The top-rated health insurance agent in Concord, California is Globe Life American Income Division: McQuade Organization, rated 4.9 stars across 1,277 reviews. Other highly rated options include Freeway Insurance, TruSummit Insurance, Farmers Insurance - Zuleima Garcia. This directory lists 19 health insurance agents serving Concord.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Globe Life American Income Division: McQuade Organization | 4005 Port Chicago Hwy Suite 225 | (925) 849-6864 |
| 2 | Freeway Insurance | 1701 Monument Blvd Ste H | (925) 951-0953 |
| 3 | TruSummit Insurance | 51 John Glenn Dr | (925) 452-6969 |
| 4 | Farmers Insurance - Zuleima Garcia | 2691 Monument Blvd Ste 17 | (925) 691-9225 |
| 5 | HealthMarkets Insurance - Steve Snyder | 1200 Contra Costa Blvd Suite A | (510) 599-4700 |
| 6 | Mainstream Insurance Services, LLC | 1320 Willow Pass Rd Suite 600 | (925) 326-6895 |
| 7 | Health Wise Insurance Agency | 1470 Civic Ct #350 | (866) 349-7050 |
| 8 | Monumental Insurance Services LLC | 1070 Concord Ave #280 | (925) 349-5203 |
| 9 | Concord Health plan | 5446 Ygnacio Valley Rd | (925) 217-8163 |
| 10 | Confinza Quick Access of Insurance Services | 2250 Monument Blvd STE A | (925) 825-8489 |
Globe Life American Income Division: McQuade Organization serves the Contra Costa County area from its Concord, California office, providing health insurance agent services to local residents and businesses. The agency works with individuals and groups to identify suitable coverage options that meet diverse healthcare needs and budget considerations. These services include helping clients compare medical plans and navigate supplemental insurance solutions. It handles individual health plan enrollments and worksite group benefit consultations in this region.
For clients needing health insurance, a local agent distinguishes between one-time enrollment assistance and ongoing support for policy adjustments throughout the year. Freeway Insurance in Concord, California, provides coverage options that help individuals and families select plans meeting their medical needs. As a Health Insurance Agent, the firm guides clients through plan comparisons and application processes with clear explanations of benefits. This service operates on an as-needed basis, allowing policyholders to request help when open enrollment begins or when life changes require a new plan.
TruSummit Insurance provides individual and family health plans, Medicare options, and supplemental coverage in Concord, CA. It assists clients with annual enrollment, plan comparisons, and policy renewals through personalized consultations. The agency helps businesses navigate group health insurance options during open enrollment periods. Its service includes explaining coverage details and processing claims assistance for policyholders. TruSummit Insurance serves residents in single-family homes and apartments, as well as commercial properties like retail stores and restaurants.
Farmers Insurance - Zuleima Garcia serves homeowners, businesses, and property managers in Concord, California, providing health insurance agent services that help clients select and enroll in suitable individual and group health plans. The agency assists with plan comparisons, eligibility questions, and policy renewals for local residents and commercial entities. This ensures access to coverage options for medical, dental, and vision needs. The agency also serves clients in neighboring Walnut Creek and other parts of Contra Costa County.
Covering Contra Costa County and Concord, HealthMarkets Insurance - Steve Snyder serves clients throughout the surrounding East Bay communities. As a health insurance agent, the company handles individual and family health plans as well as supplemental coverage options. It assists local residents in navigating enrollment periods and understanding different policy features. To handle a typical job, the company begins by reviewing a client’s current coverage and medical needs before presenting available plan choices for comparison.
Mainstream Insurance Services, LLC, based in Concord, CA, helps clients distinguish between one-time health plan enrollments during Open Enrollment and recurring service options like annual policy reviews or benefit adjustments. As a health insurance agent, the company provides guidance on plan selection and coverage details relevant to local medical networks and prescription drug needs. Clients can schedule appointments on a one-time, scheduled, or as-needed basis for ongoing support throughout the year.
Health Wise Insurance Agency specializes in individual and family health plans for Concord residents, along with short-term coverage options. It also assists with Medicare supplement policies and employer group benefits, helping clients navigate enrollment and plan changes. The business reviews policy details and cost differences habitually to match coverage with medical needs throughout Contra Costa County. Heading into open enrollment season or a significant life change, it provides guidance on avoiding gaps in coverage or unexpected out-of-pocket expenses.
As open enrollment season creates demand for clear guidance in Concord, Monumental Insurance Services LLC helps individuals and families review their health coverage choices. The local health insurance agent clarifies plan differences, including deductibles, networks, and subsidies. Navigating the healthcare marketplace requires understanding plan tier differences. The company schedules an initial consultation to evaluate each client’s medical needs and budget before presenting available options. An agent completes a needs assessment and plan comparison during the first appointment.
Confinza Quick Access of Insurance Services operates as a health insurance agent in Concord, CA, assisting clients in navigating plan options and coverage details. The agency specializes in connecting individuals and employers with suitable health policies, including supplemental offerings for dental, vision, and prescription drug needs. Its brokers review policy terms to match budgets and medical requirements. The firm serves a variety of commercial sectors, including corporate offices, industrial warehouses, and food service establishments, helping them secure compliant group health benefits for their workforces.
What Does a a Health Insurance Agent in Concord Cost?
Health insurance agents in California typically do not charge you a direct fee. They are paid by the insurance companies through commissions included in your premium. Plan premiums in Concord vary widely, from around 300 dollars per month for a bronze plan to over 700 dollars for a gold plan for a 40 year old non-smoker. Costs depend on your age, income, and plan tier. This is general information, not insurance advice.
About health insurance agents in Concord
A health insurance agent in Concord, California can help you compare plans from Covered California and private insurers. California requires all residents to have qualifying health coverage or pay a state penalty. Agents licensed by the California Department of Insurance guide you through open enrollment and special enrollment periods.
Frequently Asked Questions
What does a health insurance agent in Concord do?
A health insurance agent helps you review and enroll in health plans that fit your needs and budget. They explain plan benefits, networks, and costs. Agents in California must follow state regulations and provide clear information about each plan.
How do I know if I qualify for a special enrollment period in California?
You may qualify for a special enrollment period after a qualifying life event such as losing other coverage, getting married, or having a baby. California allows 60 days from the event to enroll. An agent can verify your eligibility and help you apply.
Is there a penalty for not having health insurance in California?
Yes, California requires most residents to have minimum essential coverage. The state penalty for 2024 is 2.5 percent of household income or a flat amount per adult, whichever is higher. An agent can help you find an affordable plan to avoid the penalty.
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