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Compare flood insurance agents in Charlottesville. Review contact information and insurance categorys before you decide.
20 agents listed
Updated May 2026
Charlottesville, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Virginia before hiring.
Showing 20 flood insurance agents in Charlottesville, VA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Miguel Coradine - Sirius Insurance
687 Berkmar Cir, Charlottesville, VA 22901
(434) 817-7555
craddocksirius.com
Specialized Insurance
2250 Old Ivy Rd #5, Charlottesville, VA 22903
(434) 529-6000
specializedins.com
Able Insurance Agency
716 Rio Rd W STE D, Charlottesville, VA 22901
(434) 979-0814
ableinsurance.com
Eva Gee Scott - State Farm Insurance Agent
1136B Emmet St N, Charlottesville, VA 22903
(434) 977-2741
evageescott.com
Craddock Sirius Insurance
687 Berkmar Cir, Charlottesville, VA 22901
(434) 817-7555
craddocksirius.com
Mac Weems - State Farm Insurance Agent
2215 Hydraulic Rd, Charlottesville, VA 22901
(434) 971-3838
cvillequote.com
Gary Albert - State Farm Insurance Agent
1380 Rio Rd E, Charlottesville, VA 22901
(434) 296-1222
garyalbert.com
Ned Loyd: Allstate Insurance
944 Glenwood Station Ln STE 202, Charlottesville, VA 22901
(434) 977-0566
agents.allstate.com
Greg Leffler - State Farm Insurance Agent
503 Faulconer Dr #1a, Charlottesville, VA 22903
(434) 296-1010
gregleffler.us
Insurance Doctor
1980 Abbey Rd, Charlottesville, VA 22911
(434) 218-1663
myinsurancedoctor.com
Towe Insurance Service Inc.
304 E Jefferson St, Charlottesville, VA 22902
(434) 295-5191
toweinsurance.com
Better Rate Insurance
106 South Steet, Charlottesville, VA 22902
(540) 818-7565
betterrateins.com
The Rudd Insurance Group
1410 Incarnation Dr STE 201, Charlottesville, VA 22901
(434) 973-6166
theruddinsurancegroup.com
Bearing Insurance
100 10th St NE STE 200, Charlottesville, VA 22902
(434) 977-5313
bearinginsurance.com
Virginia Farm Bureau Insurance Company
890 Rio E Ct suite a, Charlottesville, VA 22901
(434) 293-5775
vafb.com
Hanckel-Citizens Insurance
218 3rd St NE, Charlottesville, VA 22902
(434) 296-7191
hanckelcitizens.com
Coleman & Davis Insurance Agency
302 Hickman Rd Ste 102, Charlottesville, VA 22911
(434) 295-1154
colemandavisinsurance.com
Comparion Insurance Agency
300 E Main St #308, Charlottesville, VA 22901
(434) 218-6265
comparioninsurance.com
Tailored Insurance
1932 Arlington Blvd # 1, Charlottesville, VA 22903
(434) 975-4407
insurecville.com
Davis Insurance Agency
665 Berkmar Ct, Charlottesville, VA 22901
(434) 978-4930
davisinsures.com
Flood insurance agents in Charlottesville Virginia help property owners understand their risk and secure coverage through the National Flood Insurance Program or private insurers. Virginia law requires flood insurance for properties in high-risk flood zones if they have a federally backed mortgage. Local agents can explain how recent flooding in the Rivanna River watershed affects your policy needs.
What Does a Flood Insurance Agent in Charlottesville Cost?
Flood insurance costs in Virginia vary by flood zone, property elevation, and coverage amount. In Charlottesville, an NFIP policy for a home in a high-risk zone might cost between 700 and 2,000 dollars per year. Private flood insurance may offer different rates. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Charlottesville Virginia?
If your property is in a Special Flood Hazard Area and you have a federally backed mortgage, Virginia law requires flood insurance. Even outside high-risk zones, agents often recommend coverage due to heavy rain events.
How do I choose a flood insurance agent in Charlottesville?
Look for an agent licensed in Virginia who specializes in flood policies. Ask about their experience with NFIP rules and private flood insurance options for homes near the Rivanna River or Moores Creek.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Virginia.