The top-rated health insurance agent in San Clemente, California is Safe Life Insurance Agency, rated 5.0 stars across 417 reviews. Other highly rated options include Withers Insurance Services, Divel Insurance, General Insurance Services. This directory lists 19 health insurance agents serving San Clemente.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Safe Life Insurance Agency | 232 Avenida Fabricante STE 105 | (888) 633-6632 |
| 2 | Withers Insurance Services | 638 Camino De Los Mares | (949) 637-2700 |
| 3 | Divel Insurance | 501 N El Camino Real UNIT 204 | (949) 829-3639 |
| 4 | General Insurance Services | 629 Camino De Los Mares STE 306 | (949) 661-2201 |
| 5 | Mundell Insurance Agency - Garrett Mundell; Farmers Insurance | 2340 S El Camino Real # 1 | (949) 269-7860 |
| 6 | AAA San Clemente Insurance and Member Services | 638 Camino De Los Mares E100 | (949) 489-5572 |
| 7 | Unity One Insurance | 629 Camino De Los Mares #202b | (949) 450-1822 |
| 8 | Diamond Preferred Insurance Services | 1100-1198 Caminante | (949) 648-2922 |
| 9 | Patrick and Patrick Insurance Services Inc. | 225 W Escalones | (949) 294-5814 |
| 10 | Shank Insurance Services | 122 Avenida Del Mar C | (833) 878-2820 |
Safe Life Insurance Agency serves San Clemente and Orange County, helping individuals and families find appropriate health coverage. The agency assists clients in navigating plan options, including individual and family health insurance policies. They focus on matching residents with plans that suit their medical needs and financial situations. Medicare supplement plans and short-term health insurance are among the specific services the agency handles in this area.
Withers Insurance Services provides health insurance guidance for individuals and small business owners in San Clemente, California. The agency helps clients compare medical, dental, and supplemental plan options. It assists with annual enrollment, plan changes, and coverage questions. Ongoing support includes policy reviews and claims assistance. Withers Insurance Services serves clients living in single-family homes, apartments, and condominiums, as well as local retail shops and restaurants.
Based in San Clemente, CA, Divel Insurance provides expert guidance for health insurance needs. The company helps individuals and families distinguish between one-time plans, often used for short-term gaps, and recurring options like ACA marketplace policies that require annual renewal. Coverage assistance includes navigating plan details and local provider networks throughout Orange County. Their proactive support extends to understanding how different policies handle routine medical visits versus emergency care. Service operates on an as-needed basis for specific inquiries or scheduled annually to manage open enrollment and plan changes.
General Insurance Services serves homeowners, families, and individuals in San Clemente, California who need guidance with health insurance options. The agency connects clients with plans that suit their medical needs and budget, helping them understand coverage terms and enrollment processes. Its agents stay informed about regional healthcare networks and policy changes affecting local residents. The service area includes not only San Clemente but also covers neighboring communities such as Dana Point.
Mundell Insurance Agency - Garrett Mundell in San Clemente, CA specializes in health insurance plan selection and enrollment, matching individuals and families with coverage that fits their medical needs and financial situation. The agency also assists clients with policy changes throughout the year. During the open enrollment period, it helps ensure that those who have recently moved, changed jobs, or experienced a life event like marriage do not face a coverage gap.
AAA San Clemente Insurance and Member Services serves clients in San Clemente and surrounding communities throughout Orange County. It handles health insurance needs, including plan selection and enrollment assistance. The company provides guidance for individuals, families, and small groups navigating their options. It focuses on understanding each client’s specific healthcare requirements and budget constraints. To handle a typical job, the agency compares available market plans and walks clients through coverage details and application steps one by one.
As open enrollment or a qualifying life event approaches, San Clemente residents often seek clear guidance on their health coverage choices. Unity One Insurance, a health insurance agent in San Clemente, CA, helps individuals and families navigate plan options that align with their medical needs and budgets. The agency clarifies differences between private plans and public marketplace offerings, ensuring clients understand costs, networks, and covered services. An initial consultation typically reviews personal health usage and financial preferences before presenting suitable policy comparisons.
Diamond Preferred Insurance Services provides health insurance guidance to individuals and families in the San Clemente area. As a local health insurance agent, it helps clients evaluate major medical plans, often including options for dental and vision coverage. Its work involves comparing policies from different carriers to find suitable plans that match specific health needs and budgets. Commercial lines extend coverage to small and medium business environments, including offices, warehouses, and food service operations seeking group health benefits for their employees.
Patrick and Patrick Insurance Services Inc. serves residential health insurance needs in San Clemente and the surrounding areas. The agency also assists local businesses with commercial health coverage options for their employees. Clients benefit from guidance through plan selections suited to their medical and financial situations. The team provides ongoing support for policy renewals and adjustments between regular annual enrollment visits, ensuring coverage remains aligned with changing healthcare requirements.
Shank Insurance Services in San Clemente, California is known for connecting individuals and families with suitable health coverage plans. Its service range includes evaluating diverse policy options to meet varying medical needs and household budgets. Clients receive personalized guidance through the complexities of the insurance landscape. The company helps navigate enrollment periods and plan details to ensure informed decisions. As a specialty service, the agent can assist local small business owners in structuring group health benefits for their employees.
What Does a a Health Insurance Agent in San Clemente Cost?
The cost of health insurance plans in San Clemente varies by age income and plan type. For a 40 year old a Silver plan through Covered California might range from 400 to 700 per month before subsidies. Subsidies based on income can lower monthly premiums significantly. For Medicare supplement plans costs typically range from 100 to 300 per month depending on the plan and insurer. This is general information and not insurance advice.
About health insurance agents in San Clemente
Health insurance agents in San Clemente California help individuals families and small businesses find coverage that meets their needs. California has its own health insurance marketplace called Covered California which offers subsidies for eligible residents. A local agent can guide you through plan options enrollment periods and compliance with state requirements.
Frequently Asked Questions
What does a health insurance agent in San Clemente do?
A health insurance agent helps you compare plans from different carriers and enroll in coverage. They can assist with individual family Medicare and small business plans. Agents in California must be licensed by the California Department of Insurance.
When can I enroll in a health plan through an agent in San Clemente?
Open enrollment for Covered California plans typically runs from November 1 to January 31 each year. You may qualify for a special enrollment period if you experience a qualifying life event like losing other coverage or moving to San Clemente.
Do health insurance agents in San Clemente charge fees?
Most health insurance agents are paid by the insurance companies not by you. Some agents may charge a consulting fee for complex cases but this must be disclosed upfront. Always ask about compensation before working with an agent.
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