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Find Health Insurance Agents Near You in Palo Alto, CA

Browse health insurance agents serving Palo Alto, California. Updated 2026-07-14.

The top-rated health insurance agent in Palo Alto, California is ERGO NEXT (NEXT Insurance), rated 4.5 stars across 968 reviews. Other highly rated options include Candice Kistner - State Farm Insurance Agent, Ladder, WHINS Insurance Agency. This directory lists 16 health insurance agents serving Palo Alto.

Showing 16 health insurance agents in Palo Alto, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1ERGO NEXT (NEXT Insurance)975 California Ave(855) 222-5919
2Candice Kistner - State Farm Insurance Agent576 Cambridge Ave(650) 424-1100
3Ladder100 Forest Ave
4WHINS Insurance Agency300 Hamilton Ave #1002(650) 899-1115
5Farmers Insurance - Jay Schmidt459 Hamilton Ave UNIT 207(650) 329-8711
6Helix Ventures550 Waverley St(213) 652-4442
7Amanda Martin - State Farm Insurance AgentCharleston Shopping Center, 3968 Middlefield Rd(650) 494-1404
8Dworkin Insurance Services624 University Ave #203(650) 329-1330
9Insurance by Lee Aldinger Insurance460 California Ave Suite #203(650) 326-3350
10Marketside Insurance Services4083 Transport St(650) 858-1123
EN
975 California Ave
ERGO NEXT (NEXT Insurance)
Health Insurance Agent · Palo Alto, CA

ERGO NEXT (NEXT Insurance) serves Palo Alto and Santa Clara County as a health insurance agent. The company assists individuals and families in navigating the local health insurance market, helping clients compare plans from major carriers. As a local broker, it provides guidance on plan selection and enrollment for both individual and group health coverage. Among its primary services, the firm handles Affordable Care Act marketplace plans and small business group health insurance options.

CK
576 Cambridge Ave
Candice Kistner - State Farm Insurance Agent
Health Insurance Agent · Palo Alto, CA

Serving homeowners, renters, and small business owners in Palo Alto, Candice Kistner - State Farm Insurance Agent offers health insurance plans that help individuals and families manage medical costs and access routine care. The agency works to explain coverage options, from individual policies to supplemental plans, matching plans with each client’s healthcare needs. It also serves clients in neighboring communities such as Mountain View and Menlo Park, extending coverage guidance throughout the broader Bay Area.

LA
100 Forest Ave
Ladder
Health Insurance Agent · Palo Alto, CA
WI
300 Hamilton Ave #1002
WHINS Insurance Agency
Health Insurance Agent · Palo Alto, CA

WHINS Insurance Agency is known in Palo Alto, California for providing Health Insurance Agent services tailored to individual and family needs. The agency assists clients with navigating the complexities of health plans available through the local and federal marketplace. It offers guidance on plan selections, enrollment periods, and coverage details to ensure informed decision-making. Additional support includes explaining policy benefits and clarifying out-of-pocket costs for comprehensive care. A specialty service it can add on is coordinating short-term health insurance options for residents between jobs.

FI
459 Hamilton Ave UNIT 207
Farmers Insurance - Jay Schmidt
Health Insurance Agent · Palo Alto, CA

Farmers Insurance - Jay Schmidt serves the Palo Alto area and surrounding communities in Santa Clara County, handling health insurance plans for individuals, families, and small businesses. It helps clients navigate plan options such as HMOs and PPOs, aiming to match coverage with specific health care needs and budgets. The agency typically begins each job by reviewing a client's current coverage and medical requirements before presenting tailored policy recommendations for consideration.

HV
550 Waverley St
Helix Ventures
Health Insurance Agent · Palo Alto, CA

In Palo Alto, Helix Ventures offers both one-time plan comparisons and ongoing policy management as a health insurance agent. Its recurring service includes annual enrollment reviews to adjust coverage with changing medical needs. One-time consultations help clients select individual or family plans during open enrollment. The agency assists with navigating coverage options through Covered California and private insurers. Service runs on an as-needed basis, with periodic check-ins available for clients requiring sustained support throughout the year.

