The top-rated health insurance agent in Lake Elsinore, California is Paul Niehouse Jr - State Farm Insurance Agent, rated 5.0 stars across 113 reviews. Other highly rated options include Tako Insurance Agency: Allstate Insurance, Guidance Insurance Agency, Inc., Speedy Insurance Agency. This directory lists 14 health insurance agents serving Lake Elsinore.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Paul Niehouse Jr - State Farm Insurance Agent | 32235 Mission Trail B11 | (951) 674-0735 |
| 2 | Tako Insurance Agency: Allstate Insurance | 31641 Auto Center Dr Ste 1a | (951) 674-0624 |
| 3 | Guidance Insurance Agency, Inc. | 16746 Lakeshore Dr A | (951) 245-2240 |
| 4 | Speedy Insurance Agency | 32285 Mission Trail P5 | (951) 579-4095 |
| 5 | All Discount Insurance Services, Inc. | 31796 Casino Dr A | (951) 245-9777 |
| 6 | Manuel Bonilla: Allstate Insurance | 117 S Main St Ste 204 | (951) 405-4954 |
| 7 | Freeway Insurance | 16782 Lakeshore Dr Ste C3 | (951) 348-3021 |
| 8 | Todd Schaffner - State Farm Insurance Agent | 31461 Riverside Dr Ste C | (951) 245-1100 |
| 9 | Farmers Insurance - Michele Munoz | 506 W Graham Ave # 104 | (951) 471-2029 |
| 10 | Tico Pro Insurance Services | 350 Railroad Canyon Rd suit c | (714) 308-4319 |
Paul Niehouse Jr - State Farm Insurance Agent serves homeowners, renters, and drivers in the Lake Elsinore area. As a health insurance agent, this office helps individuals and families navigate plan options for medical coverage and preventive care. Guidance is provided on policy details to match different budgets and health needs. The agency also assists small business owners with group health benefits for their employees. Services extend to comprehensive auto and life insurance solutions for local residents. Coverage support is available to customers in nearby Canyon Lake as well.
Tako Insurance Agency: Allstate Insurance serves Lake Elsinore and the surrounding Riverside County area, offering health insurance agent services. This agency helps individuals and families find medical coverage plans that fit their needs and budgets. It guides clients through enrollment processes and explains policy details clearly. As an independent agent, it provides access to various health insurance options. The agency handles both individual health plans and family health insurance policies, tailoring recommendations to specific medical requirements.
Located in Lake Elsinore, California, Guidance Insurance Agency, Inc. provides health insurance coverage and policy management services for individuals and families. It assists clients with plan selection, enrollment, and ongoing support for claims or adjustment needs. The agency helps navigate open enrollment periods and maintains relationships with major carriers to offer diverse plan options. It services single‑family homes, apartments, retail businesses, and restaurants seeking health insurance for themselves or their employees.
Situated in Lake Elsinore, California, Speedy Insurance Agency operates as a dedicated Health Insurance Agent. The company guides individuals and families through plan selections, focusing on finding suitable coverage for their medical needs. As a local resource, it serves the surrounding community with assistance during enrollment periods for Affordable Care Act marketplace plans. Clients can seek support in evaluating policy options from multiple insurers to match their unique health requirements and budgets. Speedy Insurance Agency can additionally offer help with Medicare plan comparisons for eligible residents.
All Discount Insurance Services, Inc. specializes in matching individual and family health plans to client needs. It also assists small business owners with group coverage options. The agency provides guidance through enrollment periods and helps explain policy details. Its work includes reviewing deductibles, networks, and prescription drug coverage so clients can make informed decisions. As open enrollment approaches each year, the company helps families understand new plan changes and avoid lapses in coverage.
Manuel Bonilla: Allstate Insurance serves Lake Elsinore, California, and the surrounding communities in Riverside County. This health insurance agent handles individual plans, family coverage, and group policies for local residents and businesses. The agency guides clients through open enrollment periods and special enrollment qualifying events. It also assists with comparing plan options to match different healthcare needs and budgets. For a typical job, the agent first reviews the client’s current coverage and medical requirements before presenting tailored plan choices from available carriers for informed decision-making.
Freeway Insurance serves the Lake Elsinore, California, area by connecting residents with health insurance plans that meet their needs and budgets. The company assists individuals and families in navigating open enrollment periods and comparing coverage options available in Riverside County. Their agents explain the differences between plans from major carriers. Freeway Insurance helps clients enroll in affordable individual health plans and Medicare Supplement policies that provide comprehensive care in this region.
Todd Schaffner - State Farm Insurance Agent in Lake Elsinore, CA offers both one-time policy plan comparisons and ongoing consultation services for health insurance coverage. Clients exploring individual or family plans can receive initial guidance on policy options. For those requiring continuous assistance, regular updates on coverage changes and plan renewals are available. This agent provides services on both a scheduled appointment basis and an as-needed basis for questions or policy adjustments.
Farmers Insurance - Michele Munoz specializes in health insurance plans, including individual and family coverage options. It also provides general insurance services to residents of Lake Elsinore, California, helping clients navigate plan selections for medical needs. The agent guides customers through enrollment periods, ensuring they understand policy details and network options. Open enrollment season or a major life change, such as starting a new job or losing previous coverage, is a common time when the office assists clients in adjusting their health benefits.
As the annual Medicare enrollment period approaches and local families in Lake Elsinore evaluate their changing coverage needs, Tico Pro Insurance Services assists residents in comparing available health insurance plans and understanding policy details. This agency provides guidance on navigating plan options, managing deductibles, and finding suitable doctors within networks. When a client expresses interest in coverage, the process begins with a no-obligation initial consultation to review their current medical needs and identify potential plans.
What Does a a Health Insurance Agent in Lake Elsinore Cost?
Health insurance agents in California typically do not charge a direct fee to consumers for their services. Instead they receive a commission from the insurance company that is included in the premium. Plan premiums in Lake Elsinore vary widely based on age income and metal tier with bronze plans starting around 300 per month and gold plans over 600 per month for an individual. This is general information and not insurance advice.
About health insurance agents in Lake Elsinore
Health insurance agents in Lake Elsinore help residents find plans through Covered California or private carriers. Under California law agents must be licensed by the California Department of Insurance. They can guide you through open enrollment periods and special enrollment qualifying events.
Frequently Asked Questions
What does a health insurance agent in Lake Elsinore do?
A health insurance agent helps you compare plans from different carriers. They explain coverage options deductibles and out of pocket costs. They also assist with enrollment and subsidy calculations for Covered California plans.
Do I have to pay a fee to use a health insurance agent in California?
In most cases health insurance agents in California are paid by the insurance carrier not by you. Their commission is built into the plan premium. You should confirm this with your agent before enrollment.
When can I enroll in a health plan through a Lake Elsinore agent?
You can enroll during the annual open enrollment period usually from November 1 to January 31. Outside that window you may qualify for a special enrollment period due to life events like losing other coverage or moving to Lake Elsinore.
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