The top-rated health insurance agent in Sacramento, California is Saavedra Longino Organization, rated 4.9 stars across 1,243 reviews. Other highly rated options include Igor & Irene Slobodyany Insurance Agency, Homer Insurance Agency, Greenhaven Insurance Agency. This directory lists 26 health insurance agents serving Sacramento.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Saavedra Longino Organization | 2500 Venture Oaks Way #360 | (916) 309-4550 |
| 2 | Igor & Irene Slobodyany Insurance Agency | 5301 Madison Ave STE 204 | (916) 970-3000 |
| 3 | Homer Insurance Agency | 5211 Madison Ave | (916) 339-7070 |
| 4 | Greenhaven Insurance Agency | 925 Secret River Dr Suite G | (916) 836-8484 |
| 5 | Eugene C Yates Insurance Agency | 2021 P St | (916) 313-6100 |
| 6 | Moises Lopez Insurance Services Inc | HHWG+J4, 1900 Point W Way #150 | (916) 299-6431 |
| 7 | American River Insurance Agency | 333 University Ave suit 200 | (888) 570-1058 |
| 8 | Dominguez Insurance Services | 8250 Calvine Rd c309 | (916) 761-4316 |
| 9 | McClatchy Insurance Agency | 2410 Fair Oaks Blvd #140 | (916) 488-4702 |
| 10 | Sac-City Insurance Solutions | 7248 S Land Park Dr # 203 | (916) 720-3999 |
Saavedra Longino Organization serves the Sacramento, California metro area as a health insurance agent. The company connects individuals and families with health plans that meet their specific healthcare needs. Clients receive professional guidance on plan selection, coverage options, and enrollment processes. The agency helps customers navigate complex insurance terminology and policy details. It handles the application process for Affordable Care Act marketplace plans and also assists with Medicare supplement options available to eligible residents in this region.
As a health insurance agent, Igor & Irene Slobodyany Insurance Agency provides individual and family health plans, Medicare options, and supplemental coverage to clients throughout the Sacramento area. The agency guides customers through enrollment, plan comparisons, and annual renewals to maintain consistent coverage. They help assess available networks and out-of-pocket costs to match plans with specific medical needs. The agency works with private individuals, small business owners, and families seeking coverage in Sacramento. It serves single-family homes, apartments, local retail businesses, and independent restaurants.
Homer Insurance Agency serves homeowners, businesses, and property managers in Sacramento, California. The firm assists clients in selecting health insurance plans that meet their specific coverage needs and budgets. Agents provide guidance on plan options available through the local marketplace and private insurers. They help navigate enrollment periods and policy renewals for individual and group health plans. The agency also extends its health insurance services to clients in the surrounding Elk Grove area.
Greenhaven Insurance Agency serves Sacramento and its surrounding communities, handling health insurance options for individuals and families in the area. The agency navigates clients through plan selection during open enrollment and special enrollment periods. It explains key policy details, including deductibles and copayments, to ensure clear understanding. For a typical job, the agency compares local network plans from available providers to present matched recommendations.
Navigating health insurance requires understanding the difference between one-time enrollment strategies and the ongoing support of plan management throughout the year. Eugene C Yates Insurance Agency in Sacramento, CA, assists clients in selecting individual or family coverage that aligns with their healthcare needs and budgets. This agent also helps explain policy details and network options for diverse local situations. Services for reviewing plan benefits, managing renewals, and handling life changes are available on a scheduled basis as needed throughout each policy period.
Moises Lopez Insurance Services Inc specializes in helping individuals and families navigate health insurance options in Sacramento, California. The agency guides clients through plan selection, enrollment processes, and network considerations, ensuring coverage aligns with medical needs and budgets. It also assists with understanding policy terms, managing renewals, and addressing coverage gaps. During the annual Open Enrollment Period, the company helps local residents evaluate marketplace plans and adjust their policies to reflect life changes or new healthcare requirements.
As Sacramento residents face shifting enrollment periods and changing healthcare needs, American River Insurance Agency provides guidance on navigating health insurance options. This agency assists individuals and families in understanding plan details, including coverage levels and network choices, to ensure informed decisions. Working within the local market, the team helps compare available policies suited for diverse budgets and medical requirements. Every consultation begins with an initial assessment of current coverage to identify specific health needs and financial goals before exploring plan options.
Dominguez Insurance Services assists clients in Sacramento, California, with navigating the health insurance marketplace. The agency specializes in connecting individuals and groups to suitable health coverage plans that address diverse medical needs and budgetary considerations. As a local health insurance agent, the company guides customers through enrollment processes, plan comparisons, and coverage details. Its commercial sectors include small professional offices, local warehouses, and food service businesses seeking employee benefits solutions.
McClatchy Insurance Agency provides health insurance services to residents in Sacramento, CA. The agency also assists local businesses with commercial health coverage options for their employees. Their team works closely with clients to navigate plan selections and enrollment periods. This includes helping individuals understand policy details and subsidy eligibility. After a policy is active, they remain available for follow-up questions and routine adjustments until the next annual open enrollment period.
What Does a a Health Insurance Agent in Sacramento Cost?
Health insurance agents in California typically do not charge you directly. Their compensation comes from the insurance carrier as a commission usually a percentage of the premium. For individual plans commissions range from 2 percent to 5 percent of the annual premium. For small group plans commissions can be 3 percent to 8 percent. Costs vary by carrier and plan type. This is general information not insurance advice.
About health insurance agents in Sacramento
Health insurance agents in Sacramento help individuals families and small businesses find coverage that meets their needs and budget. California requires all health plans to meet state standards including coverage for pre-existing conditions and essential health benefits. Agents can explain the differences between Covered California plans and off-exchange options available in the Sacramento area.
Frequently Asked Questions
What does a health insurance agent in Sacramento do?
A health insurance agent helps you compare plans from different carriers and enrolls you in coverage. They can assist with Covered California applications and explain subsidies available under the Affordable Care Act. Agents are licensed by the California Department of Insurance.
Do I have to pay a fee to use a health insurance agent in California?
In most cases health insurance agents are paid commissions by the insurance company not by you. California law prohibits agents from charging separate fees for helping you enroll in a health plan. Always confirm the payment arrangement before working with an agent.
When can I enroll in a health plan through an agent in Sacramento?
You can enroll during the annual Open Enrollment Period typically from November 1 to January 31. California has a Special Enrollment Period for qualifying life events like losing other coverage or having a baby. Some plans like short-term medical are available year-round but have limited benefits.
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