The top-rated health insurance agent in Folsom, California is Cost-U-Less Insurance, rated 4.8 stars across 186 reviews. Other highly rated options include Dr. Aaron Williams - State Farm Insurance Agent, Carlson Agency Insurance Services Inc., Whims Insurance and Financial Services. This directory lists 18 health insurance agents serving Folsom.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cost-U-Less Insurance | 323 E Bidwell St Ste B | (916) 596-9173 |
| 2 | Dr. Aaron Williams - State Farm Insurance Agent | 231 Blue Ravine Rd #100 | (916) 235-8565 |
| 3 | Carlson Agency Insurance Services Inc. | 9580 Oak Ave Pkwy #7-270 | (916) 439-1306 |
| 4 | Whims Insurance and Financial Services | 31 Natoma St #170 | (916) 817-6250 |
| 5 | Stuart Stackhouse Insurance Agency | 833 Willow Creek Dr | (916) 798-0869 |
| 6 | Sierra Mountain Insurance Agency: Allstate Insurance | 13405 Folsom Blvd STE 810 | (916) 985-8484 |
| 7 | Oakwood Interstate Insurance Services | 193 Blue Ravine Rd STE 180 | (916) 988-9080 |
| 8 | Greenfield Insurance Agency | 101 Parkshore Dr #100 | (877) 401-9660 |
| 9 | T.D. McNeil Insurance Services | 110 Blue Ravine Rd #105 | (916) 983-2561 |
| 10 | Life Fit Insurance CA | 1855 Iron Point Rd | (916) 238-3049 |
Cost-U-Less Insurance serves Sacramento County and the surrounding region from its Folsom, California office as a health insurance agent. The company assists clients with navigating individual health plans and family coverage options suitable for local residents. It helps facilitate access to plan details through the Covered California marketplace when applicable. The agency also provides guidance on Medicare supplement policies for qualifying individuals in the greater Folsom area.
Dr. Aaron Williams - State Farm Insurance Agent serves the Folsom, California area, specializing in health insurance agent services. The company helps residents and local businesses navigate the complexities of individual and group health plans, focusing on coverage that meets varying medical needs and budgets. Guidance is offered on plan options available through public exchanges and private carriers typical to this region. The agency handles Medicare supplement policies and short-term health insurance solutions for clients in the greater Sacramento area.
Carlson Agency Insurance Services Inc. in Folsom, California offers a range of health insurance agent services, including plan selection and enrollment assistance for individuals and groups. The agency helps clients understand coverage options and manage ongoing plan maintenance throughout the year. It works with area residents to navigate open enrollment periods, policy changes, and health plan renewals. The agency services a variety of properties, including single-family homes, apartments, retail establishments, and restaurants.
Homeowners, families, and individuals in Folsom, CA, turn to Whims Insurance and Financial Services for personalized health insurance guidance. This agency helps clients navigate plan options, including individual coverage and family policies, to find suitable benefits and manage healthcare costs. As a local health insurance agent, the company focuses on explaining complex terms and comparing available policies for clarity and affordability. It also assists with enrollment periods and plan changes. The agency serves the greater Sacramento metro area, including nearby communities such as El Dorado Hills.
Stuart Stackhouse Insurance Agency serves the Folsom, California, area and the surrounding communities with health insurance solutions. It handles individual and family health plans, as well as group coverage for small businesses. The agency helps clients navigate enrollment periods and understand their options under current regulations. By reviewing each client’s healthcare needs and budget, it works to match them with suitable plans from regional carriers. A typical job is approached by conducting a thorough needs assessment and comparing available policy details to present clear, relevant choices.
Sierra Mountain Insurance Agency: Allstate Insurance specializes in helping individuals and families select health insurance plans that fit their specific medical needs and financial situations. As a health insurance agent in Folsom, CA, it regularly assists clients with comparing coverage options and navigating enrollment processes through both private insurers and public marketplaces. The agency also helps customers address coverage gaps that often arise after major life changes, such as losing a job or experiencing an unexpected medical event like a seasonal illness.
Oakwood Interstate Insurance Services, based in Folsom, CA, distinguishes between one-time enrollment assistance and ongoing policy management for local residents. Their health insurance agent services cover plan comparisons across major carriers, annual enrollment guidance, and claims support for individual and family plans. Unlike agents offering only single-visit consultations, this office provides scheduled check-ins during open enrollment periods and as-needed help with mid-year life changes, such as new jobs or dependent additions. Service ultimately runs on both a scheduled and as-needed basis, depending on client preference and policy cycles.
Folsom residents often face changing health needs during open enrollment periods or after a job change, and Greenfield Insurance Agency helps them navigate those decisions. As a local health insurance agent based in Folsom, CA, the company assists individuals and families in comparing available plans to find suitable coverage for medical care and prescriptions. The agency reviews each client’s current situation and anticipated needs to recommend realistic options. Initial assessments typically begin with a free consultation to discuss budget limits and preferred doctors.
T.D. McNeil Insurance Services operates as a health insurance agent in Folsom, California. The firm specializes in helping individuals and groups navigate plan selections for medical coverage and supplemental benefits. By guiding clients through available options, it works to find appropriate policies that align with specific healthcare needs and budgets. These services are available for a variety of commercial sectors, including offices, warehouses, and food service operations.
What Does a a Health Insurance Agent in Folsom Cost?
Health insurance premiums in California vary by plan tier age and income. For 2025 a mid-level Silver plan for a 40 year old in Folsom may cost between 400 and 700 dollars per month before subsidies. Subsidies from Covered California can lower monthly costs significantly for eligible households. This is general information not insurance advice.
About health insurance agents in Folsom
A health insurance agent in Folsom California can help you compare plans from major carriers and enroll through Covered California. California requires all agents to be licensed by the Department of Insurance and to follow strict consumer protection rules. Local agents understand the Sacramento region provider networks and can guide you through open enrollment or special enrollment periods.
Frequently Asked Questions
What does a health insurance agent in Folsom do?
A health insurance agent helps you review plan options estimate subsidies and enroll in individual or family coverage. They also assist with Medicare plans and small business group insurance. Agents must be certified by Covered California to sell plans on the state marketplace.
Do I have to pay a fee for a health insurance agent in California?
No. Health insurance agents in California are paid commissions by the insurance companies not by you. Their services are free to consumers when you enroll through a plan they represent.
When can I enroll in health insurance in Folsom California?
Open enrollment for Covered California plans runs from November 1 to January 31 each year. You may qualify for a special enrollment period if you lose other coverage move or have a life event. Medi-Cal enrollment is available year round.
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