The top-rated health insurance agent in San Bernardino, California is Freeway Insurance, rated 5.0 stars across 2,020 reviews. Other highly rated options include FOCO Insurance, Acceptance Insurance, Salazar Insurance & Financial Services, LLC.. This directory lists 20 health insurance agents serving San Bernardino.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Freeway Insurance | 1995 Diners Ct | (909) 766-1923 |
| 2 | FOCO Insurance | 2075 E Highland Ave G | (866) 315-7564 |
| 3 | Acceptance Insurance | 420 E Hospitality Ln # A4 | (909) 360-7170 |
| 4 | Salazar Insurance & Financial Services, LLC. | 1455 W Highland Ave # 105 | (909) 325-3701 |
| 5 | LTM Insurance Center | 435 W Orange Show Ln # SUITE 204 | (909) 964-2790 |
| 6 | Melissa Milender - State Farm Insurance Agent | 738 S Waterman Ave a8 | (909) 522-3300 |
| 7 | One Choice Insurance Brokers | 2130 N Arrowhead Ave #105A | (909) 315-6558 |
| 8 | NEXT GENERATION INSURANCE SERVICES | 1167 N Mt Vernon Ave St. 102 | (909) 868-7258 |
| 9 | Dee Thomas Agency | 473 E Carnegie Dr | (909) 874-3333 |
| 10 | Gil Lemus Insurance Service | 1762 N Waterman Ave STE C | (909) 882-8700 |
Freeway Insurance offers health plan selection and enrollment assistance as its primary specialty service in San Bernardino, California. Its general work includes reviewing policy details, explaining coverage options, and helping clients compare plans from various insurers to meet individual medical needs. The agency guides customers through open enrollment periods and addresses qualifying life events that may trigger special enrollment. It also assists with navigating changes in plan networks or prescription drug coverage during seasonal transitions, helping residents maintain consistent access to care when their circumstances shift.
FOCO Insurance serves the San Bernardino, California metro area as a health insurance agent. The company helps individuals and families navigate the complexities of medical coverage options. It provides guidance on selecting suitable plans that align with personal health needs and financial considerations. Clients receive assistance understanding policy details, enrollment periods, and network requirements. FOCO Insurance also helps small businesses find group health solutions for their employees, managing the selection process from initial consultation through plan activation.
As the open enrollment period in San Bernardino brings questions about coverage changes, Acceptance Insurance helps local residents sort through plan options tailored to individual health needs and budgets. The staff provides clear guidance on comparing deductibles, copays, and network access for both individual and family plans. An initial assessment of each client’s medical history and prescription drug usage determines the most suitable policy. A free, no-obligation review of current coverage precedes any recommended switch.
Salazar Insurance & Financial Services, LLC offers a comprehensive range of health insurance solutions for individuals and families throughout the San Bernardino area. The agency assists clients in navigating plan selections and manages ongoing policy maintenance, including annual renewals and coverage adjustments to meet changing needs. Claims support is provided to help policyholders understand their benefits and resolve issues efficiently. The firm serves a diverse client base, including homeowners, renters, and local businesses such as retail shops and restaurants.
LTM Insurance Center serves local homeowners, business owners, and families in San Bernardino, California, by providing guidance on health insurance agent services. The company helps clients navigate individual and group health plans, assisting with plan selection and enrollment processes. It offers support for those seeking coverage options appropriate for their needs in the region. The agency also extends its health insurance services to clients in the nearby city of Redlands and the surrounding metropolitan area.
Serving San Bernardino and the surrounding communities in the Inland Empire, this agency handles health insurance coverage needs for local residents and families. The agent works to explain available plan options and help clients understand policy details that affect their healthcare choices. Each client situation is assessed individually to match coverage with specific medical and financial requirements. The agent typically follows a consultative process, first reviewing a client’s current coverage and needs before presenting plan comparisons.
One Choice Insurance Brokers in San Bernardino, CA offers health insurance plans, helping individuals and families select coverage that fits their medical needs and budget. The agency guides clients through enrollment processes and policy changes throughout the year. As the annual open enrollment period approaches each fall, the agent assists local residents with reviewing plan options to secure necessary coverage for the coming year.
NEXT GENERATION INSURANCE SERVICES in San Bernardino, CA, helps clients distinguish between one-time health insurance policies and recurring coverage options designed for ongoing medical needs. As a health insurance agent, the company specializes in matching individuals and families with plans that balance access to local healthcare providers with manageable premiums. By evaluating each client’s specific situation, they simplify the often complex process of selecting a policy. This service runs on a scheduled basis, typically aligning with open enrollment periods or special life events that qualify for new coverage.
As Open Enrollment season approaches in San Bernardino, Dee Thomas Agency provides local guidance for individuals and families navigating health insurance options. The agency specializes in explaining plan details, comparing coverage tiers, and helping clients understand their eligibility for subsidies. A typical first interaction involves an initial inspection of the client’s current policy and healthcare needs to identify the most suitable marketplace or private plan. This assessment step ensures that recommendations are aligned with the client’s medical requirements and budget before any enrollment application is prepared.
Gil Lemus Insurance Service operates as a health insurance agent in San Bernardino, California, helping individuals and groups navigate plan options. Agents assist clients in comparing coverage choices from major carriers and can guide them through enrollment periods and subsidy calculations. They specialize in coordinating plan details with network providers to ensure access to local medical facilities. The company serves commercial sectors that include offices, warehouses, and food service establishments, tailoring benefits to the specific needs of each workplace environment.
What Does a a Health Insurance Agent in San Bernardino Cost?
The cost of health insurance plans in San Bernardino varies widely based on age income plan type and metal tier. For 2025 a mid-level Silver plan through Covered California might range from 300 to 600 per month for an individual before subsidies. Subsidies can lower monthly premiums significantly for those with household income between 138 and 400 percent of the federal poverty level. An agent can help you estimate your costs and find a plan that fits your budget. This is general information and not insurance advice.
About health insurance agents in San Bernardino
Health insurance agents in San Bernardino help individuals families and small businesses find coverage that meets their needs and budget. Under California law agents must be licensed by the California Department of Insurance and can assist with plans through Covered California the state health insurance marketplace. Local agents understand the specific healthcare options available in San Bernardino County and can guide you through open enrollment or special enrollment periods.
Frequently Asked Questions
What does a health insurance agent in San Bernardino do?
A health insurance agent helps you compare plans from different carriers explains coverage details and assists with enrollment. They can also help you apply for subsidies through Covered California if you qualify.
Do I have to pay a fee to use a health insurance agent in California?
In most cases health insurance agents are paid by the insurance company not by you. Their commission is built into the plan premium so you do not pay extra out of pocket for their services.
When can I enroll in a health insurance plan in San Bernardino?
Open enrollment for Covered California plans typically runs from November 1 to January 31 each year. You may qualify for a special enrollment period if you experience a qualifying life event like losing other coverage moving or having a baby.
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