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Find Flood Insurance Agents Near You in Wheeling, WV

Browse flood insurance agents serving Wheeling, West Virginia. Updated 2026-07-14.

The top-rated flood insurance agent in Wheeling, West Virginia is Ruiz Insurance, rated 5.0 stars across 131 reviews. Other highly rated options include Lorri Grisell - State Farm Insurance Agent, Laura Mull - State Farm Insurance Agent, Noah Mull - State Farm Insurance Agent. This directory lists 19 flood insurance agents serving Wheeling.

Showing 19 flood insurance agents in Wheeling, WVListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Ruiz Insurance2201 Chapline St(304) 905-8069
2Lorri Grisell - State Farm Insurance Agent12 W Bethlehem Blvd(304) 905-6900
3Laura Mull - State Farm Insurance Agent1111 Main St(304) 233-1330
4Noah Mull - State Farm Insurance Agent2192 National Rd(304) 242-2390
5Fahey-Leavitt1203 Mount Dechantal Rd #2(304) 242-8840
6Paree Insurance Centers306 Kruger St(304) 243-1713
7Citywide Insurance & Real Estate2066 National Rd(304) 242-7500
8AAA Wheeling Insurance and Member Services846 National Rd(304) 233-1810
9Gary Dietz: Allstate Insurance1010 National Rd(304) 232-1200
10Bernie Glenn Insurance & Financial Service1804 Warwood Ave(304) 277-3239
RI
2201 Chapline St
Ruiz Insurance
Flood Insurance Agent · Wheeling, WV

Ruiz Insurance serves the Wheeling, West Virginia, area as a flood insurance agent. The company helps property owners assess their flood risk and navigate the complexities of obtaining appropriate coverage. In this region with significant river and creek systems, securing proper protection against water damage is essential for both residential and commercial structures. The agency assists clients with applications and documentation required for policies. Ruiz Insurance handles flood insurance tailored for homes in designated flood zones and also for commercial properties needing coverage.

LG
12 W Bethlehem Blvd
Lorri Grisell - State Farm Insurance Agent
Flood Insurance Agent · Wheeling, WV

Lorri Grisell - State Farm Insurance Agent in Wheeling, WV, provides flood insurance policies designed to protect against water damage from rising waters and storm surges. Service plans include policy review and claims assistance to ensure clients understand their coverage. The agency helps property owners in the area secure financial protection for their assets. It services single-family homes, apartments, retail locations, and restaurants.

LM
1111 Main St
Laura Mull - State Farm Insurance Agent
Flood Insurance Agent · Wheeling, WV

Laura Mull - State Farm Insurance Agent serves homeowners, businesses, and property managers in Wheeling, West Virginia, advising on flood insurance policies tailored to protect against local water damage risks. The agency helps clients understand flood zone requirements and coverage options for residential and commercial properties facing Ohio River valley weather patterns. Policies can cover building structure and personal contents from rising water events common in the region. This Wheeling office also assists customers in nearby communities such as Triadelphia and Elm Grove throughout the Ohio County metro area.

NM
2192 National Rd
Noah Mull - State Farm Insurance Agent
Flood Insurance Agent · Wheeling, WV

Noah Mull - State Farm Insurance Agent serves Wheeling, West Virginia, and the surrounding Ohio Valley communities. This agency handles flood insurance policies designed to protect residential and commercial properties from water damage common in this region. The agent works directly with clients to assess their flood risk based on local flood zone maps and property elevation. For a typical job, it guides a customer through policy selection, explains coverage limits and deductibles, and ensures the application is filed before any community flood map change deadline.

FL
1203 Mount Dechantal Rd #2
Fahey-Leavitt
Flood Insurance Agent · Wheeling, WV

In Wheeling, WV, Fahey-Leavitt specializes in securing policies that cover damage from rising water, a service distinct from standard homeowners coverage. The agency works with clients across the region to assess property-specific flood risks and navigate the National Flood Insurance Program. It also helps area homeowners, renters, and businesses review existing policies to ensure adequate protection against unexpected losses. During spring thaw or heavy summer storms, it provides guidance on filing claims quickly to begin recovery.

PI
306 Kruger St
Paree Insurance Centers
Flood Insurance Agent · Wheeling, WV

Paree Insurance Centers distinguishes between a one-time policy purchase and recurring coverage renewal, ensuring protection for property owners in Wheeling, WV. Their flood insurance policies cover damage from rising waters and related debris flow, safeguarding homes and businesses against typical regional weather events. The service operates on a scheduled renewal basis, with policyholders able to request adjustments or assessments as needed following any significant storm or water event.

