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Find Health Insurance Agents Near You in Capitola, CA

Browse health insurance agents serving Capitola, California. Updated 2026-07-14.

The top-rated health insurance agent in Capitola, California is AAA Capitola/Santa Cruz Branch, rated 4.6 stars across 456 reviews. Other highly rated options include Jill Judd - State Farm Insurance Agent, JL Martin Insurance Agency, Prime Health Insurance CA. This directory lists 10 health insurance agents serving Capitola.

Showing 10 health insurance agents in Capitola, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1AAA Capitola/Santa Cruz Branch4400 Capitola Rd #100(831) 824-9128
2Jill Judd - State Farm Insurance Agent820 Bay Ave #103(831) 462-1666
3JL Martin Insurance Agency503A Capitola Ave(831) 462-0851
4Prime Health Insurance CA1906 41st Ave(310) 868-2080
5Donald R Hardy Insurance Agency500 Plum St(831) 475-4314
6CalNonprofits Insurance Services1500 41st Ave #228(888) 427-5222
7Martini David J500 Plum St(831) 475-4314
8One Connect Insurance Solutions716 Capitola Ave suite b(888) 565-1326
9Powanda Insurance Agency4360 Diamond St(831) 252-2256
10Real Estate & Insurance Services820 Bay Ave Suite 230E(831) 334-2108
AC
4400 Capitola Rd #100
AAA Capitola/Santa Cruz Branch
Health Insurance Agent · Capitola, CA

AAA Capitola/Santa Cruz Branch serves the Capitola, CA area and surrounding Santa Cruz County as a local health insurance agent. The company helps individuals and families compare and enroll in health insurance plans that meet their coverage needs. It also assists small business owners with group health insurance options, including plan selection and enrollment support. Additionally, the agent handles Medicare supplement plans and prescription drug coverage to help clients navigate their healthcare options.

JJ
820 Bay Ave #103
Jill Judd - State Farm Insurance Agent
Health Insurance Agent · Capitola, CA

Jill Judd, operating as a health insurance agent in Capitola, CA, offers a range of individual and family health plans as well as supplemental coverage options. The agency works with clients to establish initial policies and provides ongoing support for plan adjustments and claims assistance. Service includes regular policy reviews to ensure coverage remains aligned with changing healthcare needs. The office handles insurance for a variety of residential and commercial properties, including single-family homes, apartments, retail spaces, and restaurants.

JM
503A Capitola Ave
JL Martin Insurance Agency
Health Insurance Agent · Capitola, CA

JL Martin Insurance Agency assists homeowners, renters, and small business owners in Capitola, California, with health insurance plans tailored to their individual needs. The agency helps clients navigate the complexities of medical coverage, including options for individual policies and family plans. By focusing on personalized guidance, it aims to simplify the enrollment process and annual benefit reviews. Its expertise extends to those seeking affordable solutions within the competitive local market. The agency also serves residents throughout the nearby Santa Cruz metropolitan area.

PH
1906 41st Ave
Prime Health Insurance CA
Health Insurance Agent · Capitola, CA

Serving Capitola and the surrounding Santa Cruz County communities, Prime Health Insurance CA handles individual and family health plans, Medicare options, and small group coverage. It assists clients in navigating the annual enrollment process to find suitable medical and prescription drug benefits. Understanding that each household has unique healthcare needs and financial considerations, the company begins by conducting a thorough review of the client’s existing coverage and budget. It then compares available marketplace and private carrier plans before presenting clear, side-by-side comparisons to guide an informed choice.

DR
500 Plum St
Donald R Hardy Insurance Agency
Health Insurance Agent · Capitola, CA

Donald R Hardy Insurance Agency in Capitola, CA assists clients with health insurance coverage, distinguishing between one-time plan selections for short-term needs and ongoing policy management for long-term medical care. The agency helps individuals and families navigate available health plans and enroll in suitable options. Service runs on both a scheduled basis for regular policy reviews and an as-needed basis for urgent enrollment or billing questions.

