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Directory of flood insurance agents in Stafford, Virginia. Verify credentials with the state department of insurance before hiring.
14 agents listed
Updated May 2026
Stafford, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Virginia before hiring.
Showing 14 flood insurance agents in Stafford, VA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Rachel Johnson - State Farm Insurance Agent
373 Garrisonville Rd #109, Stafford, VA 22554
(540) 628-7937
mystaffordagent.com
Gary Boxley - State Farm Insurance Agent
2048 Richmond Hwy # B, Stafford, VA 22554
(703) 221-1771
garyboxleyinsurance.com
Farmers Insurance - Patricia Grant
306 Garrisonville Rd Suite 303, Stafford, VA 22554
(540) 318-8622
agents.farmers.com
J. Green Insurance
300 Garrisonville Rd Suite 302, Stafford, VA 22554
(540) 318-6020
jgreeninsurance.com
Michael C. Smith - State Farm Insurance Agent
2789 Richmond Hwy Ste 109, Stafford, VA 22554
(540) 720-8404
agentmcsmith.com
Chamblin Insurance LLC
Mckittrick Dr, Stafford, VA 22554
(571) 774-8277
chamblininsurance.com
Virginia Senior Benefits and Family Care
43 Montgomery Dr, Stafford, VA 22556
(540) 226-8715
lifepolicyshopper.com
Bryce Reeves - State Farm Insurance Agent
685 Garrisonville Rd STE 101, Stafford, VA 22554
(540) 657-7030
brycereeves.net
EZ FIX INSURANCE AGENCY
1259 Courthouse Rd #204, Stafford, VA 22554
(540) 318-6733
multiserviciosentrelatinos.com
Tabitha E. Walker Insurance Agency
25 Clement Dr, Stafford, VA 22556
(540) 657-5633
tabithawalkerinsurance.com
Elite Insurance Services VA
2080 US-1, Stafford, VA 22554
(434) 356-0420
Coverage Co Insurance VA
2049 US-1, Stafford, VA 22554
(540) 413-0166
Progressive Agent: HAA Insurance Agency LLC
24 Onville Rd suite 101-19, Stafford, VA 22556
(703) 691-6126
haainsuranceagency.com
Gengler Insurance Agency Stafford
356 Garrisonville Rd #119, Stafford, VA 22554
(540) 659-3599
ginsurance.net
Flood insurance agents in Stafford, Virginia help property owners navigate National Flood Insurance Program (NFIP) policies and private flood coverage. Virginia law requires flood insurance for properties in high-risk flood zones with federally backed mortgages. Stafford County participates in the NFIP Community Rating System, which can lower premiums for residents.
What Does a Flood Insurance Agent in Stafford Cost?
Typical NFIP flood insurance premiums in Stafford range from 700 to 2,500 dollars per year for a standard home, depending on flood zone, elevation, and deductible. Private flood insurance may cost 500 to 1,800 dollars annually for comparable coverage. Costs vary significantly by property risk and coverage amount. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Stafford Virginia?
If your property is in a Special Flood Hazard Area (SFHA) and you have a federally backed mortgage, flood insurance is required by Virginia law and federal regulation. Even outside high-risk zones, flooding can occur from heavy rain or drainage issues.
How do I choose a flood insurance agent in Stafford?
Look for an agent licensed in Virginia who specializes in flood coverage and understands local flood maps. They can help you compare NFIP policies with private flood insurance options available in Virginia.
Free • No Obligation
Compare Flood Insurance Agents
Get matched with agents in Stafford who handle your type of coverage.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Virginia.