The top-rated health insurance agent in Cerritos, California is Acceptance Insurance, rated 5.0 stars across 721 reviews. Other highly rated options include Beth Bettger - State Farm Insurance Agent, Allan Kam - State Farm Insurance Agent, KYC Insurance Services, LLC. This directory lists 14 health insurance agents serving Cerritos.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acceptance Insurance | 11310 South St | (562) 273-7017 |
| 2 | Beth Bettger - State Farm Insurance Agent | 20220 State Rd | (562) 496-1000 |
| 3 | Allan Kam - State Farm Insurance Agent | 12140 Artesia Blvd Ste 102 Artesia | (562) 860-3311 |
| 4 | KYC Insurance Services, LLC | 17777 Center Ct Dr N #710 | (833) 682-6162 |
| 5 | Mikel's Insurance Services | 10945 South St suite 106 a | (562) 928-0431 |
| 6 | Pinoy General Insurance Services | 17304 Norwalk Blvd | (562) 402-1737 |
| 7 | JAR Insurance Services – Corporate | 17215 Studebaker Rd Suit 390 | (877) 391-9988 |
| 8 | Health Insurance Specialists | 19504 Sheryl Ave | (323) 457-7810 |
| 9 | Rabadia Financial Expert | 17315 Studebaker Rd #300E | (562) 474-5884 |
| 10 | Exchange Insurance Agency | 17777 Center Ct Dr N #600 | (562) 756-6440 |
Acceptance Insurance serves Los Angeles County, including the Cerritos area, providing health insurance agent services to local residents and businesses. The agency assists clients in navigating plan options and enrollment for individual and family health coverage. It also specializes in both Medicare Supplement plans and short-term medical insurance policies, helping customers address their distinct healthcare needs with professional guidance.
Beth Bettger - State Farm Insurance Agent serves the Cerritos, California, metro area as a health insurance agent, providing assistance to individuals and families in selecting medical coverage. The agency helps clients navigate plan options, including understanding deductibles, copays, and provider networks to find suitable coverage for their needs. In addition to helping with enrollment in Affordable Care Act plans, the office also handles Medicare Supplement policies for eligible residents seeking supplemental health protection.
KYC Insurance Services, LLC provides health insurance agent services to clients throughout the Cerritos, CA area. It offers plan enrollment assistance and annual policy review services to help individuals maintain appropriate coverage. The company also helps with plan comparisons during open enrollment periods. Its service plans include ongoing support for claims questions and benefit changes. KYC Insurance Services works with clients who occupy single-family homes, apartments, retail spaces, and restaurants.
Mikel's Insurance Services offers health insurance agent services in Cerritos, California, and the surrounding communities throughout Los Angeles and Orange Counties. This company handles individual and family health plans, as well as group coverage options for local employers. To manage a typical client's needs, the agent first reviews the person's current coverage and budget, then compares available plans from multiple carriers to identify suitable choices for enrollment.
Pinoy General Insurance Services in Cerritos, CA structures its approach by distinguishing between one-time policy selection and ongoing coverage adjustments, with health insurance agents guiding clients through yearly open enrollment periods or through special enrollment for qualifying life events. Agents explain plan types like HMOs and PPOs for local residents seeking suitable medical coverage. Their services run on a one-time or as-needed basis depending on the client’s current insurance needs.
JAR Insurance Services – Corporate, based in Cerritos, California, specializes in connecting clients with individual and family health insurance plans. Its general service work includes explaining coverage options, comparing plan benefits, and assisting with enrollment applications. The agency serves residents throughout the local area, helping them navigate the complexities of the health insurance marketplace. As open enrollment periods approach each year, JAR Insurance Services focuses on guiding clients through plan changes to ensure they maintain adequate coverage for the upcoming calendar year.
Open enrollment season often creates confusion for residents of Cerritos, California, who need to compare plans under strict deadlines. Health Insurance Specialists address this by clarifying the details of Medicare, individual, and family policies. They explain how different deductibles and networks function for local healthcare providers. Each consultation begins with a thorough review of a client’s current coverage and anticipated medical needs. An initial assessment identifies coverage gaps or potential savings before recommending any specific plan for application review.
Rabadia Financial Expert provides health insurance guidance to individuals and families in the Cerritos area. The company specializes in helping clients navigate plan options, including Medicare supplements and individual market coverage, to find suitable medical and dental benefits. With a focus on local needs, the agency assists with enrollment and plan comparisons. It serves a range of local businesses seeking group health solutions, including professional offices, warehouses, and food service establishments.
Exchange Insurance Agency assists Cerritos residents with individual and family health plans, helping them navigate annual enrollment and subsidy options. The agency also advises local businesses on group commercial coverage, serving clients throughout the greater Los Angeles area. They work with multiple carriers to compare plan details and deductibles. After new policies are active, agency staff follows up to address claims questions or coverage adjustments before the next open enrollment period.
What Does a a Health Insurance Agent in Cerritos Cost?
Health insurance agents in California are typically paid by the insurance carrier not by you so their services are free to you for marketplace plans. For private plans or Medicare products agents may receive a commission from the insurer. Premiums for health plans in Cerritos vary widely depending on your age income and plan type with bronze plans starting around $300 per month and gold plans often over $600 per month for individuals. Subsidies through Covered California can lower your monthly cost significantly if your income qualifies. This is general information and does not constitute insurance advice.
About health insurance agents in Cerritos
Health insurance agents in Cerritos California help individuals families and small businesses find coverage that meets their needs and budget. Under California law agents must be licensed by the California Department of Insurance and can assist with plans through Covered California the states official marketplace. Local agents understand the specific healthcare options available in Los Angeles County and can guide you through open enrollment or special enrollment periods.
Frequently Asked Questions
What does a health insurance agent in Cerritos do?
A health insurance agent helps you compare plans from different carriers including Covered California plans Medicare Advantage and supplemental policies. They explain benefits costs and network details so you can make an informed choice. Agents in California must follow state rules and cannot charge you a fee for their services on marketplace plans.
How do I know if an agent is licensed in California?
You can verify an agents license by visiting the California Department of Insurance website and using their license lookup tool. All agents selling health insurance in California must hold a valid license and complete continuing education. Ask the agent for their license number before working with them.
When can I enroll in a health plan through a Cerritos agent?
The main enrollment period is Covered Californias open enrollment which typically runs from November 1 to January 31 each year. You may qualify for a special enrollment period if you have a qualifying life event such as losing other coverage moving or having a baby. An agent can help you determine if you qualify for a special enrollment period.
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