The top-rated flood insurance agent in Roanoke, Virginia is Bill Meador Insurance Agency, rated 4.9 stars across 930 reviews. Other highly rated options include Banks Insurance Agency, Inc., Holley Insurance, Beveridge & Akers Insurance Group. This directory lists 20 flood insurance agents serving Roanoke.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bill Meador Insurance Agency | 3241 N Electric Rd Suite 1C | (540) 904-7833 |
| 2 | Banks Insurance Agency, Inc. | 2715 Brambleton Ave SW | (540) 776-6401 |
| 3 | Holley Insurance | 3629 Franklin Rd SW Ste 207 | (540) 985-6554 |
| 4 | Beveridge & Akers Insurance Group | 2772 Electric Rd SW # 3 | (540) 777-4877 |
| 5 | Amanda Christiansen - State Farm Insurance Agent | 3002 Brandon Ave SW | (540) 362-1838 |
| 6 | Hufford Insurance Jill | 5219 Peters Creek Rd Ste 1 | (540) 362-1001 |
| 7 | Brogan Insurance | 3224 Peters Creek Rd | (540) 366-8264 |
| 8 | Thomas & Associates: Allstate Insurance | 6711 Williamson Rd | (540) 563-8899 |
| 9 | Farmers Insurance: Caleb Mann Agency | 508 Gus W Nicks Blvd NE | (540) 342-6266 |
| 10 | Sharpe Insurance Agency LLC | 401 Campbell Ave SW | (276) 806-5673 |
Bill Meador Insurance Agency serves Roanoke, Virginia, and the surrounding metro area as a dedicated flood insurance agent. The company helps property owners understand available federal and private flood coverage options for their homes and businesses. Navigating flood zone requirements and policy details is a critical service here, given the region's susceptibility to heavy rains and riverine flooding. The agency also assists clients with securing content protection and structural coverage, ensuring that even lower-risk properties remain protected against overflow events.
Banks Insurance Agency, Inc., located in Roanoke, VA, provides a full range of flood insurance services tailored to local risk factors. It assists clients with initial coverage assessments and ensures existing policies are properly maintained through annual policy reviews. The agency also aids property owners in adjusting coverage limits to reflect changes in flood zone maps. Its services cover single-family homes, apartment buildings, retail spaces, and restaurants throughout Roanoke.
Homeowners, businesses, and property managers in Roanoke turn to Holley Insurance for critical flood insurance coverage. As a dedicated flood insurance agent, the firm helps clients understand their flood risk and select appropriate policies through the National Flood Insurance Program and private markets. Tailoring protection to each property’s specific elevation and flood zone, they guide customers through the application process and claims support. Holley Insurance also extends these same services to clients in the neighboring community of Salem and throughout the surrounding Roanoke Valley metro area.
Serving Roanoke, Virginia, and surrounding communities, Beveridge & Akers Insurance Group handles flood insurance brokerage for residential and commercial properties. The company stays current on regional flood zone maps and National Flood Insurance Program guidelines to offer appropriate coverage options. By focusing on personalized risk assessments and clear policy explanations, the agency helps property owners understand their specific exposure to flood damage. A typical job is handled through a thorough evaluation of the client’s location and coverage needs, followed by a detailed walkthrough of available policy terms and limits.
Amanda Christiansen’s agency specializes in flood insurance for residential and commercial properties in Roanoke, Virginia. It also provides a full range of standard personal insurance options, including auto, homeowners, and life policies. As a local agent, the office helps homeowners and renters understand available coverage options for flooding from heavy rain or overflowing rivers. This is especially valuable during spring storms or after large snowmelt events, when water damage risks increase substantially in the Roanoke Valley area.
Hufford Insurance Jill in Roanoke, VA distinguishes between a one-time flood insurance policy purchase and a recurring option that automatically renews each year. Coverage protects the structure and its contents against rising water damage from storms or river overflow. Following a federal elevation certificate, the agent assesses the specific flood zone for the property to determine what is covered. Service is provided on either a scheduled renewal basis for continuing protection or on an as-needed basis for a single transaction.
Spring storms and rising creek levels threaten many neighborhoods across the Roanoke Valley. Brogan Insurance in Roanoke, VA, serves as a flood insurance agent to help property owners secure coverage against such water damage. Policies can protect structures and personal belongings when heavy rains overwhelm drainage systems. The agent clarifies federal program requirements and coverage gaps that standard homeowner policies leave open. An appointment begins with a walkthrough of the property to assess flood risk factors.
Thomas & Associates: Allstate Insurance in Roanoke, Virginia, provides general property insurance services. As a specialty add-on, the agency offers flood insurance policies for residential and commercial clients. This coverage is especially valuable in Roanoke, where seasonal storms and river flooding can threaten structures. Homeowners can secure protection for their primary residences and rental properties. Businesses can also obtain policies tailored to their specific operational spaces, including offices, warehouses, and food service establishments.
Farmers Insurance: Caleb Mann Agency in Roanoke, VA, offers residential flood insurance to protect homes from water damage, and also provides commercial coverage for local businesses. The agency serves clients throughout the Roanoke area and surrounding communities. Following an initial policy setup, the team follows up with annual policy reviews prior to each spring season to ensure coverage remains adequate between regular visits.
What Does a a Flood Insurance Agent in Roanoke Cost?
Flood insurance costs in Virginia vary based on flood zone elevation building characteristics and coverage limits. For a standard NFIP policy annual premiums typically range from 700 to 2000 dollars for low-risk areas and can exceed 4000 dollars for high-risk zones. Private flood insurance may offer different pricing and higher coverage limits. This information is general and not insurance advice.
About flood insurance agents in Roanoke
Flood insurance agents in Roanoke Virginia help property owners protect their homes and businesses from flood damage. Virginia law requires flood insurance for properties in high-risk flood zones that have a federally backed mortgage. Agents in Roanoke can explain the National Flood Insurance Program and private flood insurance options available in the region.
Frequently Asked Questions
Is flood insurance required in Roanoke Virginia?
Yes flood insurance is required for properties in Special Flood Hazard Areas that have a mortgage from a federally regulated lender. Virginia law follows federal requirements under the National Flood Insurance Program. Even outside high-risk zones many property owners choose flood insurance for protection.
How do I find a flood insurance agent in Roanoke?
You can search for licensed insurance agents in Roanoke through the Virginia Bureau of Insurance website. Many local independent agents offer flood insurance policies from multiple providers. Ask about their experience with the National Flood Insurance Program and private flood insurance carriers.
What does a flood insurance agent do in Roanoke?
A flood insurance agent helps you assess your flood risk determine coverage needs and obtain a flood insurance policy. They can explain elevation certificates flood zone maps and policy exclusions. Agents also assist with claims filing and policy renewals.
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