The top-rated health insurance agent in Cupertino, California is Jason Stefely - State Farm Insurance Agent, rated 4.9 stars across 431 reviews. Other highly rated options include Gurbinder Mavi - State Farm Insurance Agent, David Gragnola: Allstate Insurance, Catherine Chen - State Farm Insurance Agent. This directory lists 14 health insurance agents serving Cupertino.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jason Stefely - State Farm Insurance Agent | 20395 Pacifica Dr STE 108 | (408) 255-3212 |
| 2 | Gurbinder Mavi - State Farm Insurance Agent | 20395 Pacifica Dr STE 108 | (650) 237-0400 |
| 3 | David Gragnola: Allstate Insurance | 10520 S De Anza Blvd Ste B | (408) 252-3830 |
| 4 | Catherine Chen - State Farm Insurance Agent | 20132 Stevens Creek Blvd | (408) 863-0000 |
| 5 | Cheryl Ching - State Farm Insurance Agent | 10025 S Tantau Ave | (408) 777-9777 |
| 6 | Jim Liu - State Farm Insurance Agent | 21070 Homestead Rd #118 | (408) 738-1200 |
| 7 | Farmers Insurance - Patricia Han | 20567 Sunrise Dr | (408) 865-0365 |
| 8 | Farmers Insurance - Lily Zhao | 20432 Silverado Ave UNIT 211 | (408) 398-4616 |
| 9 | Farmers Insurance - Stacy Lane | 20410 Town Center Ln # 101 | (408) 715-3535 |
| 10 | JONATHAN CHIEM: Allstate Insurance | 10520 S De Anza Blvd Ste B | (408) 252-3830 |
Jason Stefely - State Farm Insurance Agent serves the San Francisco Bay Area, including the city of Cupertino. The agency specializes in helping individuals and families find health insurance coverage that fits their specific needs and budget. The agent guides clients through plan options, including those available on public exchanges and private markets. Common services include helping customers compare policies, enroll during open enrollment periods, and understand how plans cover routine care. This agency also assists with supplemental health plans and dental insurance options in the region.
Serving the Cupertino area, Gurbinder Mavi - State Farm Insurance Agent provides a range of health insurance options to help individuals and families manage their medical coverage needs. Service plans include policy reviews and consultations to update benefits as health or financial situations change. Maintenance plans offer periodic check-ins to explain new plan features and verify that deductibles and networks remain suitable. The agency services a variety of property types, including single-family homes, apartments, retail spaces, and restaurants requiring individual or group health coverage.
David Gragnola: Allstate Insurance serves homeowners, businesses, and property managers in Cupertino, California. The agency provides health insurance agent services, helping clients select and enroll in individual or group health plans that meet their medical coverage needs. Additional support includes guiding customers through plan comparisons and enrollment periods. The office extends its services into nearby Sunnyvale and other parts of the Santa Clara Valley metro area.
Serving Cupertino and the surrounding Santa Clara Valley communities, Catherine Chen - State Farm Insurance Agent handles health insurance needs for individuals, families, and small businesses in the area. The agency works to explain key plan differences, including coverage limits and network options, helping clients make informed decisions during open enrollment or qualifying life events. To manage a client’s needs, the agent conducts a thorough review of current coverage and personal health circumstances before recommending suitable plan choices.
Unlike a one-time purchase for a single plan search, recurring service options from Cheryl Ching in Cupertino, CA, include annual policy reviews and ongoing claims support. As a health insurance agent, the focus is on helping individuals and families navigate plan choices, such as those covering routine care or major medical needs. This agency’s service runs on an as-needed basis, with clients scheduling appointments for enrollment periods or when life events require a coverage update.
Jim Liu - State Farm Insurance Agent in Cupertino, CA, offers health insurance plans, covering individual medical policies and family health coverage to protect against high medical costs. The agency also provides related services, including assisting with policy comparisons and annual enrollment paperwork. A common concern the office addresses is helping clients during the open enrollment period to understand changes in plan options and avoid late enrollment penalties.
As open enrollment season approaches in Cupertino, residents often seek guidance on matching their medical needs with appropriate plans. Farmers Insurance - Patricia Han offers support in navigating this annual decision by explaining plan differences and cost structures. They help individuals assess options such as deductible levels and network coverage to find suitable policies for their situation. The company also assists with questions about Medicare or marketplace changes during this period. Each process begins with a complementary coverage review to identify specific healthcare requirements and budget.
Farmers Insurance - Lily Zhao provides health insurance guidance to individuals and families in the Cupertino area, helping clients understand coverage options and enroll in suitable plans. The agency also offers tailored ancillary policies such as dental, vision, and critical illness insurance to address specific needs. Its services extend beyond personal coverage, assisting local commercial operations by securing health benefits for employees. These business clients include corporate offices, warehouses, and food service establishments seeking comprehensive group health solutions.
Farmers Insurance - Stacy Lane provides residential health insurance agent services to clients in Cupertino and the surrounding Santa Clara County area. For those who require commercial coverage, the agency also supports small business health plans. Staff work with individuals and families to review personal health needs and compare available plan options. Between regular visits, the agency proactively follows up with clients to address any changes in coverage or to schedule periodic policy reviews.
JONATHAN CHIEM: Allstate Insurance in Cupertino, CA, is known for connecting local residents with reliable health insurance coverage through a straightforward, consultative process. The agency helps individuals, families, and small business owners understand their plan options for individual medical policies and group health benefits. By working with clients to assess their coverage needs and navigate enrollment periods, it ensures clear, practical guidance beyond a simple policy sale. This health insurance agent can also arrange added supplemental accident coverage or critical illness riders for a complete personal health plan.
What Does a a Health Insurance Agent in Cupertino Cost?
Health insurance agents in California typically do not charge consumers a fee for their services. Instead they earn commissions from insurance carriers which are built into the plan premium. For individual plans monthly premiums can range from 300 to 800 dollars for a single adult depending on age income and plan tier. For small business group plans costs vary by employee count and coverage level. This is general information not insurance advice.
About health insurance agents in Cupertino
Health insurance agents in Cupertino California assist individuals and families with selecting health plans through Covered California or private carriers. California requires all agents to be licensed by the Department of Insurance and to follow state rules on plan disclosure and enrollment periods. These agents can help you navigate open enrollment special enrollment periods and subsidy eligibility.
Frequently Asked Questions
What does a health insurance agent in Cupertino do?
A health insurance agent helps you compare plans from different carriers and enrolls you in a policy that fits your needs. They are licensed by the California Department of Insurance and must follow state regulations. Agents do not charge you directly because they earn commissions from insurance companies.
Can a Cupertino agent help me with Covered California?
Yes many agents are certified to assist with Covered California the states official marketplace. They can help you apply for premium subsidies and cost-sharing reductions. California law requires agents to provide clear information about plan benefits and network details.
When can I enroll in a health plan in Cupertino?
Open enrollment for Covered California usually runs from November 1 to January 31 each year. You can also qualify for a special enrollment period after a life event like losing job-based coverage or having a baby. California allows a 60-day window for most qualifying events.
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