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Looking for a flood insurance agent in Portsmouth? Review the directory below to compare your options.
14 agents listed
Updated May 2026
Portsmouth, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Virginia before hiring.
Showing 14 flood insurance agents in Portsmouth, VA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Rachel Bailey - State Farm Insurance Agent
355 Crawford St Ste 106, Portsmouth, VA 23704
(757) 337-4265
insuredbyrachel.com
Nationwide Insurance: Coppedge Insurance Agency Inc.
4405 Portsmouth Blvd, Portsmouth, VA 23701
(757) 405-3079
coppedgeinsurance.com
Direct Auto Insurance
2552 Airline Blvd, Portsmouth, VA 23701
(757) 405-0202
local.directauto.com
Tracey Vinson - State Farm Insurance Agent
3900 Greenway Ct N, Portsmouth, VA 23707
(757) 399-7595
insuredbytvsf.com
Terry Friar - State Farm Insurance Agent
4355 Portsmouth Blvd, Portsmouth, VA 23701
(757) 488-5631
terryfriarsf.com
Direct Auto Insurance
3574 Towne Point Rd, Portsmouth, VA 23703
(757) 606-3177
local.directauto.com
Heritage Insurance Agency
3706 Winchester Dr Ste 100, Portsmouth, VA 23707
(757) 399-7951
heritageinsuranceagency.com
Willis Roberts: Allstate Insurance
6111 Portsmouth Blvd, Portsmouth, VA 23701
(757) 204-3221
agents.allstate.com
Members Assurance Property & Casualty
1040 University Blvd #102, Portsmouth, VA 23703
(757) 523-5352
membersinsuranceagency.com
Serenty insurance agency Portsmouth
5731 Portsmouth Blvd, Portsmouth, VA 23701
(276) 444-9328
Atlantic Charter Insurance Group
5599 Portsmouth Blvd, Portsmouth, VA 23701
(757) 488-0082
atlanticcharterinsurance.com
Young Insurance Agency Group, A Division of World
2865 Airline Blvd suite B, Portsmouth, VA 23701
(757) 548-8300
locations.worldinsurance.com
Tifeshon Adams Insurance
100 7th St Suite 104, Portsmouth, VA 23704
(757) 919-9305
tifeshonadamsins.com
Towne Insurance
200 High St, Portsmouth, VA 23704
(757) 468-6100
towneinsurance.com
Flood insurance agents in Portsmouth, Virginia help property owners secure coverage through the National Flood Insurance Program (NFIP) or private insurers. Portsmouth is in a coastal flood zone, and Virginia law requires lenders to mandate flood insurance for properties in high-risk areas. Agents guide you through flood maps, elevation certificates, and policy limits to meet local requirements.
What Does a Flood Insurance Agent in Portsmouth Cost?
Flood insurance premiums in Portsmouth depend on the flood zone, building characteristics, and coverage selected. For a standard NFIP policy, annual costs often range from 700 to 2,500 dollars. High-value or high-risk properties may cost more. Private insurers may offer competitive rates for lower-risk homes. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Portsmouth Virginia?
If your property is in a Special Flood Hazard Area (SFHA) and you have a federally backed mortgage, flood insurance is required by law. Even outside high-risk zones, flooding can occur, and agents can help you assess your risk.
What does a flood insurance agent do in Portsmouth?
A flood insurance agent helps you choose a policy that fits your property and budget. They explain coverage options, assist with elevation certificates, and ensure compliance with Virginia floodplain management rules.
How much does flood insurance cost in Portsmouth Virginia?
Costs vary based on flood zone, building elevation, and coverage amount. In Portsmouth, typical NFIP policies range from 700 to 2,500 dollars per year. Private market options may offer different rates. An agent can provide a quote for your specific property.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Virginia.