CI
1500 41st Ave #228
CalNonprofits Insurance Services
Health Insurance Agent · Capitola, CA

CalNonprofits Insurance Services, based in Capitola, specializes in helping clients navigate health insurance plan options, including individual and family coverage. It also assists with plan renewals and the enrollment process, ensuring residents understand their deductibles and provider networks. This local health insurance agent provides guidance on Affordable Care Act plans and Medicare options for seniors. During the annual open enrollment period, it helps individuals meet critical deadlines to avoid gaps in coverage or costly penalties.

MD
500 Plum St
Martini David J
Health Insurance Agent · Capitola, CA

As open enrollment nears for those in Capitola, Martini David J helps individuals and families review their health coverage options. As a health insurance agent, this business assists clients with plans from available carriers to meet medical needs and budget. Evaluating current policies and identifying potential gaps in coverage for doctor visits or prescriptions are part of the initial meeting. A complimentary consultation is offered to discuss your specific situation and begin the assessment step.

OC
716 Capitola Ave suite b
One Connect Insurance Solutions
Health Insurance Agent · Capitola, CA

One Connect Insurance Solutions in Capitola, California assists individuals and families with navigating the complex health insurance marketplace. As a dedicated health insurance agent, the company helps clients understand coverage options, plans for medical needs, and enroll in suitable policies. This agency focuses on pairing local residents with appropriate private health plans or public exchange offerings. The office also works with small commercial sectors, including medical and professional offices, warehouses, and food service businesses requiring group health solutions.

PI
4360 Diamond St
Powanda Insurance Agency
Health Insurance Agent · Capitola, CA

Powanda Insurance Agency serves individual health insurance clients and businesses in Capitola, California. Their work involves helping residents navigate plan options for personal medical coverage. Commercial health insurance solutions are also offered for local employers seeking group benefits. The agency covers the broader Santa Cruz County area, ensuring nearby communities have access to local assistance. Clients can receive guidance during open enrollment periods and through life changes requiring plan adjustments. Follow-up service is provided between regular visits to help manage renewals and address questions as needs evolve.

RE
820 Bay Ave Suite 230E
Real Estate & Insurance Services
Health Insurance Agent · Capitola, CA

Real Estate & Insurance Services in Capitola, CA is known for helping local residents navigate the complexities of health insurance coverage. The agency assists clients in comparing individual plans, family policies, and small business group options to match specific medical needs and budgets. Its agents provide clear explanations of plan benefits, deductibles, and network restrictions for current enrollment periods. The company also offers guidance on enrolling in supplemental accident or critical illness plans that can provide additional financial protection alongside a primary health policy.

What Does a a Health Insurance Agent in Capitola Cost?

Health insurance agents in California do not charge you a direct fee. Their compensation comes from the insurance carrier as a commission typically ranging from 2 to 5 percent of the annual premium. For a typical individual plan this might mean a commission of 200 to 600 dollars per year. Costs vary by plan type carrier and enrollment volume. This is general information not insurance advice.

About health insurance agents in Capitola

Health insurance agents in Capitola California help residents navigate Covered California plans and private insurance options. Agents must be licensed by the California Department of Insurance and can explain how state laws like the individual mandate affect your coverage. They provide local guidance for Santa Cruz County residents seeking health plans.

Frequently Asked Questions

What does a health insurance agent in Capitola do?

A health insurance agent helps you compare plans from different carriers and enroll in coverage. They can assist with Covered California applications and explain subsidies. Agents also help with Medicare Advantage and Medigap plans.

Do I need to pay a fee for a health insurance agent in California?

No. Health insurance agents in California are typically paid by the insurance company not by you. Their commission is built into the plan premium so you do not pay extra out of pocket.

What documents do I need to enroll with a Capitola agent?

You will need your Social Security number income information and current health coverage details. For Covered California you also need tax return information to verify subsidy eligibility. Bring identification and proof of residency.

Health Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each health insurance agent's credentials and current standing with your state Department of Insurance.