547-7800
sfhp.org
AH
354 Walnut St
ActiveLife Health Insurance Co.
Health Insurance Agent · San Francisco, CA
(209) 266-3487
IH
1410 Taylor St
Inspire Health Insurance CA
Health Insurance Agent · San Francisco, CA
(209) 317-8911
PI
121 Paul Ave
PremiumHealth Insurance CA
Health Insurance Agent · San Francisco, CA
(415) 213-4947
MH
1492 11th Ave
Milber Health Insurance Agent
Health Insurance Agent · San Francisco, CA
(415) 564-8829
milberinsurance.com
RF
100 Pine St
Risk Free Health Insurance
Health Insurance Agent · San Francisco, CA
(213) 648-1900
DI
919 Irving St Suite 103
DiNicola Insurance Services
Health Insurance Agent · San Francisco, CA
(415) 564-4400
dinicolains.com
AB
2 Embarcadero Ctr
Anthem BlueCross
Health Insurance Agent · San Francisco, CA
(415) 617-1700
anthem.com/ca
IK
835 Clay St Suite 212 & 219
Isabella Ku Health Insurance
Health Insurance Agent · San Francisco, CA
(415) 816-6208
isabellaku.com
HI
1600 Webster St APT 105
Health Insurance
Health Insurance Agent · San Francisco, CA
(415) 377-0245
LC
50 Castro St
Life Care Insurance
Health Insurance Agent · San Francisco, CA
(415) 855-4130
CA
220 Montgomery St #306
California Affordable Health Insurance
Health Insurance Agent · San Francisco, CA
(415) 619-5130

What Does a a Health Insurance Agent in San Francisco Cost?

Health insurance agents in California do not charge consumers directly for their services. Their compensation comes from commissions paid by insurance carriers, which are built into the plan premiums. For individual plans through Covered California, premiums vary widely based on age, income, and plan tier, ranging from under 200 dollars to over 800 dollars per month for adults. This is general information, not insurance advice.

About health insurance agents in San Francisco

A health insurance agent in San Francisco can help you navigate the complex options available through Covered California and private insurers. California requires all residents to maintain minimum essential coverage under state law, and agents are licensed by the California Department of Insurance to assist you. They provide personalized guidance on plan selection, subsidies, and enrollment deadlines specific to your needs.

Frequently Asked Questions

What does a health insurance agent in San Francisco do?

A health insurance agent helps you compare plans from multiple carriers, explains benefits and costs, and assists with enrollment. They are licensed by the state and must follow California regulations. Agents do not charge you a fee because they are paid by the insurance companies.

Can a health insurance agent help me with Covered California?

Yes, many agents are certified by Covered California and can help you apply for subsidies and enroll in qualified health plans. They can also assist with Medi-Cal applications if you qualify. Open enrollment typically runs from November 1 to January 31 each year.

What is the difference between a health insurance agent and a broker in California?

In California, the terms agent and broker are often used interchangeably. Both are licensed by the California Department of Insurance and can represent multiple insurance companies. The key is to work with someone who is certified to sell plans on Covered California if you want subsidy eligibility.

Health Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each health insurance agent's credentials and current standing with your state Department of Insurance.