The top-rated health insurance agent in El Centro, California is Sierra Jaime - State Farm Insurance Agent, rated 4.9 stars across 426 reviews. Other highly rated options include Freeway Insurance, American Income Life - Cindy Furer, Best Formula Insurance Services. This directory lists 19 health insurance agents serving El Centro.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sierra Jaime - State Farm Insurance Agent | 775 E Danenberg Dr #102 | (760) 312-9517 |
| 2 | Freeway Insurance | 422 N Imperial Ave | (760) 706-6054 |
| 3 | American Income Life - Cindy Furer | 395 Broadway #10 | (858) 450-9919 |
| 4 | Best Formula Insurance Services | 808 N Imperial Ave | (888) 242-9922 |
| 5 | Kahlo Insurance Services | 300 S Imperial Ave Suite 15 | (760) 539-1254 |
| 6 | Horace Mann Maeda Insurance Services, LLC. | 238 S 8th St | (760) 336-2601 |
| 7 | Belellano Insurance Services | 610 S 8th St | (760) 370-3090 |
| 8 | Martinez Insurance Services | 292 S Imperial Ave | (760) 336-0808 |
| 9 | Gunther Insurance Agency | 458 N Imperial Ave | (760) 352-4900 |
| 10 | Calhen Insurance Office 3 covered California and Medicare, Molina, Champion | 395 Broadway suite 14 | (760) 671-2224 |
Sierra Jaime - State Farm Insurance Agent serves the El Centro, California, area and surrounding Imperial County as a local health insurance agent. This agency assists individuals and families with navigating available health coverage options to meet their medical needs and budgets. The professional team helps clients understand plan details during enrollment periods. They also provide guidance on selecting suitable policies for preventive care, prescriptions, and specialist visits. Specific services handled here include individual health plans and family health insurance.
Freeway Insurance assists clients in El Centro, California, by distinguishing between one-time health plan enrollment and ongoing service needs for policy adjustments. Their coverage support focuses on individual and family medical plans available through local and federal exchanges. Service for ongoing policy management operates on an as-needed basis, with clients able to request assistance during open enrollment events or for qualifying life changes throughout the year, without mandating a scheduled recurring appointment.
American Income Life - Cindy Furer provides a range of services including health insurance plan inquiries, policy selections, and enrollment assistance. The agency offers ongoing service and maintenance support to help clients manage their coverage needs throughout the year. This includes answering questions about benefits and claims, processing policy changes, and providing periodic plan reviews. The company serves a variety of properties in the El Centro area, such as single-family homes, apartments, retail establishments, and restaurants.
Best Formula Insurance Services assists homeowners, renters, and small business owners in El Centro, California, with their health insurance needs. The agency helps clients navigate plan options, from individual medical coverage to family policies. Its agents explain policy details and enrollment periods, ensuring customers understand their choices. Supporting the local community with personalized service, the company also covers clients in the neighboring city of Calexico and the surrounding Imperial Valley area.
Kahlo Insurance Services serves El Centro and the surrounding Imperial Valley communities as a health insurance agent. It handles a range of individual health plans, family coverage options, and small business group policies to help clients meet their medical needs. The agency guides customers through the details of plan benefits, provider networks, and enrollment periods to ensure informed choices. For each job, it reviews the client’s specific situation and current coverage to match them with an appropriate policy.
Horace Mann Maeda Insurance Services, LLC., located in El Centro, California, specializes in helping individuals and families select appropriate health insurance plans for their specific medical needs. The agency also provides general guidance on navigating enrollment periods and comparing coverage options available in the Imperial Valley region. Throughout the year, it assists clients with understanding changes in their healthcare needs or policy terms. It particularly helps with addressing mid-year qualifying life events that require special enrollment opportunities.
During open enrollment season in El Centro, many residents seek guidance through complex plan choices. Belellano Insurance Services addresses this need as a health insurance agent helping local individuals and families compare available medical coverage options. The company supports clients by explaining policy differences, potential subsidies, and network restrictions relevant to the Imperial Valley area. An initial assessment of the applicant’s healthcare usage and budget is conducted to identify suitable plans for review. This process begins with a complementary consultation to examine current coverage needs and document required information.
Martinez Insurance Services in El Centro, CA distinguishes between one-time health plan reviews and ongoing policy management for individuals and families, covering essential medical care options like doctor visits and hospitalization. They assist clients in navigating the local insurance marketplace. Their service runs on either a one-time or as-needed schedule, allowing flexibility to review coverage only when a client's medical needs or budget change.
Gunther Insurance Agency assists clients in El Centro, California, with navigating the complexities of health coverage and selecting suitable medical plans. The company specializes in tailoring individual and group health insurance policies to meet diverse healthcare needs and budget considerations. Its services include explaining plan benefits, managing enrollment periods, and coordinating with major insurance carriers. The agency can serve a variety of commercial sectors, including professional offices, retail warehouses, and food service establishments, ensuring compliance with local healthcare regulations.
What Does a a Health Insurance Agent in El Centro Cost?
Health insurance agents in California typically do not charge you directly for their services. They earn commissions from insurance carriers, which are factored into your monthly premium. For individual plans through Covered California, premiums vary widely based on income, age, and plan tier, ranging from under $100 to over $500 per month after subsidies. Medicare supplement plans can cost $100 to $300 per month. This is general information, not insurance advice.
About health insurance agents in El Centro
Health insurance agents in El Centro, California help individuals and families find coverage through Covered California, Medicare, and private insurers. Under California law, agents must be licensed by the California Department of Insurance and follow strict rules about plan disclosure and consumer protection. Local agents understand the unique healthcare needs of Imperial County residents and can guide you through open enrollment and special enrollment periods.
Frequently Asked Questions
What does a health insurance agent in El Centro do?
A health insurance agent helps you compare plans from different insurers, explains coverage options, and assists with enrollment. They can help you determine if you qualify for subsidies through Covered California or for Medi-Cal. Agents also provide ongoing support for claims and plan changes.
How do I choose a health insurance agent in El Centro?
Look for an agent who is licensed in California and has experience with the local market. You can verify an agents license on the California Department of Insurance website. Ask about their familiarity with Covered California plans and Medicare Advantage options.
Do I have to pay for a health insurance agent in El Centro?
Most health insurance agents are paid by the insurance company, not by you. Their commission is built into the plan premium. However, some agents may charge a fee for consulting services, so always ask about costs upfront before signing any agreement.
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