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Looking for a health insurance agent in Monterey? Review the directory below to compare your options.
16 agents listed
Updated May 2026
Monterey, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 16 health insurance agents in Monterey, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA Monterey Branch
53 Soledad Dr, Monterey, CA 93940
(831) 645-1900
mwg.aaa.com
Farmers Insurance - Jessica Connally
404 W Franklin St Ste 102, Monterey, CA 93940
(831) 424-0829
agents.farmers.com
Natalie Hungerford: Allstate Insurance
591 Hartnell St, Monterey, CA 93940
(831) 642-6400
agents.allstate.com
Capital Insurance Group
1 Lower Ragsdale Dr, Monterey, CA 93940
(877) 200-4220
ciginsurance.com
Aspire Health
10 Ragsdale Dr #101, Monterey, CA 93940
(831) 375-1462
montagehealth.org
Cowell & Smith Insurance Agency
2250 N Fremont St, Monterey, CA 93940
(831) 372-5800
cowellandsmith.com
Laurrie Pike Insurance Agency
404 W Franklin St, Monterey, CA 93940
(831) 373-3180
lpikeinsurance.com
HUB International
401 Fremont St Unit 100, Monterey, CA 93940
(831) 373-4925
hubinternational.com
Finch and Pirkle Insurance
482 Alvarado St, Monterey, CA 93940
(831) 372-1206
finchandpirkleinsurance.com
Nikssarian Insurance Services, Inc.
700 Camino El Estero, Monterey, CA 93940
(831) 333-9600
nikins.com
Vogelpohl Insurance Services
9 Soledad Dr, Monterey, CA 93940
(831) 277-0914
vogelpohlinsurance.com
Monterey Bay Insurance Services Inc
311 Vía Gayuba, Monterey, CA 93940
(831) 649-6941
Connie C Smith Insurance Services
484 Washington St Ste B, Monterey, CA 93940
(831) 375-2654
Bray Insurance
444 Pearl St, Monterey, CA 93940
(831) 375-1600
brayinsurance.com
The Spainhower Agency
556 Laine St, Monterey, CA 93940
(916) 370-4484
New York Life Insurance Company
400 Camino Aguajito Suite 209, Monterey, CA 93940
(831) 250-7597
newyorklife.com
What Does a Health Insurance Agent in Monterey Cost?
Health insurance agents in California typically do not charge a direct fee to consumers. Their compensation comes from the insurance carriers as a commission, which is factored into the plan premium. For individual plans through Covered California, premiums vary widely based on age, location, income, and plan tier. A mid-level Silver plan for a 40-year-old in Monterey might cost between $400 and $700 per month before subsidies. Medicare plans often have no monthly premium for Part A, with Part B premiums around $174.70 per month in 2024. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a health insurance agent in Monterey do?
A health insurance agent helps you compare plans from different carriers, explains coverage details, and assists with enrollment. They can help with Covered California plans, Medicare Advantage, Medicare Supplement, and individual private plans. Agents are licensed and must follow California insurance regulations.
Do I have to pay a fee to use a health insurance agent in Monterey?
In most cases, health insurance agents in California are paid by the insurance company, not by you. Their commission is built into the plan premium. You should confirm this with the agent before starting the process.
When can I enroll in a health plan with a Monterey agent?
You can enroll during the annual Open Enrollment Period, which for Covered California typically runs from November 1 to January 31. You may also qualify for a Special Enrollment Period if you have a qualifying life event like losing other coverage, moving, getting married, or having a baby.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.