The top-rated flood insurance agent in Huntington, West Virginia is Tyler Bullington - State Farm Insurance Agent, rated 4.9 stars across 156 reviews. Other highly rated options include Jon L Garton - State Farm Insurance Agent, Alice Thornton Insurance, Loyalty Insurance Huntington. This directory lists 20 flood insurance agents serving Huntington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tyler Bullington - State Farm Insurance Agent | 939 3rd Ave | (304) 522-0233 |
| 2 | Jon L Garton - State Farm Insurance Agent | 512 Adams Ave | (304) 525-1116 |
| 3 | Alice Thornton Insurance | 525 Camden Rd | (304) 396-7737 |
| 4 | Loyalty Insurance Huntington | 2401 5th Ave | (304) 202-1090 |
| 5 | Galloway Insurance Brokerage | 537 9th St | (304) 697-5363 |
| 6 | Bloss & Dillard Inc | 1925 Adams Ave | (304) 429-6961 |
| 7 | Highland Insurance Co | 1526 3rd Ave | (304) 529-3381 |
| 8 | Highpoint Insurance LLC | 1000 5th Ave | (304) 714-8839 |
| 9 | Lipscomb Tomblin Insura Agency | 5199C Yeich Ave | (304) 736-0810 |
| 10 | AAA Huntington Insurance and Member Services | 1126 6th Ave | (304) 523-6423 |
Homeowners, businesses, and property managers in Huntington rely on Tyler Bullington - State Farm Insurance Agent for flood insurance guidance. The agency helps clients assess their property's flood risk and navigate coverage options suited to their specific needs. Given the local proximity to the Ohio River and potential for heavy rains, securing adequate flood protection is a practical concern for many area residents. The agent also serves policyholders in neighboring areas such as Barboursville and the greater Cabell County metro vicinity.
Serving Huntington, West Virginia, and the surrounding communities, Jon L Garton - State Farm Insurance Agent works as a flood insurance agent, handling policies that protect residential and commercial properties from flood damage. The office manages the application process and helps clients understand their coverage options for this essential protection. To handle a typical job, the agency assesses a property’s specific flood risk and matches that risk to a suitable policy plan from available options.
Alice Thornton Insurance in Huntington, WV, is known for helping homeowners and business owners secure flood coverage. The agency serves clients across the local area, where flood risk from the Ohio River and regional watersheds makes this protection especially important. It assists with policies from the National Flood Insurance Program as well as private market options. As a specialty service, the agency can also advise on supplemental contents coverage to protect personal belongings inside a structure.
Loyalty Insurance Huntington provides guidance on obtaining flood insurance, helping property owners assess their coverage needs. It explains policy options that address potential water damage from rising waters, supporting clients during the annual renewal process. The company focuses on maintaining accurate coverage limits and understanding federal program requirements. It services single-family homes, apartments, retail establishments, and restaurants throughout the region.
Galloway Insurance Brokerage serves homeowners, businesses, and property managers in Huntington, West Virginia, by securing flood insurance policies that address both residential and commercial risk. The agency helps clients understand the specific flood zone requirements and coverage options available in the area. Navigating federal guidelines and local flood plain maps is a standard part of their service. They also assist policyholders with adjusting coverage limits as property values or regulations change. Their coverage area includes communities throughout the greater Huntington metro, such as Barboursville.
Bloss & Dillard Inc in Huntington, West Virginia distinguishes between one-time flood insurance policies and ongoing annual coverage options for local property owners. Their service addresses flood risks specific to the Ohio River Valley and surrounding tributaries, ensuring homeowners and businesses have appropriate protection. Coverage plans are designed to meet both standard lender requirements and individual risk tolerance levels. Service runs on a scheduled basis, with annual policy reviews and renewals handled in alignment with the National Flood Insurance Program calendar.
Highland Insurance Co provides flood insurance coverage in Huntington, West Virginia, focusing on policies for residential and commercial properties. The agency specializes in tailoring plans for flood-prone areas, ensuring compliance with federal requirements. Clients in the region can obtain protection against water damage from storms and rising waters. The company also serves commercial sectors including offices, warehouses, and food service establishments.
Highpoint Insurance LLC specializes in flood insurance guidance for residential and commercial properties in Huntington, West Virginia. The agency assists clients in assessing risks, reviewing policy options, and securing coverage tailored to the area’s floodplain requirements. Navigating the National Flood Insurance Program complexities and private market alternatives, it helps property owners maintain necessary protection. As heavy seasonal rains often cause flash flooding in the Ohio Valley, the agency advises homeowners and businesses on coverage adjustments to address rising water hazards before and after storms.
With the Ohio River often threatening spring flooding in Huntington, residents seek reliable protection for their properties. Lipscomb Tomblin Insura Agency offers customized flood insurance policies to local homeowners and businesses, helping them navigate federal requirements and choose appropriate coverage limits. Their agents assess specific flood zone risks common to this region near the river valleys. For those concerned about potential water damage, the agency starts by scheduling a thorough property inspection to evaluate elevation and basement vulnerabilities before recommending a suitable plan.
AAA Huntington Insurance and Member Services serves clients in Huntington, West Virginia, and the surrounding communities. The agency handles a range of flood insurance policies designed to protect residential and commercial properties from water damage. It assists with coverage under the National Flood Insurance Program, ensuring compliance with local floodplain management requirements. When handling a typical job, the agency first reviews the property's flood zone designation and then generates a quote that aligns with the client's specific risk exposure and coverage needs.
What Does a a Flood Insurance Agent in Huntington Cost?
Typical flood insurance costs in West Virginia for an NFIP policy range from 700 to 2,500 dollars per year, depending on flood zone, building characteristics, and deductible. Properties in high-risk zones like those near the Ohio River in Huntington may have higher premiums. Private market policies can be more or less expensive based on risk assessment. This is general information and not insurance advice.
About flood insurance agents in Huntington
Flood insurance agents in Huntington, West Virginia help property owners secure coverage through the National Flood Insurance Program or private insurers. Huntington sits along the Ohio River and faces flood risks from heavy rains and river overflow. West Virginia law requires lenders to mandate flood insurance for properties in high-risk flood zones, making local agent guidance essential.
Frequently Asked Questions
Do I need flood insurance in Huntington West Virginia?
If your property is in a Special Flood Hazard Area designated by FEMA, your mortgage lender will require flood insurance. Even outside high-risk zones, flooding from storms can occur, so many residents choose coverage for peace of mind.
What does a flood insurance agent in Huntington do?
A flood insurance agent helps you assess your flood risk, compare NFIP and private policy options, and complete the application. They also assist with elevation certificates and claims filing after a flood event.
How much does flood insurance cost in West Virginia?
Costs vary based on your property's flood zone, elevation, and coverage amount. In West Virginia, annual premiums for NFIP policies typically range from 700 to 2,500 dollars. Private insurers may offer different rates.
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