The top-rated health insurance agent in El Dorado Hills, California is Trek Sinclair - State Farm Insurance Agent, rated 5.0 stars across 161 reviews. Other highly rated options include Sierra Mountain Insurance Agency / Sohil Yusuf Agency : Allstate Insurance, Kinkaid Insurance Services, Gold Insurance Solutions. This directory lists 16 health insurance agents serving El Dorado Hills.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Trek Sinclair - State Farm Insurance Agent | 2205 Francisco Dr #130 | (916) 458-4123 |
| 2 | Sierra Mountain Insurance Agency / Sohil Yusuf Agency : Allstate Insurance | 4659 Golden Foothill Pkwy Ste 106 | (916) 939-8990 |
| 3 | Kinkaid Insurance Services | 5170 Golden Foothill Pkwy | (530) 672-1979 |
| 4 | Gold Insurance Solutions | 3905 Park Dr #110 | (916) 235-3638 |
| 5 | Melinda Marshall Insurance Solutions | 1101 Investment Blvd Suite 170 | (916) 458-1905 |
| 6 | Suburban Family Insurance Agency | 895 Embarcadero Dr Suite 206 | (916) 804-7848 |
| 7 | Barragan Insurance Agency | 1132 Suncast Ln #8 | (916) 984-9320 |
| 8 | Bristol Insurance Agency | 1011 St Andrews Dr | (209) 968-4727 |
| 9 | Members Edge Insurance Services | 1101 Investment Blvd #110 | (800) 536-5832 |
| 10 | American Diversified Insurance Services, Inc | 1190 Suncast Ln # 6 | (916) 985-7500 |
Trek Sinclair - State Farm Insurance Agent serves the El Dorado Hills and greater Sacramento County area by providing health insurance options to local residents. The agency assists individuals and families in understanding their coverage choices, helping them select plans that fit their healthcare needs and budgets. Its goal is to simplify the often complex insurance process with clear guidance. This agent works with available marketplace plans and Medicare supplement policies to address specific health coverage requirements in this region.
Sierra Mountain Insurance Agency, also known as Sohil Yusuf Agency: Allstate Insurance, provides a comprehensive selection of health insurance plans, including individual, family, and group coverage options. It also offers ongoing service plans to help clients manage policy renewals and adjust their coverage as healthcare needs change. The agent assists customers in El Dorado Hills and surrounding areas with navigating plan choices and claims processes. The agency services single-family homes, apartments, retail, and restaurants.
Kinkaid Insurance Services serves homeowners, families, and individuals in the El Dorado Hills area who need individual health coverage or Medicare plan guidance. The agency helps clients compare available health insurance options to find plans that suit their medical needs and budgets. It also assists small business owners with group health benefits for their employees. Customers can work with an agent to review enrollment periods and explain policy details in person or by phone. The agency covers neighboring communities such as Folsom and the greater Sacramento metro region.
Serving El Dorado Hills and the surrounding Sacramento-area communities, Gold Insurance Solutions handles the health insurance agent needs of local residents and families. The company guides clients through the process of comparing different health plans available in the region, helping each person understand their coverage options. To accomplish a typical enrollment or plan review, the agency uses a straightforward, consultative approach that first gathers an individual’s specific healthcare needs before matching them with appropriate policies from available providers.
Whether seeking an individual health plan or looking to reassess coverage during the annual open enrollment period, Melinda Marshall Insurance Solutions assists clients with these distinct needs. As a health insurance agent in El Dorado Hills, CA, the agency helps individuals navigate plan options to match medical requirements and budget considerations. Service arrangements are flexible, operating on an as-needed basis to accommodate changing healthcare circumstances or enrollment deadlines throughout the year.
Suburban Family Insurance Agency specializes in health insurance plans, including individual coverage and group policies. It serves clients throughout El Dorado Hills, CA, by explaining plan options and facilitating enrollment. The agency assists with selecting suitable plans from available carriers in the regional market. It helps local families and individuals navigate open enrollment periods and qualifying life events. The company also addresses questions about coverage changes during seasonal transitions and unexpected medical needs.
Barragan Insurance Agency serves residents of El Dorado Hills with individual health plans, including those seeking coverage under Medicare or Affordable Care Act options. Commercial health insurance for local small businesses is also available. Clients throughout El Dorado Hills and surrounding areas come to this agency for enrollment support and plan comparisons. After selecting a policy, the agency continues to assist with claims questions and annual renewal reviews, ensuring coverage remains suitable between regular visits.
As the annual Medicare open enrollment period approaches each fall, many El Dorado Hills residents seek clear guidance on their coverage options. Bristol Insurance Agency in El Dorado Hills, California, helps individuals evaluate their health insurance needs and compare available plans. The agency works with major carriers to present suitable choices for families, retirees, and self-employed professionals. Understanding each client’s unique medical history and budget ensures policies fit their lifestyle. To begin the process, the agency schedules a no-obligation initial phone consultation to review current coverage and personal requirements.
American Diversified Insurance Services, Inc is a health insurance agency known for navigating individual and family coverage options in El Dorado Hills, CA. The company assists clients in comparing plans from major carriers and explains cost-sharing structures, network requirements, and out-of-pocket limits. Tailored consultations help match clients to appropriate policies based on medical needs and budgetary considerations. For added coverage, the agency also offers guidance on supplemental accident or critical illness insurance products.
What Does a a Health Insurance Agent in El Dorado Hills Cost?
Health insurance agents in California typically do not charge you directly for their services. Instead, they receive a commission from the insurance company, which is already factored into the premium. For private plans, agent commissions can range from 2% to 10% of the annual premium. For Covered California plans, commissions are set by the exchange and vary by plan. Costs can vary based on the type of plan and the agent agreement. This is general information and not insurance advice.
About health insurance agents in El Dorado Hills
Health insurance agents in El Dorado Hills, California help individuals and families compare plans from Covered California and private carriers. These agents are licensed by the California Department of Insurance and must follow state regulations. Local agents understand the specific needs of El Dorado Hills residents, including access to regional healthcare networks.
Frequently Asked Questions
What does a health insurance agent in El Dorado Hills do?
A health insurance agent helps you compare plans, enroll in coverage, and understand your options. They can assist with Covered California plans, Medicare, and private insurance. Agents must be licensed in California and follow state rules for disclosure and consumer protection.
Is there a deadline to enroll in health insurance in California?
Yes, the open enrollment period for Covered California typically runs from November 1 to January 31 each year. You may qualify for a special enrollment period if you experience a qualifying life event like marriage or job loss. An agent can help you determine your eligibility.
Do health insurance agents in El Dorado Hills charge a fee?
Most health insurance agents are paid by the insurance company through commissions, not by the client. Some agents may charge a consulting fee for complex cases, but they must disclose this in writing. Always ask about fees before starting the process.
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