The top-rated flood insurance agent in Norfolk, Virginia is Dennis Hurst - State Farm Insurance Agent, rated 5.0 stars across 331 reviews. Other highly rated options include Keith Dorband: Allstate Insurance, Jim Clark - State Farm Insurance Agent, Manuel G Nofplot III Insurance Agency Inc. This directory lists 20 flood insurance agents serving Norfolk.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Dennis Hurst - State Farm Insurance Agent | 2815 Monticello Ave | (757) 626-1020 |
| 2 | Keith Dorband: Allstate Insurance | 1312 E Little Creek Rd | (757) 480-3800 |
| 3 | Jim Clark - State Farm Insurance Agent | 1507 E Bayview Blvd a | (757) 588-4343 |
| 4 | Manuel G Nofplot III Insurance Agency Inc | 7925 Halprin Dr | (757) 583-2100 |
| 5 | Salzberg Insurance Agency | 249 E Little Creek Rd | (757) 583-1828 |
| 6 | Gifford Insurance | 1547 E Little Creek Rd | (757) 583-2341 |
| 7 | Farmers Insurance - Carrie Lewis Agency | 330 W 22nd St Suite 103 | (757) 690-7418 |
| 8 | Farmers Insurance - Kenneth Blankenship | 4916 Colley Ave | (757) 842-6544 |
| 9 | Colonial Insurance Agency | 954 W 21st St | (757) 622-6746 |
| 10 | CWP Insurance Advisors Inc. | 7607 Sewells Point Rd ste c | (757) 963-8499 |
Dennis Hurst, serving the Norfolk, VA metro area and surrounding counties, operates as a local flood insurance agent. This agency helps property owners understand their flood risk and secure appropriate coverage from the National Flood Insurance Program. Policies typically protect the building structure and its contents against rising water damage. Common claims in this coastal region often involve storm surge and heavy rainfall. For residents near waterways, the agent offers assistance with both standard residential and commercial flood insurance policies.
Serving Norfolk, VA, Keith Dorband: Allstate Insurance provides flood insurance agent services, including policy selection and risk assessment. Its maintenance plans assist clients with annual policy reviews and updates to coverage as flood zone maps change. The company also helps customers understand flood insurance requirements and file claims when needed. Properties it services include single-family homes, apartments, retail spaces, and restaurants.
Jim Clark’s State Farm agency in Norfolk, VA provides flood insurance policies for homeowners, local businesses, and property managers. It assists property owners in navigating flood zone requirements and selecting coverage that suits their individual risk. The agency helps clients understand the difference between structure and contents protection. Its services extend to surrounding communities and parts of the Hampton Roads metro area, including Virginia Beach and Chesapeake.
Manuel G Nofplot III Insurance Agency Inc serves Norfolk, Virginia, and the surrounding Hampton Roads communities, handling flood insurance policies for residential and commercial properties in the region. The company addresses the specific flood risk requirements common to coastal and low-lying areas near rivers and bays. It assists clients with understanding coverage options and completing necessary applications. To handle a typical job, the agency reviews a property’s flood zone designation and past claim history to recommend an appropriate policy and filing approach.
Salzberg Insurance Agency in Norfolk, VA offers guidance on the key difference between one-time flood policies for immediate needs and recurring annual plans for ongoing protection, both covering structural damage and contents from rising water. They assist clients in navigating flood zone maps and federal program requirements specific to the Tidewater region. Their service runs on an as-needed basis, arranging policies when a property’s lender mandates coverage or at the customer’s request for new seasonal risk.
Specializing in flood coverage options for residential and commercial properties, Gifford Insurance works as a flood insurance agent in Norfolk, Virginia to help clients assess their individual risk levels. The company explains standard policies from the National Flood Insurance Program and assists with applications, limits, and coverage details. It regularly addresses concerns over storm surge and rising water from seasonal hurricanes or nor’easters that can impact local coastal neighborhoods of Hampton Roads.
As Norfolk’s coastal location brings hurricane season and sudden tidal flooding each year, property owners rely on specialized guidance to navigate complex flood insurance policies. Farmers Insurance - Carrie Lewis Agency advises clients on coverage limits, local flood zone risks, and federal program requirements that protect homes and belongings. The agency works closely with each homeowner or renter to clarify policy details and identify potential gaps in protection. A comprehensive risk assessment and property inspection typically begins the process of securing appropriate flood coverage for the coming season.
Farmers Insurance - Kenneth Blankenship provides general property and casualty insurance solutions for clients in the Norfolk, VA area. A specialty add-on is its flood insurance agency, designed to help property owners in flood-prone coastal zones secure critical water damage protection that standard policies do not cover. The agency can serve various commercial sectors including local offices, warehouses, and food service establishments, helping them manage the financial risks associated with potential flood events.
Colonial Insurance Agency is a flood insurance agent based in Norfolk, Virginia, known for helping property owners navigate National Flood Insurance Program policies. It serves clients throughout the Norfolk area, advising on coverage for single-family homes, condominiums, and commercial buildings. Policies address both storm surge and riverine flooding risks common to coastal regions. The agency explains flood zones and elevation certificate requirements as part of its basic service. As a specialty add-on, its agents can arrange excess flood coverage for higher-value properties that exceed standard policy limits.
CWP Insurance Advisors Inc. in Norfolk, VA provides flood insurance services for residential properties, covering policy evaluation and claims assistance. The agency also offers commercial coverage for local businesses needing protection against flood damage. Service extends throughout the Norfolk area and surrounding communities in coastal Virginia, where flood risk is a consistent concern. Clients often follow up with the agency after a major storm to update their policy limits, ensuring repeat guidance between the required National Flood Insurance Program renewal cycles.
What Does a a Flood Insurance Agent in Norfolk Cost?
The cost of flood insurance in Norfolk Virginia varies by flood zone building elevation and coverage amount. NFIP policies typically range from 700 to 2,500 per year for standard residential coverage. Private flood insurance may cost more or less depending on risk factors. This is general information and not insurance advice.
About flood insurance agents in Norfolk
Flood insurance agents in Norfolk Virginia help property owners navigate the National Flood Insurance Program and private flood coverage. Virginia law requires flood insurance disclosure for properties in Special Flood Hazard Areas. An agent can explain your options based on your specific flood zone and property type.
Frequently Asked Questions
Do I need flood insurance in Norfolk Virginia?
If your property is in a Special Flood Hazard Area designated by FEMA your lender will require flood insurance. Even outside high-risk zones flooding can occur so many Norfolk homeowners choose coverage for protection.
What does a flood insurance agent in Norfolk do?
A flood insurance agent helps you compare NFIP and private flood policies. They explain coverage limits waiting periods and flood zone designations specific to Norfolk and Virginia.
How long is the waiting period for flood insurance in Virginia?
Standard NFIP policies have a 30-day waiting period from the date of application. Some private policies may offer shorter waiting periods. An agent can confirm the exact timeline for your chosen policy.
Flood Insurance Agents in Other Virginia Cities
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