The top-rated health insurance agent in Carpinteria, California is PlanMember Corporate Headquarters, rated 4.2 stars across 57 reviews. Other highly rated options include Richard Campos - State Farm Insurance Agent, Douglas Huff: Allstate Insurance, Farmers Insurance - Ryan Warner. This directory lists 10 health insurance agents serving Carpinteria.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | PlanMember Corporate Headquarters | 6267 Carpinteria Ave | (800) 874-6910 |
| 2 | Richard Campos - State Farm Insurance Agent | 5565 Carpinteria Ave Ste 24 | (805) 566-6652 |
| 3 | Douglas Huff: Allstate Insurance | 5320 Carpinteria Ave ste l | (805) 684-7717 |
| 4 | Farmers Insurance - Ryan Warner | 4915 Carpinteria Ave Ste D | (805) 684-8808 |
| 5 | Santa Barbara County Public Health: Carpinteria Health Care Center | 931 Walnut Ave | (805) 560-1050 |
| 6 | Brown & Brown Insurance Services of California, Inc | 1001 Mark Ave #201 | (805) 965-0071 |
| 7 | David Thomas: Allstate Insurance | 5320 Carpinteria Ave | (805) 684-7717 |
| 8 | Farmers' West | 1670 Cravens Ln | (805) 684-5531 |
| 9 | ACCE | 1155 Eugenia Pl | (800) 601-1016 |
| 10 | Starr Insurance | 1001 Mark Ave suite 101 | (805) 745-5900 |
PlanMember Corporate Headquarters serves Carpinteria and all of Santa Barbara County as a health insurance agent. It guides individuals, families, and small business owners through Medicare, individual health plans, and group coverage options. Its team explains plan benefits, costs, and provider networks to help clients make informed decisions. This agency handles open enrollment periods and special enrollment qualifying events, including the administration of private Medicare Advantage plans.
Richard Campos - State Farm Insurance Agent offers a comprehensive selection of health insurance plans, including individual coverage and family policies. The agency provides year-round policy management and attentive customer support for claims and plan adjustments. These services are available to those seeking to protect their well-being and manage medical costs in the Carpinteria, CA area. The agent routinely works with clients residing in single-family homes, apartments, and commercial properties such as retail establishments and restaurants.
Douglas Huff: Allstate Insurance serves homeowners, renters, automobile owners, and small business owners in Carpinteria, California. The agency provides a range of health insurance plans, including individual policies and family coverage options designed to meet different medical needs and budgets. Clients rely on the office for clear explanations of policy terms, deductibles, and in-network providers. The agency also serves clients in the neighboring communities of Santa Barbara and Summerland.
Farmers Insurance - Ryan Warner serves Carpinteria, California, and the surrounding communities, handling a full range of health insurance agent services. The agency assists clients with individual and family health plans, as well as Medicare supplement options. It also helps navigate Marketplace enrollment and short-term coverage needs. When working on a typical placement, Ryan Warner takes time to assess each client's specific medical and financial circumstances before presenting plan comparisons and guiding them through the application process.
Santa Barbara County Public Health: Carpinteria Health Care Center helps clients understand the difference between securing a single policy for an immediate need and establishing ongoing coverage for long-term health management. The agents in Carpinteria, CA, assist with navigating plan options, explaining cost-sharing requirements, and identifying suitable benefit structures for individuals and families. Their focus is on matching residents with appropriate health plans that address both routine care and unexpected medical events. Service runs on a scheduled basis, with appointments available for new enrollments or annual plan reviews.
Brown & Brown Insurance Services of California, Inc specializes in connecting individuals and families with health insurance plans suited to their medical needs and financial situations. The agency assists clients in navigating plan options, enrollment periods, and policy details to secure appropriate coverage in Carpinteria and the surrounding region. Understanding the complexities of healthcare costs, the agent works to clarify benefits and available subsidies. During the annual Open Enrollment season, the company provides guidance to help clients adjust their plans to changing health requirements or budgets.
As open enrollment season approaches on the Central Coast, many Carpinteria residents seek clear guidance on their health coverage options. David Thomas: Allstate Insurance provides local service for those choosing medical plans and navigating policy details. The agency works to match personal budgets with appropriate health insurance products available in the region. Each new client relationship begins with a thorough needs assessment to identify the most suitable plan for their situation. An initial consultation will review existing coverage and discuss specific health care requirements before proceeding further.
Farmers' West works in health insurance, serving individuals and groups in the Carpinteria area and helping them navigate plan selection, enrollment, and coverage questions. Beyond general policies, its specialty add-ons include supplemental plans for dental and vision care. The agency can arrange plans for different commercial sectors, including small offices, distribution warehouses, and sit-down or quick-service food establishments.
ACCE serves residents and families in Carpinteria seeking individual health insurance plans, navigating enrollment periods, and understanding coverage options for medical needs. The firm also assists local businesses by offering commercial group health insurance solutions, helping employers secure benefits packages for their workforce throughout the Santa Barbara County area. By evaluating different carriers and plans for each client’s specific situation, ACCE maintains ongoing communication to adjust coverage as needs change or after regular open enrollment visits occur.
Starr Insurance, a health insurance agent based in Carpinteria, California, is known for helping individuals and families navigate their coverage options throughout the region. The company provides guidance on a range of plans, assisting clients with comparing benefits and understanding policy details to meet their healthcare needs. This service extends to both new enrollments and annual reviews. For an added specialty, Starr Insurance can also assist local small business owners with group health plan selections for their employees.
What Does a a Health Insurance Agent in Carpinteria Cost?
Health insurance agents in California typically do not charge a direct fee to consumers. Their compensation comes from the insurance carrier as a commission usually a percentage of the monthly premium. For individual plans premiums in Carpinteria range from about 200 to 800 dollars per month depending on age income and plan tier. Small business group plans have different pricing. This is general information and not insurance advice.
About health insurance agents in Carpinteria
Health insurance agents in Carpinteria help residents and small businesses navigate plan options under Covered California and private carriers. California law requires agents to be licensed by the California Department of Insurance and to follow strict disclosure rules. Local agents understand the specific network providers and plan availability in Santa Barbara County.
Frequently Asked Questions
What does a health insurance agent in Carpinteria do?
A health insurance agent helps you compare plans from Covered California and private insurers. They explain premiums deductibles and out of pocket costs. Agents also assist with enrollment during open enrollment or special enrollment periods.
Do I have to pay a health insurance agent in Carpinteria?
In most cases you do not pay the agent directly. Agents are compensated by the insurance company through commissions. California law requires agents to disclose their compensation if you ask.
What is the open enrollment period in California for 2025?
Covered California open enrollment for 2025 runs from November 1 2024 to January 31 2025. You may qualify for a special enrollment period if you lose other coverage move or have a life event. A local agent can verify your eligibility.
Health Insurance Agents in Other California Cities
Agoura Hills · Alameda · Alhambra · Aliso Viejo · Anaheim · Antioch · Apple Valley · Arcadia · Arroyo Grande · Atascadero · Auburn · Bakersfield · Baldwin Park · Banning · Bell Gardens