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Find Health Insurance Agents Near You in Capitola, CA
Directory of health insurance agents in Capitola, California. Verify credentials with the state department of insurance before hiring.
10 agents listed
Updated May 2026
Capitola, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 10 health insurance agents in Capitola, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA Capitola/Santa Cruz Branch
4400 Capitola Rd #100, Capitola, CA 95010
(831) 824-9128
mwg.aaa.com
Jill Judd - State Farm Insurance Agent
820 Bay Ave #103, Capitola, CA 95010
(831) 462-1666
jilljudd.com
JL Martin Insurance Agency
503A Capitola Ave, Capitola, CA 95010
(831) 462-0851
jmartinins.com
Prime Health Insurance CA
1906 41st Ave, Capitola, CA 95010
(310) 868-2080
Donald R Hardy Insurance Agency
500 Plum St, Capitola, CA 95010
(831) 475-4314
hardyins.com
CalNonprofits Insurance Services
1500 41st Ave #228, Capitola, CA 95010
(888) 427-5222
calnonprofitsinsurance.org
Martini David J
500 Plum St, Capitola, CA 95010
(831) 475-4314
hardyins.com
One Connect Insurance Solutions
716 Capitola Ave suite b, Capitola, CA 95010
(888) 565-1326
1connectinsurance.com
Powanda Insurance Agency
4360 Diamond St, Capitola, CA 95010
(831) 252-2256
powandainsuranceagency.com
Real Estate & Insurance Services
820 Bay Ave Suite 230E, Capitola, CA 95010
(831) 334-2108
rocksellsbayareahomes.com
Health insurance agents in Capitola California help residents navigate Covered California plans and private insurance options. Agents must be licensed by the California Department of Insurance and can explain how state laws like the individual mandate affect your coverage. They provide local guidance for Santa Cruz County residents seeking health plans.
What Does a Health Insurance Agent in Capitola Cost?
Health insurance agents in California do not charge you a direct fee. Their compensation comes from the insurance carrier as a commission typically ranging from 2 to 5 percent of the annual premium. For a typical individual plan this might mean a commission of 200 to 600 dollars per year. Costs vary by plan type carrier and enrollment volume. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a health insurance agent in Capitola do?
A health insurance agent helps you compare plans from different carriers and enroll in coverage. They can assist with Covered California applications and explain subsidies. Agents also help with Medicare Advantage and Medigap plans.
Do I need to pay a fee for a health insurance agent in California?
No. Health insurance agents in California are typically paid by the insurance company not by you. Their commission is built into the plan premium so you do not pay extra out of pocket.
What documents do I need to enroll with a Capitola agent?
You will need your Social Security number income information and current health coverage details. For Covered California you also need tax return information to verify subsidy eligibility. Bring identification and proof of residency.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.