AM
Charleston Shopping Center, 3968 Middlefield Rd
Amanda Martin - State Farm Insurance Agent
Health Insurance Agent · Palo Alto, CA

As a health insurance agent in Palo Alto, Amanda Martin - State Farm Insurance Agent specializes in helping individuals and families find suitable medical coverage plans. This work includes assessing specific health needs and explaining policy options for doctor networks and prescription drug benefits. It also involves guiding small business owners through group health insurance solutions. During the annual Open Enrollment period, many local residents seek timely assistance in understanding changes to their current plan options or qualifying for Special Enrollment after major life changes.

DI
624 University Ave #203
Dworkin Insurance Services
Health Insurance Agent · Palo Alto, CA

As annual open enrollment approaches in Palo Alto, employees and early retirees often feel overwhelmed by plan options. Dworkin Insurance Services clarifies this process by offering personalized guidance through the complex menus of medical, dental, and vision coverage available locally. The agency focuses on matching each individual’s specific prescription needs and preferred provider networks with appropriate plans. Before any policy purchase, the agent always conducts a thorough financial and health needs review to identify the most practical choices, scheduling an initial in‑person assessment for every new client.

IB
460 California Ave Suite #203
Insurance by Lee Aldinger Insurance
Health Insurance Agent · Palo Alto, CA

Insurance by Lee Aldinger Insurance provides health insurance agent services to individuals and groups in the Palo Alto area. The agency helps clients understand plan options, enroll in coverage, and manage policy changes throughout the year. It can assist with selecting appropriate medical networks and navigating open enrollment periods. The company serves commercial sectors such as local offices, warehouses, and food service establishments.

MI
4083 Transport St
Marketside Insurance Services
Health Insurance Agent · Palo Alto, CA

As open enrollment season approaches in Palo Alto, many residents seek clarity on their health insurance options from local professionals. Marketside Insurance Services provides guidance for individuals and families navigating these decisions, helping to match plan details with unique healthcare needs and budget considerations. Their work often begins with an initial consultation to review current coverage and identify potential changes. This assessment serves as the first step toward finding a suitable policy.

AB
591 Lytton Ave
Allied Brokers Insurance Agency, Inc.
Health Insurance Agent · Palo Alto, CA
(650) 328-1000
alliedbrokers.com
OH
33 Encina Ave
Opportunity Health
Health Insurance Agent · Palo Alto, CA
(800) 387-3108
opportunityhealthcenter.org
BE
3000 El Camino Real building 4
Benefit Experts Insurance Agency
Health Insurance Agent · Palo Alto, CA
(800) 495-4172
benefitexperts.com
DN
400 Hamilton Ave # 300
De Novo Ventures Services Inc
Health Insurance Agent · Palo Alto, CA
(650) 419-0561
HS
855 El Camino Real building 4 suite 220
Henderson Strategic Financial
Health Insurance Agent · Palo Alto, CA
(650) 321-2251
hendersonsfis.com
AY
415 Cambridge Ave # 6
Art Young Insurance Agency
Health Insurance Agent · Palo Alto, CA
(650) 838-1080
artyounginsurance.com

What Does a a Health Insurance Agent in Palo Alto Cost?

Health insurance agent services are generally free to you in California. Agents earn commissions from insurance carriers. Plan premiums vary widely from around 300 to 800 dollars per month for an individual depending on age and metal tier. Subsidies from Covered California can lower your monthly cost. This is general information not insurance advice.

About health insurance agents in Palo Alto

A health insurance agent in Palo Alto California can help you compare plans from Covered California and private carriers. California law requires all agents to be licensed by the state Department of Insurance. Agents provide free guidance on subsidies, plan details, and enrollment periods for residents of Santa Clara County.

Frequently Asked Questions

What does a health insurance agent in Palo Alto do?

A health insurance agent helps you review and enroll in health plans. They explain options from Covered California and private insurers. Agents do not charge you directly as they are paid by the insurance companies.

Do I need an agent to enroll in Covered California?

No you can enroll directly online. However an agent can help you understand subsidies and plan networks. Many Palo Alto residents use agents to save time and avoid mistakes.

When can I enroll in health insurance in California?

Open Enrollment for Covered California runs from November 1 to January 31 each year. You may qualify for a Special Enrollment Period after a life event like losing other coverage or moving to Palo Alto.

Health Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each health insurance agent's credentials and current standing with your state Department of Insurance.