The top-rated health insurance agent in El Monte, California is CGI Agency Insurance, rated 4.9 stars across 246 reviews. Other highly rated options include Freeway Insurance, Hammer Insurance Services Inc., Mundo Latino Insurance. This directory lists 19 health insurance agents serving El Monte.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | CGI Agency Insurance | 4381 Peck Rd | (626) 448-4200 |
| 2 | Freeway Insurance | 11820 Valley Blvd Ste 6A | (626) 322-9495 |
| 3 | Hammer Insurance Services Inc. | 11629 Lower Azusa Rd | (626) 329-4770 |
| 4 | Mundo Latino Insurance | 10810 Ramona Blvd | (626) 448-9871 |
| 5 | Veronica's Insurance El Monte | 10748 Garvey Ave | (323) 616-1653 |
| 6 | Covered California Certified Agent | 4381 Peck Rd D | (626) 547-2640 |
| 7 | Sequence Insurance & Income Tax Services | 10933 Main St Ste D-9 | (626) 325-6520 |
| 8 | Amadeus Insurance Services | 3736 Peck Rd | (626) 444-1855 |
| 9 | Alejandra Insurance Agency | 10906 Garvey Ave | (626) 279-6122 |
| 10 | Ameego Insurance Services | 10954 Main St | (626) 452-9252 |
CGI Agency Insurance serves the El Monte, California area as a health insurance agent. The company assists individuals and families in finding suitable medical coverage plans that meet their specific needs. Health insurance agents in this region typically help clients navigate open enrollment periods and understand plan details. CGI Agency Insurance also guides local residents through the process of comparing policy options and managing any changes to existing coverage. It handles both individual health plans and family insurance policies in the El Monte community.
Freeway Insurance in El Monte, California offers clients both one-time consultations for immediate health coverage needs and ongoing service options for policy adjustments or annual renewals. As a health insurance agent, the company helps individuals and families navigate plan selections from available marketplace carriers. Coverage guidance typically includes understanding premium costs, deductibles, and provider networks. All service runs on an as-needed basis, with no scheduled appointments required beyond what the client requests.
Hammer Insurance Services Inc. in El Monte, California, provides specialized guidance in navigating the complexities of individual and family health plans, along with Medicare supplement options. The agency assists clients in comparing local insurance policies to find coverage that aligns with their specific healthcare needs and budgets. Serving the El Monte area, it helps individuals and small groups understand plan details, including deductibles and network providers. As open enrollment periods approach, this agency helps residents address the urgent task of securing or adjusting their health coverage before key deadlines.
Mundo Latino Insurance serves homeowners and local business owners in El Monte, California, helping them navigate the individual and family health insurance market. As a health insurance agent, the company guides clients through plan comparisons, enrollment periods, and coverage options available under current regulations. Services include explaining policy details and assisting with applications throughout the year. The agency also extends its support to residents in surrounding areas of the San Gabriel Valley, including Baldwin Park.
Veronica's Insurance El Monte provides health insurance agent services to clients in the El Monte, California area. The company assists individuals and families with finding and enrolling in health coverage plans that meet their needs. It also offers guidance on plan changes and annual renewals to maintain continuous protection. Services are available to residents of single-family homes, apartments, retail businesses, and restaurants.
Based in El Monte, California, this agency distinguishes between assisting clients with a one-time plan enrollment versus offering recurring support for ongoing health coverage needs, including annual renewals. As a Covered California Certified Agent, the office helps individuals and families navigate available plans and potential subsidies. They provide clear guidance on the differences between private and marketplace options. Service at this health insurance agent runs on both a one-time and an as-needed basis, depending on the client’s preference for enrollment and future account management.
Sequence Insurance & Income Tax Services serves El Monte and surrounding communities in the San Gabriel Valley, handling health insurance plans for individuals and families. The agency helps clients compare coverage options and navigate enrollment periods for major medical policies and supplemental plans. For each job, it begins by assessing a client’s current health needs and budget constraints, then matches them with available carriers and plan tiers before guiding them through the application and approval process.
As residents of El Monte and the surrounding San Gabriel Valley begin reviewing their coverage options near the annual open enrollment period, finding clear guidance on health insurance plans becomes essential. Amadeus Insurance Services serves as a local health insurance agent, assisting individuals and families in comparing available plans that meet their medical needs and budgets. The agency helps clients understand policy details, network restrictions, and subsidy eligibility. Every new client first schedules a complimentary initial consultation to assess their specific health coverage requirements before exploring any specific plan options.
Alejandra Insurance Agency assists individuals and families in El Monte, California, with navigating health insurance options. The agency specializes in helping clients find suitable plans that address their medical coverage needs. Licensed as a health insurance agent, the firm can help with plan enrollment and annual renewals. It provides guidance on understanding policy details and available subsidies. This agency can serve various commercial sectors within the local area, including offices, warehouses, and food service businesses that require group health coverage for their employees.
Ameego Insurance Services provides specialized guidance on health insurance plan selection, helping individuals and families in El Monte navigate the complexities of coverage options and enrollment procedures. The agency serves clients seeking individual health plans, family policies, and short-term medical coverage. They assist with plan comparisons during the annual Open Enrollment Period and address qualifying life events that allow for Special Enrollment. The agency also helps residents manage urgent coverage needs following a job loss or unexpected change in income.
What Does a a Health Insurance Agent in El Monte Cost?
Health insurance premiums in California vary widely by plan type age and income. For a mid-level Silver plan through Covered California a 40-year-old in El Monte might pay between 400 and 600 dollars per month before subsidies. Subsidies based on income can lower costs significantly. Medicare Advantage plans often have low or zero monthly premiums but include copays and deductibles. This is general information not insurance advice.
About health insurance agents in El Monte
Health insurance agents in El Monte California help individuals families and small businesses find suitable coverage. Under California law agents must be licensed by the California Department of Insurance and can assist with Covered California enrollment during open or special enrollment periods. Local agents understand the specific health care needs of the San Gabriel Valley community.
Frequently Asked Questions
What is the difference between a health insurance agent and a broker in El Monte?
Both are licensed by the California Department of Insurance. An agent typically represents one or more insurance companies while a broker can shop across multiple carriers. Both must follow California regulations including disclosure of commissions.
When can I enroll in a health plan through an agent in El Monte?
Open enrollment for Covered California usually runs from November 1 to January 31 each year. Outside this window you may qualify for a special enrollment period due to life events like losing coverage moving or having a baby. An agent can verify your eligibility.
Do I have to pay a fee to use a health insurance agent in El Monte?
Most health insurance agents in California are paid by the insurance company not by you. They receive a commission from the carrier when you enroll. However some agents may charge a consulting fee for certain services which must be disclosed in writing.
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