CI
2066 National Rd
Citywide Insurance & Real Estate
Flood Insurance Agent · Wheeling, WV

When spring rains and snowmelt threaten the Ohio Valley, homeowners in Wheeling, WV, look for reliable protection against rising waters. Citywide Insurance & Real Estate serves the local community as a flood insurance agent, helping property owners prepare for potential damage. The company focuses on explaining coverage options that address the specific risks of this flood-prone region near the Ohio River. By assisting clients through the documentation and policy selection process, the agency ensures each property is appropriately evaluated. A final step typically involves a property inspection or an initial risk-assessment visit.

AW
846 National Rd
AAA Wheeling Insurance and Member Services
Flood Insurance Agent · Wheeling, WV

AAA Wheeling Insurance and Member Services works to help property owners in Wheeling, WV secure appropriate protection for their buildings and contents. It specializes in flood insurance agency services, addressing the specific risks posed by regional weather patterns and water-related events. The company assists clients with risk evaluation and policy selection for commercial operations. It can serve various commercial sectors, including offices, warehouses, and food service establishments.

GD
1010 National Rd
Gary Dietz: Allstate Insurance
Flood Insurance Agent · Wheeling, WV

Gary Dietz: Allstate Insurance in Wheeling, WV offers residential flood insurance for homes, helping property owners protect against water damage from heavy rains and rising rivers. Commercial coverage is also available for local businesses vulnerable to flooding in the Ohio Valley area. The agency serves customers throughout Wheeling and surrounding communities. Clients are encouraged to schedule follow-up consultations between regular policy reviews to adjust coverage as flood risks or property needs change.

BG
1804 Warwood Ave
Bernie Glenn Insurance & Financial Service
Flood Insurance Agent · Wheeling, WV
WG
1144 Market St # 301
Westfield Group
Flood Insurance Agent · Wheeling, WV
(304) 470-4745
westfieldinsurance.com
EI
1228 National Rd
Envoy Insurance Solutions
Flood Insurance Agent · Wheeling, WV
(681) 305-0005
EI
149 E Cv Ave
Easy Insurance of Wheeling
Flood Insurance Agent · Wheeling, WV
(304) 254-6504
PI
2100 Market St
Peakguard Insurance LLC
Flood Insurance Agent · Wheeling, WV
(304) 853-0011
LF
1950 Lumber Ave
The Lewis Financial Group
Flood Insurance Agent · Wheeling, WV
(304) 242-3355
thelewisfg.com
TI
594 National Rd
TARO Insurance
Flood Insurance Agent · Wheeling, WV
(304) 223-0588
marthbonus3220926.wixsite.com/my-site
BI
4 Fairfax Dr
The Broverman Insurance Company
Flood Insurance Agent · Wheeling, WV
(304) 551-5735
americannational.com/agent
NI
2448 National Rd
Nationwide Insurance: Charles W Ludewig
Flood Insurance Agent · Wheeling, WV
(304) 243-9200
agency.nationwide.com/wv/wheeling/26003/charles-w-ludewig
UI
2 22nd St 2nd floor
USI Insurance Services
Flood Insurance Agent · Wheeling, WV
(304) 232-0600
usi.com

What Does a a Flood Insurance Agent in Wheeling Cost?

Flood insurance costs in Wheeling West Virginia depend on flood zone elevation and building characteristics. NFIP policies average 700 to 1500 dollars per year for residential properties. Private market policies may offer different pricing. Higher risk areas near the Ohio River can see premiums above 2000 dollars annually. This is general information not insurance advice.

About flood insurance agents in Wheeling

Flood insurance agents in Wheeling West Virginia help property owners protect homes and businesses from flood damage common to the Ohio River area. West Virginia law requires flood insurance for properties in Special Flood Hazard Areas if they have a federally backed mortgage. Agents can explain the National Flood Insurance Program and private options available to Wheeling residents.

Frequently Asked Questions

Do I need flood insurance in Wheeling West Virginia?

You may need flood insurance if your property is in a Special Flood Hazard Area as shown on FEMA flood maps. Lenders require it for federally backed mortgages in these zones. Even outside high-risk areas flood insurance is recommended due to local flash flooding risks.

What does a flood insurance agent in Wheeling do?

A flood insurance agent helps you assess your flood risk determine coverage needs and purchase a policy through the National Flood Insurance Program or a private insurer. They also assist with policy renewals and claims questions specific to West Virginia regulations.

How much does flood insurance cost in Wheeling West Virginia?

Costs vary based on property location elevation and coverage amount. In West Virginia typical annual premiums range from 500 to 2000 dollars for standard NFIP policies. Higher risk properties near the Ohio River may cost more. An agent can provide a specific quote.

Flood Insurance Agents in Other West Virginia Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.